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Online Stores That Accept Affirm To Buy Now, Pay Later

Online Stores That Accept Affirm To Buy Now, Pay Later

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Affirm is easier and faster than using a credit card. Simply enter your basic details to get approved instantly. Affirm lets you get your order now, then split your purchase into multiple payments to pay back over time to fit your budget.

Affirm Logo

Over 1,300 merchants now offer Affirm for financing. Here is the list of 400+ online stores that accept Affirm for payment to buy now and pay later (the top stores that I recommend are bolded):

Most Popular Affirm Stores

 The full list of stores accepting Affirm is extensive as they are constantly adding new retail partners! Not to worry we’ve rounded up the best Affirm stores from every category including home electronics, clothing, shoes and furniture. 

Consumer Electronics Stores that Accept Affirm 

Did you know you can finance your TV with Affirm at Walmart, along with any other new cool electronics, gaming gear, and more for your home or office? Walmart Layaway is now Walmart financing powered by Affirm, find out how it works here. 

Need a new phone but don’t want to pay full price, look no further than Gazelle for refurbished iPhones and and more and pay in 4 , sometimes with no down payment with Affirm. Shop and pay in 4 with Affirm for anything from vacuum cleaners at iRobot to professional level instruments, DJ gear and more at Sam Ash instruments.

Clothing Stores that Accept Affirm 

Shop for women’s clothing at Anthropologie, a popular retailer, then pay with Afterpay and enjoy your purchase while paying across four installments. Among those who accepts Affirm are Urban Outfitters, another popular clothing store with Afterpay users, as is SHEIN, which is by far the most popular store for affordable women’s fashion.

Furniture Stores that Accept Affirm

We all know buying a new mattress or living room furniture is a big expense! Now with new stores like Avocado Mattress that take AffirmRefresh everything from your dining room furniture to getting a new couch or even curtains at West Elm using Affirm financing.

Got a student heading off to college? The #1 brand for college mattress toppers SleepyHead also takes Affirm! 

Pet Care Stores that Accept Affirm 

The trending new cat litter box Litter Robot now takes Affirm! Never scoop again with the highest-rated WiFi-enabled, automatic, self-cleaning litter box for cats. Since 2000, over 750,000 happy pet parents have upgraded to the Litter-Robot!

Shoe Stores that Accept Affirm

Shoe fanatics rejoice, there are are many online shoe stores now offering Affirm from running shoes to must-have designer brands! Adidas is a classic favorite for running shoes to style choices,  for work shoes or dressier options try the styles of Cole Haan with options for both men and women. Tamara Mellon is our choice for fashionista who wants stunning leather boots and shoes.

Jewelry Stores that Accept Affirm

Whether you’re looking for diamonds or fashion accessories, we’ve got you covered. Be sure to check out our list of stores that take Affirm for the bride and groom, from ethical jewelry favorites like Brilliant Earth to wedding ring experts Allurez or giftable zodiac inspired jewelry from Silpda

In the mood for something a bit more unique? Shop fashion forward jewelry brands like the go-to Hip Hop brand Frost NYC or trending pearls from the Pearl Source.  Don’t forget, Affirm financing makes it easy to buy what you want now and pay for it over time. So go ahead and splurge a little – your future self will thank you!

Want to know how Affirm works and if it impacts your credit? Learn all about Affirm in this guide.

How to use Affirm in stores

There are few options to use your pre-approved Affirm credit in stores from the Affirm virtual visa card to the soon to be released debit card. 

Affirm Virtual Visa Card

When you’re approved for a loan with Affirm either on the website or app  you are given the option to have your approved loan amount loaded onto a virtual Visa card. This virtual card is for a one-time  use only at a merchant of your choice as long as they accept Visa. Use the virtual card number to make your purchase either online or in-store. 

Affirm Debit Card 

Soon you will be able to apply and use the Affirm Debit+™ card for everyday shopping in person at your favorite retailers. Choose to split eligible purchases at 0% APR in the Debit+ app.

Join the waitlist on to find out when it launches!

Curious to explore even more options and discover specific stores that accept Affirm financing? Dive into our companion article, “Affirm Stores That Accept Affirm Financing,” for an in-depth look at the variety of retailers where you can leverage Affirm to manage your budget and make purchases more affordably.

What Companies Use Affirm?

Curious about what companies use Affirm for their financing options? Look no further! The list of Affirm-accepting stores is continually growing, encompassing various categories such as electronics, fashion, furniture, and more. This comprehensive network ensures that you can conveniently find the products you desire and explore flexible payment options, paying over time while adhering to your budget.

