This life is surely not just about waking up, working, and then returning home to rest. Once in a while, there is a need for us to express more and achieve more, to do a project that actually means something to us on a personal …
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You’ve likely heard of Help to Buy, probably from a minister heralding it as a success or from your smug friends who used it to purchase their shiny new build home. But what exactly is the government scheme and who can it “help to buy”? …
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While only a minority of people have irreparably bad credit, a large number of Americans have bad credit. However, most lenders realize that even people with bad credit deserve a second chance and should be able to own a house or car, or take out a …
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When the Dow does anything, everyone acts like it’s the end of the world. They’re practically like Paul Revere, running around shouting “The Dow has fallen, the Dow has fallen!” What does the Dow mean? Who came up with it? Is it the only stock …
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What’s the number one reason why 85 percent of adults in the U.S. stress about money? It’s that they don’t have enough saved up for a three-month emergency. There’s only one thing that can end the country’s overspending epidemic: better budgeting. While over four in five Americans claim to budget, less …
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40% of Americans don’t have enough savings to cover a $400 emergency. They say that if they needed to cover that amount, they’d have to borrow the money or sell some belongings. Not having savings for emergencies leads many people into more and more debt. But …
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There are many consequences to borrowing money, with interest being one of the biggest. But while it’s obvious that personal loans come with interest attached, many borrowers are unaware of other fees that lenders sometimes tack on to a personal loan. They may charge a …
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Square was the first app that I know of to send out free little white credit card readers that allow anyone to accept payments on their smartphone or tablet and deposit the money into your bank account. This was a revolution for small business owners. Square …
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While a lot of people say that you cannot put a price on a good education, a lot of Millennials are more than aware of how much their education ended up costing them. Becoming a graduate and completing your studies should mean the beginning of …
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A promissory note is a legally binding document that spells the lending requirements in which the borrower agree to pay back the loan. You can create a promissory note for various types of lending situations. Usually, it is by someone who wants to lend a …
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