Buy Gifts Now, Pay Later With Stores That Offer Payment Plans

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It seems holidays, birthdays and special occasions such as weddings, showers and parties creep up on us, especially at times when money is tight. 

buy gifts now pay later

If you need a gift now but need to make payments, never fear as many online stores offer deferred billing options so you can buy a gift for someone special now and pay for it later by making payments.  Here are the top online stores that offer deferred billing financing to purchase that gift now:

Buy Gifts Now, Pay Later

Bradford Exchange

Make payments on affordable collectibles and jewelry. Select “Pay in Installments” under “Payment Options” at checkout. Installments are charged monthly, directly to the payment method you choose (Visa, Mastercard, Discover, American Express or PayPal) and the installments are interest free! Shop BradfordExchange now!

Montgomery Ward

Yes you can with Wards Credit! Get quick approval as they say “Yes” and frequently provide credit accounts to consumers when other retailers have said “No”.  Shop Wards.com now!

Home Shopping Network

Divide your purchase into 3 or more low monthly payments with your debit or credit card. The first payment will include taxes and shipping and handling fees. The remaining payments are then automatically billed to your credit or debit card every 30 days. HSN does not charge interest charges or fees when you use their FlexPay option.  Shop HSN.com now!


Make payments as low as $10/month on cookware, appliances, dinnerware, furniture, bed and bath, home decor and gifts with Ginny's Credit Plan. They even offer personalized gifts! Shop Ginnys.com now!


Get more with QVC's QCard! Enjoy 4 Easy Pays on everything you buy with your QCard. Don't have a QCard yet? Get a $20 QVC credit when you open a new QCard and make a purchase. Shop QVC.com now!

Can't find what you're looking for? Apply for a personal loan up to $2,500 for any reason, whether it be for gifts, home improvement, vehicle repair or a vacation.

More buy now pay later stores that offer payment plans.

Buy Gifts Now, Pay Later

Buy Christmas Gifts Now, Pay Later. Click to see list of online stores that offer deferred billing options so you can buy Christmas gifts and presents now and pay them off later by making payments.


  1. Avatar
    Srivari June 18, 2020
  2. Avatar
    Allison Janney October 27, 2020

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