How To Keep Your Personal Data And Finances Safe Online

How To Keep Your Personal Data And Finances Safe Online

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Last updated on April 7, 2021

Nowadays, many of us have the majority of our lives on our phones. Through apps and the internet, we can pretty much do anything from reading books, stream movies, and our online banking.

How To Keep Your Personal Data And Finances Safe Online

However, as more of us are now in the digital world, there’s an increased risk of falling victim to scams, hackers, and other cyber attacks. It’s more important than ever to provide yourself with the right security so that you can keep your personal data and finances safe online. Here are some tips on how to do just that!

Be Complex With Passwords

Passwords can be a pain, but they help protect your information. When it comes to setting passwords, you want them to be as complex as possible with a mixture of upper and lowercase letters, numbers, and symbols. Ideally, you want to ensure that you are using a separate password for each application you use. This will reduce the risk that if someone’s hacked one of them, they won’t be able to easily access another that has a different password entirely. When trying to remember passwords, you want to think of something that’s very familiar to you but that no one will know about. Avoid using anything related to work, where you live, or your interests. It could be the name of a relative with your date of birth interspersed within the name. Another suggestion is the name of a school you went to and combining it with your house or flat number. There’s also a handy site that you can use to create app specific password. Avoid writing your passwords down in public places or storing them on a document that’s easy to access.

Use Two Factor Authentication Where Available

Two Factor Authentication is something that’s cropping up more and more with many applications, systems and online platforms. It offers an extra layer of security to you as a customer and gives you more peace of mind when it comes to how secure your information is. It’s a simple but effective system to use, and if it’s offered, you should certainly make use of it. You’ll need a phone to link it up to, but essentially whenever you are logging in from a new device, it’ll ask for a code which is sent to your phone. This guarantees that anyone with the phone can log in. Fortunately, you’ll be the only person who has access so if someone manages to successfully guess your password, that’s as far as they’ll get. It’s also an ideal warning sign for you if you receive the code and haven’t tried to log in. You’ll know that someone has your password and you can go about resetting it. Usually, the company will send you an email with a notification that someone tried to log in from an unknown device.

Encrypt Your Data

Encrypting your data can be useful if you’re working from a semi-public computer. Perhaps you’re not the only person who can access your computer, maybe it’s shared for example. By encrypting your data, you’re making that document or file unreadable or unusable until the password has been entered. This is ideal because if you were ever in a position where someone’s stolen documents from your computer, they’re unable to do anything with them. It’s certainly good to implement across every piece of data that you have so that if anything unexpected did happen, where your device was robbed or hacked into, they’ve got less of a chance of accessing that information.

Have A Back-Up Drive

A back-up always comes in handy, and when it comes to your digital files, it’s certainly needed because technology is not something that can always be trusted or relied on. When it comes to backing up your data, you should do it regularly and ensure that it’s stored somewhere externally from your device. This could be iCloud or something similar or an external hard drive that you can purchase pretty much at any electrical shop or online. It’s an extra chore, but it’s something that you will appreciate if anything ever happens!

Have Anti-Malware Enabled

Anti-malware is a must for anyone using electronic devices that have a connection to the internet. Without these anti-malware devices installed, you put yourself in a very vulnerable situation where your devices could very easily be compromised. Depending on the number of devices you want to cover, there are options available from these companies who provide the malware software. Making sure you have constant cover is very important to protect your data from being hacked or stolen. It also prevents viruses and other harmful stuff that’s floating around in the online world. Be sure to keep up with your contract and when it’s coming to renewal, ensure it process ok and that there’s no in-between period where you’re left open and vulnerable.

Update Systems Regularly

There are plenty of software/app updates that pop up every so often, encouraging you to click install. These should be taken seriously and done as soon as they appear. Don’t ignore it or tell it to remind you a few hours later. Get it done straight away because a prime example recently was the hacking of WhatsApp and customers being left open and vulnerable unless they updated their app with a software guaranteed to protect their accounts. It goes to show that you can’t be too careful when it comes to keeping your apps and devices all up to date with the latest glitches and fixes.

It can be very easy to become complacent when it comes to looking after your data, and that’s when hackers or cyber attacks are most likely to happen. So be complex with your words, going for passwords that aren’t familiar to anyone that knows you. When it’s possible, take full advantage of the two-factor authentication system. Keep your data encrypted and always do a back up of your data on a weekly or monthly basis. Ensure your anti-malware is installed and up to date and keep your software updates on too. With these tips, you’ll certainly feel more secure.

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