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10 Stores That Offer Layaway

10 Stores That Offer Layaway

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Stores That Offer Layaway

Years ago, before everyone had credit cards, layaway was a great way to put gifts on hold for the holidays and make payments.

Since the recession has made many people max out their credit cards by lowering credit limits and declining applicants, layaway options are again becoming popular among retail stores to entice customers.

So, here's our top store picks that are once again offering layaway options:

  1. Best Buy – Instore only. 25% down payment plus 5% layaway fee. Item/s must total $250 or more. Make payments every two weeks.
  2. Burlington Coat Factory – 20% deposit required.
  3. Gordmans 6 week layaway option is subject to $50 minimum purchase, $5 processing fee and 25% initial down payment.
  4. Home Shopping Network offers “Flexpay, better than Layaway” – Online only. Buy electronics now (HDTVs, Printers, Wii's, Computers, etc), pay off over time – with no fees or interest.
  5. Kmart – Available instore or online. Pay down payment of $15 or 10% (whichever is greater) plus $5 service fee, and make payments every two weeks.
  6. QVC – spread out payments for 6 months on electronics (including Bose, iPod, Game Bundles, HDTVs and more) with Easy Pay.
  7. Sears Layaway is “the easy way to pay” – Available instore or online. Pay down payment of $20 or 20% (whichever is greater) plus $5 service fee, and make payment every two weeks.
  8. ToysRUs – Instore only. 20% down payment plus $5 service fee. 50% must be paid within 45 days and the final balance within 90 days.
  9. Walmart is offering “Christmas Layaway” for Toys, Electronics and Fine Jewelry instores. 10% down payment plus $5 service fee. Total purchase must be over $50 (each item over $15).
  10. Gordmans 6 week layaway option is subject to $50 minimum purchase, $5 processing fee and 25% initial down payment.

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