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Taking care of your home finances is certainly no easy feat. You need to plan ahead so you can still have a little room for other expenses while making sure you don't overspend. Fortunately, there are services like buy now pay later schemes that allow you to purchase items without settling immediately.
Various financial apps let you track your spending in detail. Prominent among those services and apps is Fingerhut – one of the most popular buy-now-pay-later stores. In addition, they offer a credit card, which many customers qualify for. But there is one problem with only being able to shop at Fingerhut; what about when you need to purchase things from elsewhere?
Many other sites function like Fingerhut – allowing you to buy items now with the option of paying them off later. Though all these sites work differently, they offer an easy alternative for those needing it. In this post, we'll look closely at some of these options and see how they compare to Fingerhut and other catalog shopping sites.
In This Post:
Best Fingerhut Alternative Sites
HSN – Home Shopping Network
Almost all television audiences know about the Home Shopping Network site. They sell many products through the HSN website, including some featured products that were never aired on TV. However, customers need to be prepared for the credit system at HSN. The system allows you to buy and pay later at various interest rates. Customers can carefully choose what they want before paying full price. Shop HSN buy now pay later here.
PerPay
Perpay has various products under various categories, including electronics, furniture, home décor, and other utilities. Like any other site on our list, Perpay requires eligible customers to sign up and get approval from their team. Even those with a poor credit score can apply since the brand team doesn't consider credit scores when approving loans.
Perpay offers a monthly payment options with flat payments on different schedules with the goal of helping consumers rebuild credit. Most buy now pay later websites also have this feature as their main selling point. Though its process may be slightly different than sites like Fingerhut, Perpay makes up for it with an equally flexible budget scheme that brings them level with other retailers.
Stoneberry
Stoneberry is just like Fingerhut in a way that it has an array of services and products for customers. The company specializes in not only major brands but also a selection of popular As Seen on TV items as well.
One of the most attractive features of Stoneberry is its affordable plans. For instance, you can set up auto-payments at just $5.99 per month or less, depending on what products you purchase. This option makes it far more flexible than sites like Fingerhut and other competitors. Additionally, no hidden fees or annual membership costs pop up either! Stoneberry also offers an easy way to get approval for their credit program right now – although this may come with some scrutiny by lenders.
Final Thoughts
These are some of the best and most reliable options as Fingerhut alternatives. They are all trustworthy, making online purchases very easy. And because they allow you to purchase anything with just a $10-a-month installment – the entire process is laudable. In addition, many sites here don't require any payment upfront either!
Looking to do more catalog shopping? Review our guide to free catalogs here!
Kim is a long time blogger and shopping expert! She loves finding the bests deals and was an early adopter of Buy Now Pay Later. She is dedicated to teaching others how to safely use BNPL apps and services to purchase everything from clothing to shoes and home furnishings.