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Adidas Official Website for Adidas Shoes & Clothing
Austin Kayak Kayaks, Canoes & Camping Gear
Aeroflow Breastfeeding Pumps
Alen Corp Air Purifiers & Filters
Allurez Diamonds & Fine Jewelry
All Modern Furniture & Décor
Alternative Airlines Travel / Flights
Apt2B Furniture & Home Décor Art Prints & Custom Prints
ArtFinder Original Art Work, Wall Art & Art Prints
Assouline Luxury Books
Auto Anything Specialized Automotive Products
Aventuron Bikes, Camping, Overlanding & Fly Fishing Gear
Avocado Green Mattresses


Barbell Apparel Athletic Wear
Bear Mattress 100 Night Risk Free Trial
Bed In A Box The Original Bed in a Box
Bellacor Furniture, Home Décor & Lighting
Birch Lane Traditional Furniture
Byte Invisible Teeth Aligners
Brentwood Home Mattresses & Bedding
Brooklyn Bedding Mattresses, Pillows & Sheets
Buy Auto Parts Wholesale Car Parts


Candid Teeth Straightening Clear Aligners From $88/Month
Certified Watch Store Discount Watches
CheapAir Discount Airline Tickets
CheapOAir Super Save Flight Deals
CheapTickets Vacation Value Finder
Citizen Watch Eco-drive Watches
CityPass Destination Attractions
Clever Training


Fitness Gear and Technology

Blenders for Smoothies 

Cole Haan Shoes and Bags
Colorado Kayak Supply Paddlesports
Cotopaxi Gear for Good


