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Katapult (formerly Zibby) is a lease-to-own payment option that offers alternative financing for people with low or no FICO scores. Get Pre-Approved with Katapult to buy home goods from top retailers including Wayfair, PC Richards, Motorola, Lenovo and others!
NO CREDIT REQUIRED | NO LATE FEES | UP TO $3,500 LIMIT
Simply apply on the Katapult website and see if you are pre-approved for lease to own payment plans.
Rent to own furniture, appliances, electronics and other essentials with no credit required. Get pre-approved for up to $3,5000 credit in 30 seconds. Each month, you can choose to make your payment, buy-out your items for the same cash price or return them.
Here is the list of online stores by category that accept Katapult (formerly Zibby) for payment to rent to own.
Mattresses and Beds
Katapult works with the leading mattress and bed merchants and allows them the ability to offer a no credit needed and no credit required, lease to own mattress payment program. No late fees, ever. Find the best mattress for you even if you have low or no FICO score credit history.
| Awara Mattress | |
| Ghost Bed | You must click here for Zibby to show up as a payment option for GhostBed. AFTER you add a mattress to your cart through our first link. (otherwise your payment choices are Affirm, Bitcoin or Amazon Pay). |
| Helix Sleep | |
| Nolah Sleep | |
| Purple Mattress | |
| Wink Beds |
Electronics, Appliances & Automotive
Katapult has partnered with top electronics retailers to offer a no credit needed solution for buying new electronics. No credit required, lease to own payment program available today.
| PC Richards | P.C. Richard & Son Are the Largest Chain of Private, Family-Owned Appliance, Television, Electronics, and Mattress Stores in the US. Shop Appliances, Computers, Tablets, & More. |
| Lenovo | Computers: Laptops, Desktops, Tablets |
| Wayfair | Wayfair Sells a Zillion Things Home for All Styles and Budgets and Accepts Katapult on Most Items. They Also Accept Affirm on Some Items. |
| Anthem Wheels | |
| Bananas | |
| Big Sandy Superstore | |
| Ashley Homestore | Only Certain Brick and Mortar Ashley Furniture Stores Use Katapult Financing (Sorry, Not Available Online) |
| Image Import Racing | |
| Lacks Furniture | |
| Marine Depot | |
| Outcast Garage | |
| Zoe's Furniture |
Are we missing any Katapult stores? Leave a comment, and we will update the list as we learn of more stores that accept this lease to own option. If you are a merchant that would like to be added or recommended, please contact us.
If you do not qualify for a Katapult account, we suggest checking out Afterpay, Bread, Apple Pay Stores. FuturePay and/or Klarna. Or check out our list of all online merchants that offer payment plans including this list of Afterpay stores.
If you're curious about other buy now, pay later options, explore our companion article, “Online Stores That Accept Affirm To Buy Now, Pay Later,” for additional insights into Affirm and its convenient payment solutions.
Danielle Wilson
Thursday 30th of April 2020
Lenovo does not accept Zibby
Linda March
Tuesday 19th of November 2019
What about big lot do they accept zippy
Wieslawa Ciezarkiewicz
Wednesday 28th of August 2019
hi, store shop Ashley accept Zibby?
AW
Sunday 14th of April 2019
As of April 2019, Wayfair seems to have gotten rid of Affirm and they now have Zibby. I wonder why they don't seem to stick with anyone long term. I was planning to use Affirm, but the option wasn't there. Zibby was, so I had to look them up to see what they were all about.
Chris
Wednesday 22nd of May 2019
As of today, Wednesday, 5/22/2019, when trying to purchase from Wayfair, there is no zibby option at checkout, only affirm. When I called Wayfair, the rep said she isn't familiar with zibby and didn't know what to do except advise me to call zibby. When I called zibby, they told me to keep refreshing the checkout page until zibby appears. So far no luck. I will try calling again, but in the meantime, if anyone knows or did something different to get that zibby option, please share!!
Thanks!!
Chante
Monday 8th of April 2019
I just purchased on Wayfair using Zibby last week. One item didn’t qualify but it was pillow cases lol.
Chris
Wednesday 22nd of May 2019
Please share how were you were able to do this? I don't get a zibby option at checkout, only affirm. Thanks!!