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Online Stores That Accept Affirm To Buy Now, Pay Later

Online Stores That Accept Affirm To Buy Now, Pay Later

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Affirm is easier and faster than using a credit card. Simply enter your basic details to get approved instantly. Affirm lets you get your order now, then split your purchase into multiple payments to pay back over time to fit your budget.

Affirm Logo

Over 1,300 merchants now offer Affirm for financing. Here is the list of 400+ online stores that accept Affirm for payment to buy now and pay later (the top stores that I recommend are bolded):

Most Popular Affirm Stores

 The full list of stores accepting Affirm is extensive as they are constantly adding new retail partners! Not to worry we've rounded up the best Affirm stores from every category including home electronics, clothing, shoes and furniture. 

Consumer Electronics Stores that Accept Affirm 

Did you know you can finance your TV with Affirm at Walmart, along with any other new cool electronics, gaming gear, and more for your home or office? Walmart Layaway is now Walmart financing powered by Affirm, find out how it works here. 

Need a new phone but don't want to pay full price, look no further than Gazelle for refurbished iPhones and and more and pay in 4 , sometimes with no down payment with Affirm. Shop and pay in 4 with Affirm for anything from vacuum cleaners at iRobot to professional level instruments, DJ gear and more at Sam Ash instruments.

Clothing Stores that Accept Affirm 

Shop for women's clothing at Anthropologie, a popular retailer, then pay with Afterpay and enjoy your purchase while paying across four installments. Among those who accepts Affirm are 
Urban Outfitters, another popular clothing store with Afterpay users, as is SHEIN, which is by far the most popular store for affordable women's fashion.

Furniture Stores that Accept Affirm

We all know buying a new mattress or living room furniture is a big expense! Now with new stores like Avocado Mattress that take AffirmRefresh everything from your dining room furniture to getting a new couch or even curtains at West Elm using Affirm financing.

Got a student heading off to college? The #1 brand for college mattress toppers SleepyHead also takes Affirm! 

Pet Care Stores that Accept Affirm 

The trending new cat litter box Litter Robot now takes Affirm! Never scoop again with the highest-rated WiFi-enabled, automatic, self-cleaning litter box for cats. Since 2000, over 750,000 happy pet parents have upgraded to the Litter-Robot!

Shoe Stores that Accept Affirm

Shoe fanatics rejoice, there are are many online shoe stores now offering Affirm from running shoes to must-have designer brands! Adidas is a classic favorite for running shoes to style choices,  for work shoes or dressier options try the styles of Cole Haan with options for both men and women. Tamara Mellon is our choice for fashionista who wants stunning leather boots and shoes.

Jewelry Stores that Accept Affirm

Whether you're looking for diamonds or fashion accessories, we've got you covered. Be sure to check out our list of stores that take Affirm for the bride and groom, from ethical jewelry favorites like Brilliant Earth to wedding ring experts Allurez or giftable zodiac inspired jewelry from Silpda

In the mood for something a bit more unique? Shop fashion forward jewelry brands like the go-to Hip Hop brand Frost NYC or trending pearls from the Pearl Source.  Don't forget, Affirm financing makes it easy to buy what you want now and pay for it over time. So go ahead and splurge a little – your future self will thank you!

Want to know how Affirm works and if it impacts your credit? Learn all about Affirm in this guide.

How to use Affirm in stores

There are few options to use your pre-approved Affirm credit in stores from the Affirm virtual visa card to the soon to be released debit card. 

Affirm Virtual Visa Card

When you’re approved for a loan with Affirm either on the website or app  you are given the option to have your approved loan amount loaded onto a virtual Visa card. This virtual card is for a one-time  use only at a merchant of your choice as long as they accept Visa. Use the virtual card number to make your purchase either online or in-store. 

Affirm Debit Card 

Soon you will be able to apply and use the Affirm Debit+™ card for everyday shopping in person at your favorite retailers. Choose to split eligible purchases at 0% APR in the Debit+ app.

Join the waitlist on to find out when it launches!

What Companies Use Affirm?

Curious about what companies use Affirm for their financing options? Look no further! The list of Affirm-accepting stores is continually growing, encompassing various categories such as electronics, fashion, furniture, and more. This comprehensive network ensures that you can conveniently find the products you desire and explore flexible payment options, paying over time while adhering to your budget.