Daily Steals Daily Deals With Free Shipping Including Electronics
David Yarman American Designer Jewelry
Decor Planet Affordable Luxury for Your Home
DiamondBack Everything Bikes
DJI Easy to Fly Drones and Quadropters
Dockatot Baby Docks
Dream Cloud 365 Day Trial Period, Lifetime Warranty!
Dreamfoam Bedding Affordable Mattresses
Drone Nerds Drones & Accessories
      1. Eddie Bauer – Affirm accepted on orders over $50
      2. eEuroparts – European auto parts
      3. Eight Sleep – Smart mattress with 100 night trial
      4. Emma Sleep – Designed for Wellness
      5. Essentia – Healthy mattresses
      6. Expedia – Travel bookings over $200 can be paid with Affirm
      7. Figs – medical scrubs 
      8. Framebridge – Custom picture frames & art framing
      9. Frost NYC – Hip hop jewelry
      10. Gazelle – Certified pre-owned smartphones & electronics
      11. Ghost Bed – Mattress in a box
      12. Global Golf – Discount golf clubs & apparel – Get an extra 8% off with Code: ShopGolf8 (expires 9/30)
      13. Gold Urban – Hip hop jewelry
      14. Good American – Jeans, bodysuits & sweats
      15. Goodyear – Tires
      16. Gucci – Redefining modern luxury fashion
      17. Happsy – Organic mattresses
      18. Heart Rate Monitors USA – Fitness watches
      19. iRestore – Hair growth system
      20. iRobot – Robot vacuums
      21. J&P Cycles – Motorcycle parts
      22. J.R. Dunn – Designer jewelry store
      23. Jenson USA – Bikes and bicycle parts
      24. Johnston & Murphy – Premium shoes, accessories & gifts
      25. JomaShop – Watches and more
      26. Karmaloop – Largest online retailer of streetwear
      27. Keetsa – Mattresses for every type of sleeper
      28. Kendra Scott – Trendy jewelry
      29. KEH Camera – Camera store
      30. Kitchenaid – Kitchen mixers & appliances
      31. Kiyonna – Plus size special occasion dresses
      32. La Garconne – Luxury fashion
      33. Layla Sleep – Kim’s mom loves her Layla mattress!
      34. Leesa – Mattresses
      35. LuisaViaRoma – Luxury brand
      36. Luxe DH – Pre-owned designer handbags
      37. Luxury Garage Sale – 100% authentic luxury consignment
      38. Majestic Beds – Mattresses, toppers, pillows, bases, foundations
      39. Marissa Collections – Luxury fashion retailer
      40. MedMart – Home medical equipment
      41. Mend Sleep – Mattresses – Get an additional $25 off with our exclusive code: KIM25
      42. Monster Products – Headphones & speakers
      43. Morris 4×4 Center – Jeep  parts
      44. Motorola – Unlocked cell phones & modular smartphones
      45. My Green Mattress – Organic mattresses
      46. MyPillow – Pillows, bed sheets, mattress toppers, pet beds
      47. Nature’s Sleep – Memory foam mattresses, toppers & pillows
      48. Nectar Sleep – 365 night trial + forever warranty (see our Nectar review)
      49. Nest Bedding – Get 5% off with Code: KIM5 (see our Nest review)
      50. Newton Baby – Baby crib mattresses
      51. Novosbed – Memory foam mattresses
      52. NZXT – Computer cases, supplies & accessories
      53. Olivela – Designer fashion for good
      54. OneTravel – Special flight deals
      55. Orbitz – Online travel agency
      56. Oru Kayak – Foldable kayaks
      57. Outdoor Play – Kayaking, rafting, camping & hiking gear
      58. Pat McGrath Labs – Luxury makeup brand
      59. Peter Glenn – Ski & snowboard gear
      60. Priceline – Deals on hotels, flights and rental cars
      61. Purple – Comfortable mattresses
      62. Pyramyd Air – Air guns
      63. Rad Power Bikes – Electric Fat Bikes & Cargo Bikes
      64. Raleigh Bikes – Best in class bicycles
      65. Ravean – Heated Jackets
      66. – Official Reebok store 
      67. Reeds – Jewelers
      68. Respshop – CPAP machines
      69. Reverb – Marketplace for Musicians
      70. Republic Wireless – No contract phone plans
      71. Scandinavian Designs – Furniture, Home Décor, Outdoor Furniture
      72. Scotch Porter – Men’s grooming products 
      73. Shiekh – Lifestyle sneakers & athletic shoes
      74. Silpada – Silver and fashion jewelry 
      75. Simple Tire – Free Shipping on all tires & free returns
      76. – Skis, gear and more
      77. Sleep Choices – Snuz mattress in a box
      78. Sleep EZ – Mattresses
      79. SleepyHead – College mattress toppers, copper infused 
      80. Slumberland – Mattresses & Furniture
      81. Smart Nova – Snoring Solution (100% money back 30-night guarantee)
      82. Smarthome – Smart home products
      83. Snow Joe– Cordless snow blowers, electric lawn mowers, battery-powered outdoor tools 
      84. Sofamania – Affordable designer furniture
      85. Stadium Goods – Sneakers & Streetwear
      86. SteelSeries – Gaming devices
      87. StockX – Authentic sneakers
      88. Super Jeweler – Free Shipping Worldwide
      89. Szul – Authenic beautiful jewelry
      90. Tamara Mellon – Luxury brand shoes
      91. Target – online purchases only, must have app. Find out how here. 
      92. Tech For Less – Computers & electronics
      93. The Futon Shop – Natural home furnishings
      94. The Pearl Source – Fine pearl jewelery – rings, necklaces, bracelets 
      95. The Real Real – Luxury consignment
      96. TheraDome – Hair loss therapy
      97. Timbuk2 – Backpacks, messenger bags, custom bags
      98. Timex – Timely watches
      99. Tire Rack – Tires, wheels and more
      100. Tool Barn – Power tools (in stock products over $199 are eligible)
      101. Tool Nut – Power tools
      102. Tradesy – Get $20 off $50 through our link!
      103. Traeger Grills – Original & best pellet grill
      104. Travelocity – Cheap hotels, flights and vacations
      105. TruckProUSA – Truck and Jeep accessories
      106. True Facet – Buy and sell designer jewelry
      107. Unique Vintage – Retro style clothing
      108. Universal Standard – Plus size clothing
      109. Vegamour – Vegan lash, brow & hair growth serums
      110. Verishop – Everyday luxury
      111. Vestiaire Collective – Pre-owned luxury fashions
      112. Vivid Racing – Performance auto parts
      113. Vrbobook now pay later accommodation with home rentals by owner
      114. Walmart – All items in cart must be eligible for Affirm installment financing for the option to appear at checkout. Items not eligible include guest orders, groceries, gift cards, wireless, Everyday Living items and Marketplace items. 
      115. Warby Parker – Prescription Eyeglasses
      116. Wayfair A zillion things for your home
      117. West Elm – Modern furniture, home decor & lighting
      118. White + Warren – Cashmere sweaters & travel wraps
      119. William Sonoma – Cookware, Kitchen decor, utensils, fine foods
      120. World Jewels – Fine jewelry
      121. World Wide Stereo – Home audio
      122. Yaasa – Adjustable beds & mattresses
      123. Z Grills – Pellet grills
      124. Zinus – Affordable mattresses

        Get a personal loan up to $35,000 with low fixed rates, affordable monthly payments and no prepayment fees. Check your rate without impacting your credit score. 

