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Musical Instruments Buy Now, Pay Later Financing Stores

Musical Instruments Buy Now, Pay Later Financing Stores

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Music is an integral part of many lives, from learning an instrument in school to playing in a band. One thing we all know is that quality musical instruments can be quite expensive! To make affording any instrument easier, it's beneficial to take advantage of financing plans offered by music stores. Here is a comprehensive list of top-quality stores that provide Buy Now Pay Later financing options for a wide range of musical instruments, including guitars, flutes, and drum kits!

Understanding Musical Instrument Financing

If you're interested in getting your hands on a new musical instrument, but the cost seems daunting, fear not! Many online stores offer deferred finance options with no credit check, allowing you to make convenient installment payments. Remember, it's never too late to learn a musical instrument, and these financing plans can be a game-changer!

Music Stores with Music Equipment Financing

When it comes to musical instruments and accessories, specialized stores dedicated solely to selling them offer a superior selection compared to general super stores.

What Music Website Has Payment Plans?

Guitar Center

Guitar Center is more than just a guitar store; it sells a wide variety of musical instruments, including amps, drums, and keyboards. What's even better is that Guitar Center offers 0% interest for 24 months on 110+ top brands. Their financing options include the Guitar Center credit card, All Media Capital, Hampton Ridge, Commercial Accounts, and Marlin Equipment Finance. Check out all the financing options available at Guitar Center now!


Reverb serves as a fantastic marketplace for musicians, offering a platform to buy and sell used, vintage, and new music gear. They also accept Affirm for payment, making it easy for you to make payments on preowned musical instruments. Start exploring now!

Sam Ash

Sam Ash provides an attractive offer with 0% interest for 24 months on select purchases, and if you open a new Sam Ash credit card, you can earn a $100 Visa prepaid card. Additionally, Sam Ash accepts Progressive Leasing and Marlin Equipment Financing. Start shopping at today!


At zZounds, you can opt for their “Play As You Pay” installment plan on orders over $59, with 0% interest charged. They also allow you to split your order into 4 payments with no credit check on orders up to $1000. For larger orders up to $3000, you can split them into 6, 8, or 12 payments. Shop conveniently at now!

Donner Deal

Donner is renowned for offering high-quality and affordable musical instruments and accessories. With PayPal as a payment option, you can pay over time and enjoy the benefits. Explore the range at Donner Deal!

Woodwind Brasswind

The Woodwind & Brasswind has become a leading catalog and internet retailer, serving musicians from flutists to tuba players, and violinists to percussion artists. They offer financing with the WWBW card, which provides up to 48 months of financing on select brands and products.

Super Stores that offer Musical Equipment Financing

While super stores may not have the extensive selection of dedicated music stores, they often offer competitive prices on staple instruments such as clarinets and flutes.

Abunda Instruments

If you're browsing Amazon for musical gear, Abunda Instruments allows you to finance almost any musical instrument using popular Buy Now Pay Later options like Klarna, Afterpay, Sezzle, and Affirm. At checkout, simply choose your preferred BNPL company and enjoy your new instrument or music gear.


Amazon offers a free $50 gift card upon approval of their Amazon Rewards Visa Card, which you can instantly apply towards purchasing a musical instrument. Additionally, you can earn 3% back on your Amazon purchase. Start shopping for musical instruments at today!

PayPal Credit

With PayPal Credit, you can take advantage of no payments and no interest if you pay in full within 6 months on purchases of $99 or more. Several stores selling musical instruments accept PayPal Credit as a payment method. Some of these stores include:

More Options

While most of the stores mentioned above are located in the United States, some may offer international shipping. For those residing in Australia, we recommend Artist Guitars, which accepts ZipPay and Afterpay for installment billing.

Does Guitar Center Have Afterpay?

No, Guitar Center does not offer Afterpay for financing musical equipment. However, you can use Afterpay to buy Guitar Center gift cards.

Does American Musical Check Credit?

American Musical Supply (AMS) offers a range of financing options, including their own financing plans and the option to use Affirm. Customers can take advantage of monthly billing for orders ranging from $999.00 to $17,500.00, provided they include a qualifying 18 pay item on their order.

Does Gear for Music Use Klarna?

Yes, Gear for Music offers Klarna Flexible Payments in USD. When you spend more than £35, you have the option to pay using Klarna. The availability of specific payment methods is determined by Klarna. Pay in 3: You can split your purchase into three equal payments, allowing you to spread the cost over time. Simply provide your preferred credit or debit card details and make automatic payments every 30 days. The first installment will be collected when Gear for Music confirms your order, and the second and third installments will be scheduled for 30 and 60 days later, respectively.

In conclusion, with the availability of various financing options, acquiring your dream musical instrument has never been easier. Explore the mentioned stores and their payment plans to find the best fit for your needs and musical aspirations! Happy music-making!

Make Payments On Musical Instruments

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Monday 27th of May 2019

Just for the record ~ i purchased a guitar for my son from zzounds and he's had it 6 months ~no problems. The payment plan allowed me to get a very nice instrument. They've been a breeze to work with and the guitar looks and sounds amazing.

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