Buy Furniture Now, Pay Later with Stores that offer Payment Plans

furniture stores that offer financing

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Last updated on October 14, 2021

If you are moving, building a new house or just want to redecorate, chances are that you want new furniture. But new furniture is expensive!

Thankfully, there are several online stores that sell furniture that allow you to buy furniture now and pay later with deferred billing options so you can make payments on furniture! Plus it'll be delivered right to your door – score! Check out the list of stores below that offer payment plans.

The Novogratz are a design forward team that now have their own online furniture store. T he Novogratz aim to build a community of creators who will CREATE GOOD designs, homes, lifestyles. Your home should be a reflection of who you are: bespoke, personalized, and well-curated. Buy Now, Pay Later available through Afterpay so you can get that dream couch, rug and more and pay in easy installments! Shop The Novogratz


Design Within Reach lets you take home the best in modern designed furniture today and pay for it later with promotional financing offers. There is no interest for 24 months on purchases of $2500 or more, and no interest if paid in full within 6 months on purchases of $500 ore more, with the Design Within Reach credit card.

Ashley Homestore – Special financing options online with no money down. Can be combined with discount offers. Click here for more info.

Sofamania – They sell all types of furniture, not just sofas! Shop affordable designer living room, bedroom, kitchen and dining furniture all with free shipping, and they accept Affirm.

Apt2B – Shop superior-quality modern furniture and home decor without breaking the bank. They also accept Affirm so you can make 3, 6 or 12 month payments plus get free in-home delivery.

Bellacor – Find lighting, furniture, home decor and more and pay with Affirm. 

Birch Lane – Open a birch lane credit card with no annual fee and 3% back in rewards or special financing up to 36 months. They also accept Affirm

Wayfair – Accepts Affirm and sells a zillion things for your home including affordable living room, bedroom, accent, patio furniture and more.

Lovesac – Buy modern furniture, modular sectionals and bean bag chairs with 6 or 12 months promotional financing with their Lovesac credit card hosted by Synchrony Bank. Shop LoveSac.com now!

Amazon – Get a free $50 gift card for applying and getting approved for their Amazon Rewards Visa Card that you can instantly apply towards new furniture plus earn 3% back on your Amazon purchase. Shop Amazon.com now!

Conn's Home Plus offers a variety of credit and lease options on furniture, appliances, electronics and more. Financing option include a store credit cards, retail installment contracts and lease-to-own programs through Progressive Leasing. They say “yes” when other stores say “no”. Shop Conns.com now!

Montgomery Ward – Buy Now, Pay Later with Ward's Credit (formerly known as Choose ‘n Charge). Get brand name furniture such as nightstands, headboards, fireplaces, outdoor furniture and more with payments starting as low as $10 a month!

Can't find the furniture that you're looking for? Apply for a personal loan up to $50K deposited directly into your bank account to spend on anything you want. Apply for free in minutes!

The following online stores all sell furniture AND accept PayPal, so you can choose PayPal Credit (formerly Bill me Later) at checkout to make monthly payments. Make no payments and pay no interest if paid in full in 6 or 9 months.


Buy Furniture Now, Pay Later with Stores offering Deferring Billing

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