Spending and Saving: Couponing Tips for the Thrifty Mom

If you're trying to stretch your family's dollars, you are not alone. The cost of food and basic household items continues to rise, but most salaries have not risen to make up for the increased costs of living. According to a Calgary debt relief company, Hudson & Company Insolvency Trustee Inc, just last year suburbs were hit much harder with poverty rates.

Couponing is a great way to spend less. When you're not spending as much at the grocery store, you can use your extra funds to pad your savings account or take care of unexpected expenses.

Have a Plan
Some TV shows or blogs might make it seem like it's easy to grab a handful of coupons and end up saving big on your grocery bill, but true couponers know that it's important to have a plan. Coupons are used as a marketing tool by companies, so you need to make sure that coupons aren't making you spend money instead of saving it.

One easy way to stay on track is by only using coupons on products that you actually need to purchase. Sure, saving $1 on canned soup sounds appealing, but it's worthless if no one in your household wants to eat soup in the middle of a hot summer.
If you're searching for extra funds to use in your couponing journey, consider consolidating your debts to make your monthly payments more reasonable. You can also cut extra services, like a pricey cable package, that you're not really using.

Combine Coupons and Sales

Coupons and store sales are both excellent ways to save money, but you can save even bigger when you combine the two items. For instance, let's say you have a coupon for $1 off of your favorite shampoo that doesn't expire until next month. You can save $1 by purchasing the shampoo this week, but you can increase your savings by waiting until that shampoo goes on sale at your local drug store.
When the shampoo is marked down and you combine that sale with your coupon, you'll get a bargain basement price on a product that you love!

Stay Organized
Once you've clipped or printed coupons for products that you actually use, it's time to get organized! There's nothing more frustrating than trying to dig through your purse to find a coupon during checkout, so use a separate envelope to keep your coupons handy.
When you're making your shopping list, put a mark or star by each item that has an accompanying coupon. This ensures you won't forget about any of your valuable coupons.

Couponing is exciting, but it can also be overwhelming. When you're beginning, it's best to start slowly. After you complete a few successful transactions with coupons, you can branch out to using more coupons at additional stores.

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