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If you're looking to buy new a power tool—such as a cordless drill or portable circular saw—you'll know that tools can get expensive! Luckily, several online stores sell powers tools that also allow you to buy power tools now and pay later with deferred billing and creative financing options so you can make payments on power tools.
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How to Buy Tools on Finance
Did you know you can now Buy now pay later tools? It is a relatively new way to shop online—it's a novel way to finance your purchases across several months (or even up to a year depending on the app). The services offering buy now, pay later financing all tend to require no hard credit checks, meaning they are ideal for those with no credit, bad credit, or who are building their credit. If you're looking to buy tools on payments, you're in luck. There are a lot of great options to get your tools on credit.
Curious about ‘Buy Now, Pay Later' options that don't require a credit check? While we're about to show you how to easily pay for your tools on finance using Buy Now, Pay Later, you might also be interested in exploring ‘Buy Now Pay Later Sites with No Credit Check.'
Below is our detailed list of online stores that all offer financing to buy now pay later tools, even for those with bad credit.
Where to Buy Now Pay Later Tools and Power Tools
1. Tool Nut
Is Toolnut legit?
Yes, To0lnut is a totally legit and safe to order from business! Family owned and operated business founded in 1994, they have a local NY physical location where product ships from.
An authorized retailer and premiere partner for most major tool brands. Their team of employees are all well trained and know the brands and tools very well. They sell name brand power tools at fair prices.
Toolnut also accepts Affirm so you can make easy monthly payments over 3, 6 or 12 months, with no hidden fees. Checking your eligibility won't affect your credit either, all they run is a soft credit check.
Is the best place for power tools, power drills, hand tools, construction equipment and accessories for Milwaukee, DeWalt, Makita, Metabo, Hitachi and other major brands. Tool Barn partnered with Affirm to offers flexible payment plan options and no hidden fees including no late fees. Shop Toolbarn.com now!
3. Home Depot
Obviously one of the top stores in the U.S. that sells tools and home renovation supplies. You can finance your power tools alongside your building supplies, home décor, furniture, and supplies for DIY projects. Apply for a Home Depot Consumer Credit Card with up to 24 months special financing on purchases of $299 or more. This is a great alternative to traditional loans.
Credit Service Center has a variety of financing options with their Lowe's Advantage Credit Card, Lowe's Business Credit and Lowe's PreLoan Card specially designed for Lowes consumers. . Shop Lowes.com now!*
Rockler is a great place to buy tools now and pay later. This online store sells woodworking tools, plans, finishing and hardware and accepts Blispay for financing. Enjoy no payments, no interest on all purchases over $199 if paid in full in 6 months plus 2% cash back. Find out if you meet the eligibility requirements at Rockler today.
Discover special financing options with the Tractor Supply personal or business credit card. The personal card has low monthly payments and deferred financing options. The business card is available to schools and government entities as well as businesses. Apply today for and see if you are approved. Shop TractorSupply.com now!*
*If you order online from Home Depot, Lowe's or Tractor Supply, you can choose to pick up your order in store the same day if the item is in stock at your local store. Simply search the site for the items you want, shop to make the purchase and choose in-store pick-up.
Amazon offers a free $50 gift card for applying and getting approved for their Amazon Rewards Visa Card that you can instantly apply towards new power tools, plus you'll earn 3% back on your Amazon purchase. Shop Amazon.com now!
Abunda allows you to buy and finance power tools found on Amazon including popular brands like Dewalt Power Tools with financing: Simply choose the buy now pay later service of your choice at checkout.
How to Finance Tools Using PayPal Credit
The following online stores all sell power tools and accept PayPal, so you can choose PayPal Credit at checkout to make monthly payments on all of your tool purchases. Make no payments and pay no interest if paid in full in 6 or 9 months.
More online stores sell power tools and accept other forms of financing such as Splitit, Klarna and/or QuadPay. Or click for our full list of buy now pay later online stores.
Becky is a seasoned personal and business financial expert with deep experience supporting small businesses. Now the Co-Owner and CEO of Shopping Kim a company she acquired in 2020, she is passionate about educating people on how to use Buy Now Pay Later for responsible spending to achieve their lifestyle dreams.