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Buy Now, Pay Later with Choose ‘N Charge – Payments only $20/mo.

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Choose ‘N Charge offers a revolutionary way to manage your finances by allowing you to buy now and pay later with flexible monthly payment options. This service is designed to keep your cash and credit cards safe while you enjoy the convenience of manageable payments, sometimes as low as $20 per month. In this comprehensive guide, we will explore the benefits, features, and participating stores of Choose ‘N Charge, providing you with all the information you need to make the most of this convenient payment method.

Benefits of Choose ‘N Charge

Choosing ‘N Charge provides several significant advantages for shoppers:

  1. Flexible Payments: Spread the cost of your purchases over manageable monthly payments.
  2. Budget-Friendly: Enjoy low monthly payments, starting from just $20.
  3. Secure: Keep your cash and credit cards safe by using Choose ‘N Charge accounts.
  4. Wide Selection of Stores: Access a variety of online catalog stores for all your shopping needs.

How to Order and Pay with Choose ‘N Charge

Step-by-Step Guide

  1. Select a Store: Choose from the participating online catalog stores listed below.
  2. Shop for Items: Browse the catalog and add desired items to your cart.
  3. Checkout Process: Begin the checkout process by providing your personal and shipping information.
  4. Create Choose ‘N Charge Account: Select the option to create a Choose ‘N Charge account and accept the Terms & Conditions.
  5. Submit Your Order: Complete your order. Note that all credit orders are subject to final credit approval.

Participating Online Catalog Stores

Here is a list of online catalog stores that participate with Choose ‘N Charge, along with a brief description of what they offer:

Store Name Products Offered Special Features
Country Door Dinnerware, home decor, bed & bath, furniture, gifts  
Ginny's Cookware, appliances, dinnerware, furniture, bed and bath, home décor, gifts Request a free catalog to browse offline
GrandPointe Budget home decor, kitchen, bed and bath items  
Midnight Velvet Women's fashions, shoes, outerwear, accessories, furniture, home décor, gifts  
Monroe & Main Misses and women's plus sizes, accessories including hats, purses, shoes, boots, jewelry  
Montgomery Ward Bed & Bath, Kitchen & Dining, Furniture, Home Decor, Housewares & Tools, Electronics, Health & Beauty, Jewelry, Clothing  
Seventh Avenue Unique and eclectic furniture, home accents, housewares, electronics  
Swiss Colony Cheeses, meats, European-style pastries, home products  
Tender Filet Fine meats, savory sides, delicious desserts  
The Wisconsin Cheeseman Quality food gifts  
Ashro Sophisticated apparel, shoes, hats, accessories for black women  

Additional Resources

Buy Furniture Now, Pay Later with Stores that Offer Payment Plans

Explore various stores that offer buy now, pay later options for furniture purchases. Enjoy the flexibility of payment plans tailored to fit your budget.

Fingerhut: What Is It and How Does It Work?

Fingerhut is another popular buy now, pay later service. Learn how it works and how you can benefit from its flexible payment options.

Request Free Catalogs by Mail

Many stores offer free catalogs by mail, allowing you to browse their products offline. Request your free catalogs today to discover a wide range of items from the comfort of your home.

Best Sites Like Fingerhut

Looking for alternatives to Fingerhut? Explore our list of the best sites that offer similar buy now, pay later options.

Buy Now Pay Later Sites with No Credit Check

Discover sites that offer buy now, pay later services with no credit check required. Enjoy the convenience of flexible payments without affecting your credit score.

Buy Furniture Now, Pay Later with Stores that offer Payment Plans

Conclusion

Choose ‘N Charge is a flexible and convenient payment method that allows you to buy now and pay later with ease. With a wide selection of participating stores and the benefit of low monthly payments, it is an excellent option for managing your finances while enjoying your shopping experience. Explore the stores listed above and take advantage of the benefits that Choose ‘N Charge has to offer.

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Lisa Nazzaro

Friday 2nd of June 2017

You need to be careful when using companies like this. I have just realized that 3 of these companies gave me 2 different account numbers, and they don't itemize their statements, so now I have to go through this whole process to get everything itemized and sent to me. One of these companies hung up on me today. They have also stopped sending me statements after March 2017. Very strange. I will not be sending them another dollar until I actually know what I owe.

Vivian

Friday 15th of August 2014

do you know of any children clothing choose n charge sites. trying to get kids clothing for back to school.

Tandy Simpson

Tuesday 19th of November 2013

Hi Kim,

Don't forget Stoneberry and K. Jordan...cheers!

tiffany

Friday 14th of December 2012

all of this came in handy especially with economic hardship on us all ty and keep up the good work

kim

Thursday 29th of November 2012

Scott, we finally got Home at Five added to the list - thanks for the recommendation!

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