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Adidas Official Website for Adidas Shoes & Clothing
Austin Kayak Kayaks, Canoes & Camping Gear
Aeroflow Breastfeeding Pumps
Alen Corp Air Purifiers & Filters
Allurez Diamonds & Fine Jewelry
All Modern Furniture & Décor
Alternative Airlines Travel / Flights
Apt2B Furniture & Home Décor Art Prints & Custom Prints
ArtFinder Original Art Work, Wall Art & Art Prints
Assouline Luxury Books
Auto Anything Specialized Automotive Products
Aventuron Bikes, Camping, Overlanding & Fly Fishing Gear
Avocado Green Mattresses


Barbell Apparel Athletic Wear
Bear Mattress 100 Night Risk Free Trial
Bed In A Box The Original Bed in a Box
Bellacor Furniture, Home Décor & Lighting
Birch Lane Traditional Furniture
Byte Invisible Teeth Aligners
Brentwood Home Mattresses & Bedding
Brooklyn Bedding Mattresses, Pillows & Sheets
Buy Auto Parts Wholesale Car Parts


Candid Teeth Straightening Clear Aligners From $88/Month
Certified Watch Store Discount Watches
CheapAir Discount Airline Tickets
CheapOAir Super Save Flight Deals
CheapTickets Vacation Value Finder
Citizen Watch Eco-drive Watches
CityPass Destination Attractions
Clever Training


Fitness Gear and Technology

Blenders for Smoothies 

Cole Haan Shoes and Bags
Colorado Kayak Supply Paddlesports
Cotopaxi Gear for Good


