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Does Walmart Take Afterpay or Affirm?

Does Walmart Take Afterpay or Affirm?

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Looking to buy now pay later on Walmart? We uncover the different flexible payment options available at Walmart both online and in-stores to buy all your favorites including financing electronics, video games, & more.

Does Walmart take Afterpay?

No, at this time and Walmart stores do not accept AfterPay in the U.S. 

However you can find a comprehensive list of stores that do offer Afterpay here. 

What Buy Now Pay Later options does Walmart offer?

The good news is Walmart does now offer flexible payment options with Buy Now Pay Later company Affirm.

How does Affirm work at

To pay with Affirm, at checkout choose Affirm if the logo option appears.

Based on cart size and pre-approval choose your payment term – 3 to 48 months.. For carts between $144 – $12,000, you may be able to finance your purchases over 3 to 48 months. All payment options are subject to eligibility.

During checkout at, you can choose Affirm as a payment method & apply for a loan to pay for your items. 

How to use Affirm at Walmart Stores? 

For in-store purchases, apply at, pick your desired payment plan, scan your single use barcode at the register, & make payments online with Affirm.

Does Affirm charge fees? 

Affirm always shows you the exact terms (subject to your eligibility) & the total amount of interest you will pay, never charging you anything extra. Unlike most credit cards, Affirm does not charge any fees. That means no late fees, no prepayment fees, no annual fees, no hidden fees, & no service fees to open or close your Affirm account.

Can I return Walmart purchases paid with Affirm? 

Yes, you can return a purchase you bought with Affirm by initiating the returns process on To ensure your loan is fully refunded you must return your item by mail or in store. For in-store purchases, you can return your purchase at any Walmart store.

Does using Affirm impact my credit score?

Your credit score will not be affected by creating an Affirm account or seeing if you prequalify. If you decide to buy with Affirm, this may affect your credit score. Making regular payments can help improve your credit score, while late or non-payment can lower your score. 

How do I know What Interest Rate applies to my Affirm order?

Affirm may offer special financing as low as 0% APR on select products. This means you may be able to make monthly payments with no interest with Affirm. When you are browsing products on, certain items may be labeled as offering 0% APR with Affirm. Items eligible for interest-free financing are subject to change. Currently, the 0% APR, interest-free financing program with Affirm is only available on

If the product doesn’t apply for a 0% interest rate, you will see the variable rate ranging from 10-30% based on eligibility. Down payments may apply. 

Use common sense when placing orders with high interest rates, understanding the final product price will be much higher than the original published price.


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