Wish you could have your Christmas bonus early to pay for Christmas gifts and presents to put under the Christmas tree? Never fear, many online merchants offer deferred billing options so you can buy Christmas presents now and pay them off later. Here are my top favorite online stores that let you make payments on your purchase.
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Buy Christmas Gifts Now, Pay Later
Bradford Exchange
Making payments on affordable collectibles and jewelry. Select “Pay in Installments” under “Payment Options” at checkout. Installments are charged monthly, directly to the payment method you choose (Visa, Mastercard, Discover, American Express, PayPal), and the installments are interest free! Shop BradfordExchange now!
Fingerhut
Fingerhut offers Thousands of Name Brand Products. No down payments. Affordable monthly payments. They claim to say “Yes!” when others say “No” on your credit. If you already have a Fingerhut Credit Account, click here to shop!
Montgomery Ward
Buy Now, Pay Later with Wards Credit (also known as Choose ‘n Charge) at Montgomery Ward’s. Get Brand Name Gifts for Everyone on Your List with payments starting as low as $20 a month! Shop Wards.com now!
Home Shopping Network
Divide your purchase into low monthly payments with your debit or credit card. The first payment will include taxes and shipping and handling fees. The remaining payments are then automatically billed to your credit or debit card every 30 days. HSN does not charge interest charges or fees when you use their FlexPay option. Shop HSN.com now!
Gettington
Choose to pay off your purchases in 4-24 monthly payments at Gettington. Name brands including Apple, Sony, Dyson, Wii, etc. Application takes under a minute! If you already have a Gettington Credit Account, click here to shop!
Ginny’s
Make $20/month payments on cookware, appliances, dinnerware, furniture, bed and bath, home decor and gifts with Choose ‘n Charge. Shop Ginnys.com now!
QVC.com
QVC Offers Easy Pay where you can spread out your payments over a designated number of payments at no extra charge when you order using any major credit card (so no applications necessary). Shop QVC.com now!
Can’t find what you’re looking for? Fast 5k Loans can get you a loan between $100 and $35,000 for any reason, whether it be for gifts, home improvement, vehicle repair or a vacation.
More Buy Now, Pay Later Stores.
