Online Stores That Accept Klarna To Buy Now, Pay Later

klarna pay in 4

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Last updated on September 17, 2021

Klarna is a well-established, global payment solutions company making online shopping safer and simpler for over 60 million users in 14 countries at over 70,000 retailers.

pay later with klarna

Ready to shop Buy Now Pay Later with Klarna, pay in 4? Flexible payments everywhere is the Klarna promise, they partner with stores all over the world to make it easy to pay how you like online. Free rewards, join the Klarna Vibe program, a totally free rewards club that brings sweet benefits for all your online shopping. Get the Klarna app here. 

What We Love About Klarna!

  • No interest. Ever.
  • No impact on your credit.
  • No hidden fees.

Where Can I Use Klarna Financing?

These are Shopping Kim's top 10 Klara stores, gear to live your best life!

Adidas Running Shoes & Gear
Bloomingdales Department Store
Etsy Home Décor & Unique Decorations
Journey Bikes E-Bikes for Life Adventures
Lululemon Yoga Clothing & Accessories
Overstock Home Décor, Furnishings & Art
Pandora Jewelry & Charms
Rimowa Suitcases, Luggage & More
Saatva Luxury Mattress Without the Markup
Sonos Speakers & More
Journeys  Shoes from your favorite casual brands include Doc Martens, Vans, Uggs & more
Good American Fashion Jeans and more. Join their newsletter for $30 off your first pair of denim



Here is our alphabetical round-up of quality online stores that accept Klarna for payment to buy now and pay in 4.

A | B | C| D| E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z

Abercrombie & Fitch Authentic American Clothing
Abunda Financing for Anything Sold on Amazon
Adidas Running Shoes & Gear
Adirondack Guitar Lefty and Right-Handed Guitars
Alise Made in Italy Handbags
Andrea Bonelli Handmade Jewelry
Alpine Butterfly All Inclusive Sizing Swimwear
Altra Running Shoes
Alyaka Niche Beauty Products
Appaman Children's Clothing
Ashley Bridget Baby Clothing & Gear
ASOS Global Fashion
Aurora Jewelers Collectible Gold Jewelry


Ben Hogan Golf Professional golf clubs at 1/2 the price
BFB Hair Clip-in Remy Hair Extensions
Bloomingdales Department Store
Boohoo Women’s & Men’s Fashion Clothing
BoxLunch Unique Gifts & Geeky Merchandise
Brown Bag Clothing
Bulk Powders Protein powders
Burton Menswear Men's Clothing



  • Decluttr – Phones, CDs, DVDs, Games, Books, Tablets & More
  • Dooney & Burke – Designer brand of purses, Bags and luggage





  • H&M – Fast fashion for the entire family
  • Hot Topic– Music & Pop Culture Fashion
  • Hype – Free Worldwide Shipping




  • Macys – Department store
  • Magee 1866 – Donegal Tweed Jackets & Coats
  • MANGO – Fashion, Footwear & Accessories
  • Microsoft.com – Technology Products
  • Missguided – Trendy Fashion Clothing and Accessories
  • Molecule – Mattress With Lifetime Warranty
  • Mustang Survival – Life Vests, Life Jackets, water rescue equipment, accessories and outdoor survival gear


  • Nasty Gal – Edgy clothing for women
  • Nolah Sleep – Bed in a Box
  • Nuvanna – Mattresses Starting At $550 + Free Shipping + 100 Night Trial





  • Saatva Mattress – Non-Toxic & Eco-Friendly Memory Foam Mattresses
  • Schuh – Fashion Footwear
  • Sephora – Cosmetics, Beauty Products, Fragrances & Tools
  • SHEIN – Affordable Trendy Clothing
  • Simmi – Women's Footwear Destination
  • Skinny Dip – British Lifestyle Accessories
  • Sneakers N Stuff – Sneakers & Streetwear (Klarna option is only available in Germany, Sweden, Finland or Denmark)
  • Sweet Zzz – Affordable Mattress With Lifetime Warranty




  • Vans – Shoes for skateboarding


Stores include Overstock, TopShop, Lenovo, GhostBed and dozens of others. Click for full list.
Stores include Overstock, TopShop, Lenovo, GhostBed and dozens of others. Click for full list.

