In most instances, a FICO credit score of 670 to 799 is considered a good one. Scores 800 to 850 are in the “excellent” range. Remember, your credit score follows you throughout your lifetime. So, it’s important to take good care of it. FICO is …
Continue Reading
It’s hard to get along in life without an adequate credit score. If yours isn’t what it should be, don’t panic! Following these five tips will help to give your score a boost. 1. Get a Credit Card Using a credit card and paying off …
Continue Reading
Your financial health is an essential component of your overall well being, and your credit score is a direct reflection of your financial health. A credit score is something that will stick with you for life, and unfortunately, there is no magic wand that will improve …
Continue Reading
Life gets hectic sometimes. It happens to all of us. An unexpected expense or financial misstep can result in drawing out our lines of credit and damaging our credit score by being unable to pay back the money on time. This defacement of your credit …
Continue Reading
A bad credit history is… well, bad. It’s a big black smudge on your financial record, telling those with money to avoid any dealings with you. If you want a loan or a mortgage for example, you can kiss those needs goodbye if your bank …
Continue Reading
Your credit score is a score assigned to you by a credit bureau. They look at all the information in your credit report and calculate your score based on that information. This number is what lenders will look at when they’re deciding if they want …
Continue Reading
We all want to have a higher credit score, and our credit score matters more now than it ever has. However, keeping your credit score good or boosting a poor one can be tricky. There is all kinds of advice out there, some good and …
Continue Reading
There are a number of different points which are taken into consideration in your credit score. It is a representation of your ability to pay bills, the amount of debt you have outstanding and the sum of your financial commitments. Aside from these three important …
Continue Reading
When your credit score starts to decline, it seems like there is no hope in bringing it back to a level where you can survive in the financial world. There are things that you will likely need in life, such as a house or a …
Continue Reading
The phrases “credit cards” and “bargain hunters” typically do not belong in the same sentence except as an oxymoron or with some sort of caution—“don’t, won’t, shouldn’t, or never-ever” seem appropriate. For example, sound, sage financial advice almost always includes the caution, “Bargain hunters never-ever …
Continue Reading