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Discover the best payment plan shopping sites for hassle-free online shopping experiences. Here is a list of my top ten online stores that offer payment plans and progressive leasing options on big household purchases so you can buy what you need now and pay for it later over time with deferring billing monthly payments. Most do not require any credit check and have you pay interest.
In This Post:
1. Conn’s Home Plus
Conn's offers a variety of credit and lease options on appliances, furniture, electronics and more. Financing option include a store credit cards, retail installment contracts and lease-to-own programs through Progressive Leasing. They say “yes” when other stores say “no”. Shop Conns.com now!
2. Ashley Homestore
Get special financing options on furniture and home décor with no money down. Can be combined with discount offers. See Ashley Homestore for more info.
Buy Furniture Now, Pay Later with Stores that offer Payment Plans
3. Bradford Exchange
The Bradford Exchange makes buying collectibles and jewelry convenient and affordable. Installments are charged monthly, directly to the payment method you authorized at checkout, and the installments plans are interest free! Shop BradfordExchange now! Want to know more about what Bradford exchange offers? Read our guide to The Bradford Exchange here.
4. Home Shopping Network
Buy Now, Pay Later with HSN Flex Pay, which is better than layaway! Buy electronics now, such as HDTVs, Printers, Wii’s and Computers, get it home and pay it off over time – with no fees or interest. Shop HSN now!
5. QVC.com
QVC offers Easy Pay where you can spread out your payments over the designated number of payments at no extra charge when you order using any major credit card. Shop QVC.com now!
6. Walter Drake
Walter Drake offers “EasyPay” for credit card orders. The first payment will include shipping and handling fees and sales tax. The balance due will be divided into equal monthly payments. Shop WDrake.com now!
7. Amazon.com
Amazon offers a 5 month payment plan for select product. Usually Amazon products (Amazon Echo, Amazon Kindle, Amazon Fire TV and Amazon Ring) are included in this, although some other merchants have it enabled as well. Thousands of items are eligible for monthly payments but unfortunately there is no easy way to find them. We suggest choosing the category you are interested in first and searching some of the most popular products. Shop Amazon.com now!
Amazon 5 Month Payment Plan
8. Montgomery Ward
Montgomery Ward says “Yes” and frequently provides credit accounts to consumers when other retailers have said “No”! Get quick approval up to $100 credit with payments of only $10 per month. They offer a giant selection of brand name items including Sony, Mattel, Samsung, Fisher-Price, Hoover, KitchenAid, New Balance, Conair and more.
9. Ginny's
There is something for everyone at Ginny's! 100% Satisfaction Guaranteed with installment payments as low as $10 per month.
10. Country Door
Decorate now and pay later with the Country Door Catalog! Easy account set-up, no annual fees and monthly payments as low as $20.
You may need a valid credit card or debit card or sign up for inhouse credit at some of the above online stores that accept payment plans. If you do not have a credit card or debit card or you just prefer to be billed later, I suggest using Affirm or QuadPay for monthly payment websites.
Looking for ‘Buy Now, Pay Later' options without the need for a credit check? While we've compiled a list of '10 Online Stores That Offer Payment Plans,' you might also be interested in our guide to ‘Buy Now Pay Later Sites with No Credit Check.‘ It's a valuable resource to discover additional payment options without the credit check requirement.
Explore the convenience of online payment plan shopping at these top-rated stores. Click the respective links to see a list of participating stores that accept payment plans with those options. Now you can even use BNPL with your Apple Pay account at select retailers.
Click for more stores that offer buy now, pay later.
Donna M Seale
Wednesday 9th of December 2020
I have tried to get approved by other places but my credit is too bad