Extra 10% off Choose ‘N Charge Stores plus Buy Now, Make Payments Later

The Home at Five Credit Card lets you enjoy your purchases now, and make budget-friendly payments (as low as $20 a month!) later.

Buy Gifts for Christmas Now and Pay Later with Choose N Charge – a flexible way to pay! Keep your cash and save your credit cards as Choose & Charge allows you make monthly payments, as low as $20 per month.  The following list of online catalog stores all participate with Choose ‘n Charge plus are currently offering an extra 10% (or more) with respective promo codes!

Country Door

  • Extra 10% off with Through the Country Door Promo Code: CDAFFL10PF13
  • Save on dinnerware, home decor, bed & bath, furniture & gifts


  • Extra 10% off with Ginnys Promo Code: GBAFFL10PF13
  • Save on cookware, appliances, dinnerware, furniture, bed and bath, home decor and gifts.

Home at Five

  • Extra 10% off with HomeAtFive Promo Code: HFAFFL10PF13
  • Save on great gift ideas including cookware, furniture, bedding, bath, toys and more.

Midnight Velvet

  • Extra 10% off with MidnightVelvet Promo Code: MVAFFL10PF13
  • Save on women’s fashions, shoes, outerwear, accessories, furniture, home decor and gifts.

Monroe & Main

  • Extra 10% off MonroeAndMain Promo Code: MMAFFL10PF13
  • Save on misses and womens’ plus sizes that are perfect for workdays, weekends and evening. Plus save on accessories including hats, purses, shoes, boots, and jewelry to complete a total look.

Montgomery Ward

  • Extra 10% off Wards Promo Code: MWAFFL10PF13
  • Save on name-brand gifts including bed and bath, kitchen and dining, furniture, home decor, housewares and tools, electronics, health and beauty, jewelry and clothing.

Seventh Avenue

  • Extra 10% off with SeventhAvenue Promo Code: SAAFFL10PF13
  • Save on unique and eclectic furniture, home accents, housewares and electronics.

Swiss Colony

  • $15 off $75 with The Swiss Colony Promo Code: SCAFFL15DF13
  • Save on unique line of delicious cheeses, savory meats, and tempting European-style pastries.

Tender Filet

  • Extra 10% off with Tender Filet Promo Code: TFAFFL10PF13
  • Save on fine meats, savory sides and delicious desserts. Christmas dinner idea?!


  • Extra 10% off with Ashro Promo Code: ALAFFL10PF13
  • Save on sophisticated apparel, shoes, hats and accessories for black women.


  • All promo codes are due to expire 12/31/13
  • Click on any store catalog link to start shopping
  • Choose the things you want and begin “Checkout”.
  • Tell them who you are and where you want things shipped.
  • Select “Create a Choose ‘n Charge® Account” and accept the Terms & Conditions. (Or use an existing account if you already have one.)
  • Submit your order…and you’re done! (Please note all credit orders will be subject to final credit approval.
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