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Where to Buy Now Pay Later Christmas Trees

Where to Buy Now Pay Later Christmas Trees

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The holiday season is upon us, and it’s time to start thinking about bringing a touch of festive magic into your home with a beautiful Christmas tree. However, the cost of a high-quality Christmas tree can sometimes deter the holiday spirit. Fortunately, there are options available that allow you to finance your tree and enjoy it now without breaking the bank. In this guide, we’ll explore where to find the perfect Buy Now Pay Later Christmas tree to make your holiday season even more special.

One of the first decisions you’ll need to make is whether to opt for a real or artificial Christmas tree. Both have their advantages, but artificial trees offer a range of benefits that might sway your decision. Artificial trees are not only more convenient but also eco-friendly, as they can be reused for many years. Plus, they eliminate the mess associated with real trees, such as falling needles and the need for regular watering.

Considering the Cost

Christmas trees, whether real or artificial, can be a significant expense. That’s why it’s crucial to find a place that offers competitive prices. In addition to pricing, consider the financing options available. Some retailers offer “buy now, pay later” plans, which allow you to spread the cost of your tree over several months. This can make a high-quality Christmas tree more affordable and manageable for your budget.

Finding Discounts and Promotions

When searching for the perfect Christmas tree, it’s also worth keeping an eye out for discounts and promotions. Timing is key in scoring a great deal on a tree. Retailers often offer discounts during the holiday season or special promotions leading up to it. Taking advantage of these deals can save you a significant amount. So, be sure to explore different retailers and compare their pricing and promotions to find the best value.

List of Stores to Buy Now Pay Later Christmas Tree

Now that you have an idea of what to look for, let’s dive into our list of top retailers that offer Buy Now Pay Later options for Christmas trees:

King of Christmas – Affirm

King of Christmas is renowned for its exceptional selection of artificial Christmas trees. They offer a 0% interest “buy now, pay later” financing option through Affirm. Choose the payment plan that suits you best and enjoy quick approval with no late fees.

QVC – Easy Pay

QVC provides a vast array of artificial trees, ensuring a brighter Christmas for you. They offer Easy Pay, allowing you to spread your payment over time with 0% interest charges and no hidden fees.

Need new ornaments and accessories decorate your tree and home? Try this list of 100+ catalogs that offer seasonal decor and more!

Hykolity 6ft Snow Flocked Christmas Tree, Artificial Christmas Tree with Pine Cones, 250 Warm White Lights, 762 Tips, Metal Stand and Hinged Branches

Abunda – Klarna, ViaBill, Paypal

Abunda offers various financing options for classic and modern artificial Christmas trees. You can also find tree accessories like extra lights, stands, and more. Select your preferred financing option and enjoy the convenience of orders shipped from Amazon. Find your next tree on Abunda and pick your financing option, orders ship from Amazon.

Ready to buy the toys to go under the tree? Check out Amazon’s Annual Toy Gift Catalog gift guide to know what the kids want this year.

National Tree Company Artificial Full Christmas Tree, Green, Dunhill Fir, Includes Stand, 6.5 Feet


Wayfair offers some of the most affordable artificial trees, complete with lights to set the perfect Christmas mood. You can find classic fir, flocked, white lights, and colored light options. They offer “buy now, pay later” options on select styles, and you can even save $40 with a qualifying Wayfair credit card.

If you’re also thinking about enhancing your bedroom style, we’ve got you covered. Explore some hidden gems from Wayfair to “Up Your Bedroom Style” with unique and stylish furniture and decor.

HOMCOM 6' Tall Pre-Lit Slim Noble Fir Artificial Christmas Tree with Realistic Branches, 200 Warm White LED Lights and 390 Tips, Green

Joss & Main

Bring the holiday spirit home with a classic style Christmas tree from Joss and Main with free 2-day delivery! Buy Now Pay Later options available on select styles.


Fingerhut catalog fans will be delighted to know that they also offer artificial trees, Christmas decor, and accessories year-round. Use your Fingerhut account to buy now and pay later for your next holiday decor and gifts. Find more gifting catalogs in our list of top retail catalogs here.

Fencer Wire 7.5 Feet Full Artificial Pre-Lit Snow Flocked Christmas Tree w/ 1346 Branch Tips Pre-Hinged & Foldable Stand, 550 LED Lights, Fake Flocked Xmas Tree for Indoor, Office, Party, Holiday

Balsam Hill – Paypal

Balsam Hill boasts the widest selection of high-quality, realistic artificial Christmas trees on the market. You can get the look of Fir, Classic Spruce, and more. Buy now and pay later with PayPal financing options.

RTB Shopper

At RTB Shopper, you can pay in convenient installments, some as low as $41 per month. Explore their options, such as the Twinkly 7.5′ Pre-lit Tree with 400RGB+W LED lights.


Stoneberry offers a wide range of Christmas decor for both indoor and outdoor use, including trees and lights. Take advantage of their low monthly payment options to spread the cost of your holiday decorations.

If you’re still on the fence about buying an artificial Christmas tree, hopefully we’ve been able to change your mind. Not only are they more environmentally friendly, but they also last longer, look just as beautiful (if not more so), and come in a variety of styles to fit any home. So what are you waiting for? Get shopping!

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