Everyone loves to save money, but sometimes it's difficult to learn all the tips and tricks available. Whether utilizing qualifying discounts and learning where to find the best deals, even after saving the money, what is there to do with the excess?
By following this guide, you may learn a new tip to save money as a super-shopper or even find a new idea of what to save up for.
The first thing you can find to qualify for are discounts. A lot of stores offer different discounts for different types of people, so be sure to search online or ask an employee if the store you want to shop in offers these discounts.
The first discount is given to those who served in the military. One example of this is a website called ExpertVoice if you're looking for military discounts. Oftentimes, these discounts can commonly be up to ten percent off of your purchase, though some stores may offer even more. To qualify for this discount, you will have to have served in the military and have your military identification with you. Outside of stores, sometimes you can find special deals online as well to aid in saving money. When signing up with an email address, they can send you promotional offers to save in ways you might not have thought of.
Senior discounts are also available in many places. If you don't see a sign that says senior discounts, check with an employee because it never hurts to ask to make sure. The cut-off age for a senior discount varies from place to place, commonly advertised as 50 and older, 55 and older, 60 and older, or 65 and older. The senior discount cutoff age can be confirmed by showing the employee some form of identification, though some employees will not ask and just give you the discount if you appear to be a senior.
Student discounts can be very helpful for the struggling college young adult. Many students forget to carry their university or college identification with them, but this is the only way for employees to verify the discount for you, so be sure to keep your identification with you. Restaurants and most stores won't offer this discount; however, the stores that do are usually thrift chains or office supply chains. The main places to use a student discount are educational buildings or various activities. Museums will sometimes give forty to fifty percent off if you bring your student identification. Again, ask if you are not sure.
Where to Find Savings?
The best place to find savings is the internet. A lot of stores prefer to send email promotions rather than paper ads these days, as it's the quickest way to send information to mass amounts of potential customers. When checking out at a store or using their public Wi-Fi, you oftentimes are asked to provide your email for this reason. If it's somewhere you plan to shop often, be sure to provide it. Some people even keep a special email for promotions separate from their personal email so they don't flood together. You can easily do research on the internet about different deals, businesses offering coupons, or even asking other super shoppers directly about any tips they can provide.
Some apps for your cell phone can even save you money while you shop! These are called rebate apps. They will give you cash back after proving proof of purchase. All of the items you buy may not qualify, but it never hurts to give it a try. A few dollars at a time will add up and it's a few more dollars saved. To read about specific rebate apps to try out, check out this helpful article on rebate apps.
It's important to set a budget no matter what age you are or your circumstances. By deciding how much you want to spend, you can keep yourself accountable and control your spending. If you need a little motivation to begin budgeting, this article from the New York Times on creating a budget is very informational and helpful.
Now, what to do with your newly saved cash? Some ideas include paying off debt, planning a vacation or getaway, throwing in savings for a college fund, or investing your money into a business, whether that's someone else's product or your own startup.