Disclosure: This post may contain affiliate links, meaning we get a commission if you decide to make a purchase through our links, at no cost to you. Please read our disclosure for more info.
Last updated on September 2, 2021
Music is a big part of many our lives from learning an instrument in school to playing in a band. One thing that is we all know is that quality musical instruments are expensive! To afford any instrument it helps to take advantage of any financing plans that the music store offers. Here is our round-up of quality stores that offer Buy Now Pay Later financing for everything from guitars to flutes and drum kits!
In This Post:
Musical Instruments Payment Plans
Here is a list of online stores that all sell musical instruments and have deferred finance options payment plans with no credit check so you can can make installment payments on a new instrument, as it's never too late to learn an instrument!
Stores dedicated to only selling musical instruments and accessories will have a better selection, especially if you are looking for an unusual instrument such as an oboe or tuba, compared to super stores that sell a little of everything.
Guitar Center sells more types of musical instruments than just guitars! Guitar Center sells amps, drums, keyboards and more plus offers 0% interest for 24 months on 110+ top brands. Financing options include the Guitar Center credit card, All Media Capital, Hampton Ridge, Commercial Accounts and Marlin Equipment Finance. See all Guitar Center financing options now!
Reverb is a marketplace for musicians to buy and sell used, vintage and new music gear plus they accept Affirm for payment so you can make payments on preowned musical instruments. Shop Reverb.com now!
Sam Ash offers 0% interest for 24 months on select purchase plus earn a $100 Visa prepaid card when you open a new Sam Ash credit card. Sam Ash also accepts Progressive Leasing and Marlin Equipment Financing. Shop SamAsh.com now!
zZounds has a “Play As You Pay” installment plan on orders over $59 with 0% interest charged. Split your order into 4 payments with no credit check on orders up to $1000. Split orders up to $3000 into 6, 8 or 12 payments. Shop Zzounds.com now!
Super stores will not have as big of a selection of musical instruments compared to dedicated music stores, but they may have a lower price on staple instruments, such as clarinets and flutes.
Amazon offers a free $50 gift card for applying and getting approved for their Amazon Rewards Visa Card that you can instantly apply towards a musical instrument plus earn 3% back on your Amazon purchase. Shop musical instruments at Amazon.com now!
PayPal Credit offers no payments and no interest if paid in full in 6 months on purchase of $99 or more. Simply check out with PayPal and choose PayPal Credit. The following stores all sell musical instruments and accept PayPal Credit for payment.
Most of the stores mentioned above are located in the United States (but may ship internationally). If you live in Australia, we recommend Artist Guitars who accepts ZipPay and Afterpay for installment billing.