Daily Steals Daily Deals With Free Shipping Including Electronics
David Yarman American Designer Jewelry
Decor Planet Affordable Luxury for Your Home
DiamondBack Everything Bikes
DJI Easy to Fly Drones and Quadropters
Dockatot Baby Docks
Dream Cloud 365 Day Trial Period, Lifetime Warranty!
Dreamfoam Bedding Affordable Mattresses
Drone Nerds Drones & Accessories
      1. Eddie Bauer – Affirm accepted on orders over $50
      2. eEuroparts – European auto parts
      3. Eight Sleep – Smart mattress with 100 night trial
      4. Emma Sleep – Designed for Wellness
      5. Essentia – Healthy mattresses
      6. Expedia – Travel bookings over $200 can be paid with Affirm
      7. Figs – medical scrubs 
      8. Framebridge – Custom picture frames & art framing
      9. Frost NYC – Hip hop jewelry
      10. Gazelle – Certified pre-owned smartphones & electronics
      11. Ghost Bed – Mattress in a box
      12. Global Golf – Discount golf clubs & apparel – Get an extra 8% off with Code: ShopGolf8 (expires 9/30)
      13. Gold Urban – Hip hop jewelry
      14. Good American – Jeans, bodysuits & sweats
      15. Goodyear – Tires
      16. Gucci – Redefining modern luxury fashion
      17. Happsy – Organic mattresses
      18. Heart Rate Monitors USA – Fitness watches
      19. iRestore – Hair growth system
      20. iRobot – Robot vacuums
      21. J&P Cycles – Motorcycle parts
      22. J.R. Dunn – Designer jewelry store
      23. Jenson USA – Bikes and bicycle parts
      24. Johnston & Murphy – Premium shoes, accessories & gifts
      25. JomaShop – Watches and more
      26. Karmaloop – Largest online retailer of streetwear
      27. Keetsa – Mattresses for every type of sleeper
      28. Kendra Scott – Trendy jewelry
      29. KEH Camera – Camera store
      30. Kitchenaid – Kitchen mixers & appliances
      31. Kiyonna – Plus size special occasion dresses
      32. La Garconne – Luxury fashion
      33. Layla Sleep – Kim's mom loves her Layla mattress!
      34. Leesa – Mattresses
      35. LuisaViaRoma – Luxury brand
      36. Luxe DH – Pre-owned designer handbags
      37. Luxury Garage Sale – 100% authentic luxury consignment
      38. Majestic Beds – Mattresses, toppers, pillows, bases, foundations
      39. Marissa Collections – Luxury fashion retailer
      40. MedMart – Home medical equipment
      41. Mend Sleep – Mattresses – Get an additional $25 off with our exclusive code: KIM25
      42. Monster Products – Headphones & speakers
      43. Morris 4×4 Center – Jeep  parts
      44. Motorola – Unlocked cell phones & modular smartphones
      45. My Green Mattress – Organic mattresses
      46. MyPillow – Pillows, bed sheets, mattress toppers, pet beds
      47. Nature's Sleep – Memory foam mattresses, toppers & pillows
      48. Nectar Sleep – 365 night trial + forever warranty (see our Nectar review)
      49. Nest Bedding – Get 5% off with Code: KIM5 (see our Nest review)
      50. Newton Baby – Baby crib mattresses
      51. Novosbed – Memory foam mattresses
      52. NZXT – Computer cases, supplies & accessories
      53. Olivela – Designer fashion for good
      54. OneTravel – Special flight deals
      55. Orbitz – Online travel agency
      56. Oru Kayak – Foldable kayaks
      57. Outdoor Play – Kayaking, rafting, camping & hiking gear
      58. Pat McGrath Labs – Luxury makeup brand
      59. Peter Glenn – Ski & snowboard gear
      60. Priceline – Deals on hotels, flights and rental cars
      61. Purple – Comfortable mattresses
      62. Pyramyd Air – Air guns
      63. Rad Power Bikes – Electric Fat Bikes & Cargo Bikes
      64. Raleigh Bikes – Best in class bicycles
      65. Ravean – Heated Jackets
      66. – Official Reebok store 
      67. Reeds – Jewelers
      68. Respshop – CPAP machines
      69. Reverb – Marketplace for Musicians
      70. Republic Wireless – No contract phone plans
      71. Scandinavian Designs – Furniture, Home Décor, Outdoor Furniture
      72. Scotch Porter – Men's grooming products 
      73. Shiekh – Lifestyle sneakers & athletic shoes
      74. Silpada – Silver and fashion jewelry 
      75. Simple Tire – Free Shipping on all tires & free returns
      76. – Skis, gear and more
      77. Sleep Choices – Snuz mattress in a box
      78. Sleep EZ – Mattresses
      79. SleepyHead – College mattress toppers, copper infused 
      80. Slumberland – Mattresses & Furniture
      81. Smart Nova – Snoring Solution (100% money back 30-night guarantee)
      82. Smarthome – Smart home products
      83. Snow Joe– Cordless snow blowers, electric lawn mowers, battery-powered outdoor tools 
      84. Sofamania – Affordable designer furniture
      85. Stadium Goods – Sneakers & Streetwear
      86. SteelSeries – Gaming devices
      87. StockX – Authentic sneakers
      88. Super Jeweler – Free Shipping Worldwide
      89. Szul – Authenic beautiful jewelry
      90. Tamara Mellon – Luxury brand shoes
      91. Target – online purchases only, must have app. Find out how here. 
      92. Tech For Less – Computers & electronics
      93. The Futon Shop – Natural home furnishings
      94. The Pearl Source – Fine pearl jewelery – rings, necklaces, bracelets 
      95. The Real Real – Luxury consignment
      96. TheraDome – Hair loss therapy
      97. Timbuk2 – Backpacks, messenger bags, custom bags
      98. Timex – Timely watches
      99. Tire Rack – Tires, wheels and more
      100. Tool Barn – Power tools (in stock products over $199 are eligible)
      101. Tool Nut – Power tools
      102. Tradesy – Get $20 off $50 through our link!
      103. Traeger Grills – Original & best pellet grill
      104. Travelocity – Cheap hotels, flights and vacations
      105. TruckProUSA – Truck and Jeep accessories
      106. True Facet – Buy and sell designer jewelry
      107. Unique Vintage – Retro style clothing
      108. Universal Standard – Plus size clothing
      109. Vegamour – Vegan lash, brow & hair growth serums
      110. Verishop – Everyday luxury
      111. Vestiaire Collective – Pre-owned luxury fashions
      112. Vivid Racing – Performance auto parts
      113. Vrbobook now pay later accommodation with home rentals by owner
      114. Walmart – All items in cart must be eligible for Affirm installment financing for the option to appear at checkout. Items not eligible include guest orders, groceries, gift cards, wireless, Everyday Living items and Marketplace items. 
      115. Warby Parker – Prescription Eyeglasses
      116. Wayfair A zillion things for your home
      117. West Elm – Modern furniture, home decor & lighting
      118. White + Warren – Cashmere sweaters & travel wraps
      119. William Sonoma – Cookware, Kitchen decor, utensils, fine foods
      120. World Jewels – Fine jewelry
      121. World Wide Stereo – Home audio
      122. Yaasa – Adjustable beds & mattresses
      123. Z Grills – Pellet grills
      124. Zinus – Affordable mattresses

        Get a personal loan up to $35,000 with low fixed rates, affordable monthly payments and no prepayment fees. Check your rate without impacting your credit score. 