      125. 1StopBedrooms
      126. 4moms – Baby products
      127. Abode
      128. Afe Power
      129. Agape Diamonds
      130. Agiprodj
      131. AirGoat
      132. AlarmGrid
      133. All3Sports
      134. Alligator Performance
      135. Allswell
      136. Alternative Airlines
      137. Alto Music
      138. AMainHobbies
      139. American Girl
      140. American Muscle
      141. Andie Swim
      142. Article
      143. ASAP Tickets
      144. Aperion Audio
      145. Audeze
      146. Azalea
      147. Bag Riders
      148. Ball Watch USA
      149. Bambi Baby
      150. Bananas
      151. BB Wheels
      152. Beach Bunny
      153. BeckerTime
      154. Beddy’s
      155. BedInABox 
      156. BenchMade Modern
      157. Betabrand
      158. Bicycle Warehouse
      159. Big Barker
      160. BikeBerry
      161. Birdies 
      162. Blendtec – Best blenders
      163. Blu Dot
      164. Blue Oak Outdoor
      165. BMP Tuning
      166. Bob’s Watches
      167. BodyCraft
      168. Boosted Boards
      169. Bote Board
      170. Botkier
      171. Braum Racing
      172. Brilliance
      173. British Audio
      174. Bulova
      175. Burrow
      176. Capri Jewelers
      177. CARiD 
      178. Casper Sleep
      179. Catbird
      180. Chicago Music Exchange
      181. Christeli
      182. Chrono24
      183. Chuck Levins
      184. CJ Pony Parts
      185. Cobb Tuning
      186. Coilover Depot
      187. Coleman Furniture
      188. CompSource
      189. Coronet Diamonds
      190. CPAPman
      191. Cricut – craft machines
      192. CrossRope
      193. Crown & Caliber
      194. Custom Offsets
      195. D2BDmotorwerks
      196. Dallas Golf
      197. David Yurman
      198. Dazzling Rock
      199. Dean Zelinsky
      200. DiabloSport
      201. Diamond Nexus
      203. Digital Storm
      204. Dime City Cycles
      205. Dive Right in Scuba
      206. Donald Pliner
      207. Droppin’ HZ Car Audio
      208. DSG Performance
      209. e-Joe
      210. Eastwood
      211. Electric Generators Direct
      212. Electronic Express
      213. eMassageChair
      214. Emma Mason
      215. Enchanted Diamonds
      216. Enve
      217. Eone
      218. Essentia
      219. Essential
      220. Eugenia Kim
      221. Evelo
      222. EVGA
      223. Evolve Skateboards
      224. Exclusivelyat9
      225. Extreme Customs
      226. Extreme Terrain
      227. Fanatik Bike
      228. Faherty
      229. Filson
      230. Fink’s
      231. Fitness Gear USA
      232. Flight Club
      233. Fly Wheel Sports
      234. Four Mine
      235. Fred Segal
      236. Function Factory Performance
      237. GainSaver
      238. Garmentory 
      239. Giant Bicycles
      240. Glowforge
      241. GOAT
      242. GODPSMusic
      243. Gold & Diamond Store
      244. Govx
      245. Great Furniture Deal
      246. Grizzly
      247. Heeltoe Auto
      248. HIDevolution
      249. High Fashion Home
      250. Homelegance Furniture Online
      251. Horizon Hobby
      252. HornBlasters
      253. iBuyPower
      254. iDJnow
      255. Import Image Racing
      256. International Military Antiques
      257. Isle Surf
      258. ItsHot
      259. J.R.Dunn
      260. Jewelry Unlimited
      261. Jord
      262. JoyBird
      263. Joy Jewelers
      264. K Series Parts
      265. Katie The Tire Lady
      266. KC HiLiTES
      267. Kevin Jewelers
      268. KillStar
      269. Landice
      270. LearningFuze
      271. LeatherFurnitureExpo
      272. LePrix (formerly SnobSwap)
      273. Lethal Performance
      274. Litter Robot
      275. Little Switzerland
      276. LMR
      277. Lofta
      278. Longines
      279. Lull
      280. MakerBot – Desktop 3D Printer
      281. Manchester Music Mill
      282. MAPerformance
      283. MDHearingAid
      284. Mesa Boogie Hollywood
      285. MetalDetector
      286. Mirror
      287. ML Furs
      288. ModdedEuros
      289. Modloft
      290. Moment Skis
      291. Movado
      292. Mr. Target
      293. Mr. Wheel Deal
      294. My Essentia
      295. My Green Mattress
      296. Mythlogic
      297. Nest
      298. Notre
      299. Olivia Burton
      300. ON3P Skis
      301. Original Parts Group
      302. OrthoMattress
      303. Oru Kayak
      304. Otso Cycles
      305. Outcast Garage
      306. Owlet
      307. Paul Evans
      308. Phastek
      309. Peloton
      310. Penske
      311. Peragon
      312. Perfect Locks
      313. Piff
      314. Pitbull Audio
      315. Planet DJ
      316. Power Equipment Direct
      317. PowersportsMax
      318. PowerTeq
      319. PreOwned Wedding Dresses
      320. Prestige Time
      321. ProAudioLand
      322. ProAudioStar
      323. Protalus
      324. Pure Cycles
      325. Quadratec
      326. R13
      327. RallySportDirect
      328. Rapid Reboot
      329. RealTruck
      330. Redweek
      331. RevZilla
      332. Riff City Guitar
      333. Rim Zone Online
      334. Riva Audio
      335. Rogue Guitar Shop
      336. Romphim
      337. Room&Board 
      338. Ross-Simons
      339. Rough Country
      340. Rove Concepts
      341. Rumpl
      342. Safe & Vault Store
      343. Shinola
      344. SJC Drums
      345. Slate & Tell
      346. Sleep Choices
      347. SleepOnLatex
      348. SmartFurniture
      349. Smile Brilliant
      350. Sohomod
      351. Solid Surface
      352. SpiritHoods– Faux fur hoods
      353. Steeda
      354. Stillen
      355. Stone Cold Fox
      356. SubiSpeed
      357. SuperATV
      358. Superchips
      359. Surface 604
      360. Swatch
      361. SwissWatchExpo
      362. TechnoGym
      363. The DB Method
      364. The Ensign
      365. The Music Zoo
      366. The Pool Factory
      367. The RPM Store
      368. ThredUp
      369. Ting
      370. Tire Agent
      371. Tires-Easy
      372. Tires and Wheels
      373. Tissot
      374. Tkees
      375. Tonal
      376. Treadly
      377. Treadwright
      378. Trumpet & Horn
      379. Tunergoods
      380. TwoBirch
      381. TxPowerSports
      382. Vortic Watches
      383. Wahoo Fitness
      384. Western Spindle
      385. Wheel Hero
      386. Wheelwell
      387. Whoop
      388. Wildwood Guitars
      389. Wing
      390. Winter Kids
      391. Winter Women
      392. Wright Bedding – $200 off mattresses through our link
      393. XLR8
      394. Yeti
      395. Younits
      396. Zwift

