Buy Baby Stuff Now, Pay Later

I'm sure you've heard the saying that if you wait until you can afford kids, you'll never have them! And everyone knows having a baby ends up costing a lot more money than planned for!

So, if you're expecting a baby or have an infant or toddler and need baby stuff now, but can't afford it, I’ve found several stores that offer deferred billing on baby gear, so you can buy now and pay off later over time.

Affirm

The following online merchants accept Affirm with payments starting at $7 per month.

Wayfair carries a zillion things for your home including nursery furniture such as cribs, gliders, rockers, changing tables and toppers, cradles, bassinets, dressers, toddler bed, bookcases, crib mattresses, baby gates, baby and toddler bedding and bath, toys, decor, nursery storage and more. Shop Wayfair.com now!

Aeroflow Sells breastfeeding pumps and can help you qualify for a free top of the line breast pump through your insurance. If your insurance won't cover it, you can make payments which are less than renting a breast pump. Shop AeroflowBreastpumps.com now!

Find out if you qualify for a free breast pump from Aeroflow through your insurance with these easy steps:

• • Provide your insurance information to discover breast pump coverage on the Aeroflow website.
  • Aeroflow verifies coverage and submits required paperwork.
  • Pick a Top of the Line Breast Pump.

Dockatot is a multi-functional lounging, playing, chilling, resting and snuggling dock for baby and tots 0-36 months.Shop Dockatot.com now!

4moms sells mamaRoo, bounceRoos and rockaRoo infant seats, breeze playards, infant tubs, high chairs, strollers and self-installing car seats. Shop 4 moms.com now!

Bread

The following online merchants accept Bread with pay over time options.

Newton Baby is the #1 rated baby crib mattress offering free shipping, free returns and free 100 night trial. Shop NewtonBaby.com now!

Amazon

Amazon offers a free $50 gift card for applying and getting approved for their Amazon Rewards Visa Card that you can instantly apply towards new baby stuff plus earn 3% back on your Amazon purchase. Shop Amazon.com now!

PayPal Credit

The following online stores all sell baby stuff AND accept PayPal, so you can choose PayPal Credit (formerly Bill me Later) at checkout to make monthly payments. No Payments + No Interest if paid in full in 6 or 9 months. No Interest if paid in full in 6, 12 or 18 months with minimum monthly payments.

• Albee Baby – Free Shipping on Strollers, Car Seats & Baby Gear
• BabyBjorn
• BabyEarth
• Ebay
• JCPenney.com
• Overstock
• Sears
• Target
• Walmart

More Options

Most of the stores mentioned above are located in the United States (but may ship internationally). If you live in Australia, check out stores that accept zipPay, and if you live in the United Kingdom, check out stores that accept Klarna.

Can't find what you're looking for? Check Into Cash offers payday loans from $100 to $1000 deposited into your bank account to spend anywhere. Apply for free in minutes!

Boy, am I glad my baby making days are over as baby stuff is expensive!