      125. 1StopBedrooms
      126. 4moms – Baby products
      127. Abode
      128. Afe Power
      129. Agape Diamonds
      130. Agiprodj
      131. AirGoat
      132. AlarmGrid
      133. All3Sports
      134. Alligator Performance
      135. Allswell
      136. Alternative Airlines
      137. Alto Music
      138. AMainHobbies
      139. American Girl
      140. American Muscle
      141. Andie Swim
      142. Article
      143. ASAP Tickets
      144. Aperion Audio
      145. Audeze
      146. Azalea
      147. Bag Riders
      148. Ball Watch USA
      149. Bambi Baby
      150. Bananas
      151. BB Wheels
      152. Beach Bunny
      153. BeckerTime
      154. Beddy's
      155. BedInABox 
      156. BenchMade Modern
      157. Betabrand
      158. Bicycle Warehouse
      159. Big Barker
      160. BikeBerry
      161. Birdies 
      162. Blendtec – Best blenders
      163. Blu Dot
      164. Blue Oak Outdoor
      165. BMP Tuning
      166. Bob's Watches
      167. BodyCraft
      168. Boosted Boards
      169. Bote Board
      170. Botkier
      171. Braum Racing
      172. Brilliance
      173. British Audio
      174. Bulova
      175. Burrow
      176. Capri Jewelers
      177. CARiD 
      178. Casper Sleep
      179. Catbird
      180. Chicago Music Exchange
      181. Christeli
      182. Chrono24
      183. Chuck Levins
      184. CJ Pony Parts
      185. Cobb Tuning
      186. Coilover Depot
      187. Coleman Furniture
      188. CompSource
      189. Coronet Diamonds
      190. CPAPman
      191. Cricut – craft machines
      192. CrossRope
      193. Crown & Caliber
      194. Custom Offsets
      195. D2BDmotorwerks
      196. Dallas Golf
      197. David Yurman
      198. Dazzling Rock
      199. Dean Zelinsky
      200. DiabloSport
      201. Diamond Nexus
      203. Digital Storm
      204. Dime City Cycles
      205. Dive Right in Scuba
      206. Donald Pliner
      207. Droppin' HZ Car Audio
      208. DSG Performance
      209. e-Joe
      210. Eastwood
      211. Electric Generators Direct
      212. Electronic Express
      213. eMassageChair
      214. Emma Mason
      215. Enchanted Diamonds
      216. Enve
      217. Eone
      218. Essentia
      219. Essential
      220. Eugenia Kim
      221. Evelo
      222. EVGA
      223. Evolve Skateboards
      224. Exclusivelyat9
      225. Extreme Customs
      226. Extreme Terrain
      227. Fanatik Bike
      228. Faherty
      229. Filson
      230. Fink's
      231. Fitness Gear USA
      232. Flight Club
      233. Fly Wheel Sports
      234. Four Mine
      235. Fred Segal
      236. Function Factory Performance
      237. GainSaver
      238. Garmentory 
      239. Giant Bicycles
      240. Glowforge
      241. GOAT
      242. GODPSMusic
      243. Gold & Diamond Store
      244. Govx
      245. Great Furniture Deal
      246. Grizzly
      247. Hard Park Pro
      248. Heeltoe Auto
      249. HIDevolution
      250. High Fashion Home
      251. Homelegance Furniture Online
      252. Horizon Hobby
      253. HornBlasters
      254. iBuyPower
      255. iDJnow
      256. Import Image Racing
      257. International Military Antiques
      258. Isle Surf
      259. ItsHot
      260. J.R.Dunn
      261. Jewelry Unlimited
      262. Jord
      263. JoyBird
      264. Joy Jewelers
      265. K Series Parts
      266. Katie The Tire Lady
      267. KC HiLiTES
      268. Kevin Jewelers
      269. KillStar
      270. Landice
      271. LearningFuze
      272. LeatherFurnitureExpo
      273. LePrix (formerly SnobSwap)
      274. Lethal Performance
      275. Litter Robot
      276. Little Switzerland
      277. LMR
      278. Lofta
      279. Longines
      280. Lull
      281. MakerBot – Desktop 3D Printer
      282. Manchester Music Mill
      283. MAPerformance
      284. MDHearingAid
      285. Mesa Boogie Hollywood
      286. MetalDetector
      287. Mirror
      288. ML Furs
      289. ModdedEuros
      290. Modloft
      291. Moment Skis
      292. Movado
      293. Mr. Target
      294. Mr. Wheel Deal
      295. My Essentia
      296. My Green Mattress
      297. Mythlogic
      298. Nest
      299. Notre
      300. Olivia Burton
      301. ON3P Skis
      302. Original Parts Group
      303. OrthoMattress
      304. Oru Kayak
      305. Otso Cycles
      306. Outcast Garage
      307. Owlet
      308. Paul Evans
      309. Phastek
      310. Peloton
      311. Penske
      312. Peragon
      313. Perfect Locks
      314. Piff
      315. Pitbull Audio
      316. Planet DJ
      317. Power Equipment Direct
      318. PowersportsMax
      319. PowerTeq
      320. PreOwned Wedding Dresses
      321. Prestige Time
      322. ProAudioLand
      323. ProAudioStar
      324. Protalus
      325. Pure Cycles
      326. Quadratec
      327. R13
      328. RallySportDirect
      329. Rapid Reboot
      330. RealTruck
      331. Redweek
      332. RevZilla
      333. Riff City Guitar
      334. Rim Zone Online
      335. Riva Audio
      336. Rogue Guitar Shop
      337. Romphim
      338. Room&Board 
      339. Ross-Simons
      340. Rough Country
      341. Rove Concepts
      342. Rumpl
      343. Safe & Vault Store
      344. Shinola
      345. SJC Drums
      346. Slate & Tell
      347. Sleep Choices
      348. SleepOnLatex
      349. SmartFurniture
      350. Smile Brilliant
      351. Sohomod
      352. Solid Surface
      353. SpiritHoods– Faux fur hoods
      354. Steeda
      355. Stillen
      356. Stone Cold Fox
      357. SubiSpeed
      358. SuperATV
      359. Superchips
      360. Surface 604
      361. Swatch
      362. SwissWatchExpo
      363. TechnoGym
      364. The DB Method
      365. The Ensign
      366. The Music Zoo
      367. The Pool Factory
      368. The RPM Store
      369. ThredUp
      370. Ting
      371. Tire Agent
      372. Tires-Easy
      373. Tires and Wheels
      374. Tissot
      375. Tkees
      376. Tonal
      377. Treadly
      378. Treadwright
      379. TriBeCa
      380. Trumpet & Horn
      381. Tunergoods
      382. TwoBirch
      383. TxPowerSports
      384. Vortic Watches
      385. Wahoo Fitness
      386. Western Spindle
      387. Wheel Hero
      388. Wheelwell
      389. Whoop
      390. Wildwood Guitars
      391. Wing
      392. Winter Kids
      393. Winter Women
      394. Wright Bedding – $200 off mattresses through our link
      395. XLR8
      396. Yeti
      397. Younits
      398. Zwift