49 thoughts on “Online Stores That Accept Klarna To Buy Now, Pay Later”

  1. Burton Menswear does not seem to ship to the US, I filled my cart only to find out at checkout. But thank you for the list.

    1. Hi Dawn! According to the Overstock website, Klarna is a payment option, but it’s currently only available to Guest Checkout users. So my guess is that if you have an Overstock account, you’ll have to log out and check out as a guest. Please let us know if that works for you!

        1. I had no luck trying to check out of Overstock as a “guest, even after two chats with Overstock and two phone calls with Klarna. A Klarna rep thought that my total might be too low but after spending $20.00 more at Lenovo.com (for two very similar items) I had no problem using Klarna credit. Whether by policy or by error Overstock is not providing Klarna as a payment option!!!

  2. Luxurywatchesnyc.com has signed up with Klarna. Hopefully this week they will be all setup. I spoke with the salesman there and was informed of this info.

  3. Hello you can now officially buy luxury watches with Klarna. Luxurywatchesnyc.com my salesman name is jay. Nice people.

  4. WISH DOES not accept Klarna. Here is the response from Klarna :
    “After a little more investigating, I discovered that Klarna is not an available payment option with Wish at this time. We are still working together and will have updated options for you in the next few months. You are welcome to check back with us for more information and updates!”
    I think it is Very hard to figure out who uses Klarna and who does not. Even Klarna lists Wish on their website but by their own admission, they don’t???? Also the ONLY thing Microsoft will use Klarna for is Surface. Also Seems Luxury Watch NYC is no longer in business.
    Thanks Kim for your site and hopefully we can figure out the “thousands” of businesses that Use Klarna??

  5. “Many stores that used to accept Affirm are now accepting Klarna for payment instead.”

    Is this true? It seems like far more stores offer Affirm than klarna…it’s hard to find klarna anywhere and I don’t see them on half of the websites listed above.

  6. Lenovo only work for me. It was simple to use

    Today I ask Klarna if they have a store directory they told me no but they have over 65k stores where you can use them at.WHERE?

  7. Just ordered a set of Taylor Made golf irons on the TM website. Payment plan using Klarna was offered. Yes, the interest rate is up there, but TM allows me to use the clubs(while making the monthly payment) and after two years I’m offered to continue the payments until paid off. Or, after two years I can pick new clubs at that time and continue the original payments for two years, so on, and so on. It’s very much like a new car lease program! Works for me. It also allows me to rebuild my credit, so I don’t mind the high interest rate so much.

  8. Mitylene Arrnold

    Please see if I can use Klarna at Amazon, Wayfair, Plough and Hearth, Ross Simmons, Lands End. I use these all the time and could really enjoy using Klarna at those sites! Thank you.

  9. This isn;’t true for AQ/AQ. They will not ship your order until the payment has been received. This is not the service they describe on their site but it is the honest reality

  10. https://couchbed.com/ couches that fold out to a mattress, they accept Klarna. When going under shop and clicking on an item, scroll down the page some and it will show info about Klarna. I managed to purchase a queen size, minimum payments are around 46 USD for me. I use my couchbed as my everyday bed directly on the floor. Firm comfortable sleep and it is nice in couch form too to use for sitting on although I might eventually make a frame myself for it to raise it up off the ground for couch mode.

  11. I was informed by a merchant to try going into Chrome to use and the option should pop up. Just a thought. Not sure if it works for Klarna, but did use it for Afterpay.

  12. Hello. Thank you so much for this list! I just wanted to let you know that there’s one more company that uses klarna…Pixi by Petra the skincare and makeup company. All their stuff is amazing. Have a Happy and healthy holiday season!

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