      Looking for more Buy Now Pay Later options? Read our guides to stores that accept Bread or Klarna for payment.

      More interested in Apple Pay? We’ve got a full list of Apple Pay supported stores here. 

      Are we missing any Affirm stores? Leave a comment, and we will update the list as we learn of more stores that accept Affirm for payment. If you are a merchant that would like to be added or recommended, please contact us.

      Affirm Online Stores


      Online Stores That Accept Affirm To Buy Now, Pay Later

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Albert Roy

Monday 1st of May 2023

hi I am here

Lillian Coeur

Saturday 9th of April 2022

HI. Indeed a comprehensive list of the stores. Few I have personal buying experience but there were more new one too. Totally loved it. But can I suggest a new one and will be really happy if you could include that in your list. A website about coupons - DazzDeals, they seem to have quite a few discount codes for many brands. Love it and care more. Regards


Wednesday 22nd of December 2021

Just started accepting Affirm this year

Arwyn Mallory

Thursday 16th of December 2021

I'm looking for louis Vuitton flats shoes can you help me?

Shopping Kim

Sunday 19th of December 2021

Here is our list of where you can buy Louis Vuitton shoes using buy now pay later methods. Buy Louis Vuitton Shoes Now, Pay Later


Thursday 1st of July 2021

So what should we do if we want our website on your list? To add the affirm?

Shopping Kim

Friday 22nd of October 2021

Please contact us via our contact form.

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