      Looking for more Buy Now Pay Later options? Read our guides to stores that accept Bread or Klarna for payment.

      More interested in Apple Pay? We've got a full list of Apple Pay supported stores here. 

      Are we missing any Affirm stores? Leave a comment, and we will update the list as we learn of more stores that accept Affirm for payment. If you are a merchant that would like to be added or recommended, please contact us.

      Affirm Online Stores


      Online Stores That Accept Affirm To Buy Now, Pay Later

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Albert Roy

Monday 1st of May 2023

hi I am here

Lillian Coeur

Saturday 9th of April 2022

HI. Indeed a comprehensive list of the stores. Few I have personal buying experience but there were more new one too. Totally loved it. But can I suggest a new one and will be really happy if you could include that in your list. A website about coupons - DazzDeals, they seem to have quite a few discount codes for many brands. Love it and care more. Regards


Wednesday 22nd of December 2021

Just started accepting Affirm this year

Arwyn Mallory

Thursday 16th of December 2021

I'm looking for louis Vuitton flats shoes can you help me?

Shopping Kim

Sunday 19th of December 2021

Here is our list of where you can buy Louis Vuitton shoes using buy now pay later methods. Buy Louis Vuitton Shoes Now, Pay Later


Thursday 1st of July 2021

So what should we do if we want our website on your list? To add the affirm?

Shopping Kim

Friday 22nd of October 2021

Please contact us via our contact form.

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