Buy Christmas Gifts Now, Pay Later

Christmas Gifts

Disclosure: This post may contain affiliate links, meaning we get a commission if you decide to make a purchase through our links, at no cost to you. Please read our disclosure for more info.

Last updated on May 15, 2021

Wish you could have your Christmas bonus early to pay for Christmas gifts and presents to put under the Christmas tree? 

Never fear, many online merchants offer deferred billing options so you can buy Christmas presents now and pay them off later.  Here are my top favorite online stores that let you make payments on your purchase.

Buy Christmas Gifts Now, Pay Later

Bradford Exchange

Making payments on affordable collectibles and jewelry. Select “Pay in Installments” under “Payment Options” at checkout. Installments are charged monthly, directly to the payment method you choose (Visa, Mastercard, Discover, American Express, PayPal), and the installments are interest free! Shop BradfordExchange now!

Montgomery Ward

Buy Now, Pay Later with Wards Credit (also known as Choose ‘n Charge) at Montgomery Ward’s. Get Brand Name Gifts for Everyone on Your List with payments starting as low as $20 a month!  

Home Shopping Network

Divide your purchase into low monthly payments with your debit or credit card. The first payment will include taxes and shipping and handling fees. The remaining payments are then automatically billed to your credit or debit card every 30 days. HSN does not charge interest charges or fees when you use their FlexPay option.  Shop HSN.com now!


Make payments as low as $20 on cookware, appliances, dinnerware, furniture, bed and bath, home decor and gifts with Ginny's Credit. 


QVC Offers Easy Pay where you can spread out your payments over a designated number of payments at no extra charge when you order using any major credit card (so no applications necessary). Shop QVC.com now!

Can't find what you're looking for? Apply for a personal loan up to $2,500 for any reason, whether it be for gifts, home improvement, vehicle repair or a vacation.

More Buy Now Pay Later Stores.

Buy Christmas Gifts Now, Pay Later

Buy Christmas Gifts Now, Pay Later. Click to see list of online stores that offer deferred billing options so you can buy Christmas gifts and presents now and pay them off later by making payments.

Leave a Comment

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.