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Klarna is a well-established, global payment solutions company making online shopping safer and simpler for over 60 million users in 14 countries at over 70,000 retailers, and best of all it is totally safe to use! Find out how Klarna works, how it impacts credit, Klarna reviews and more in our guide to Klarna.
Ready to shop Buy Now Pay Later with Klarna, pay in 4?
Flexible payments options everywhere is the Klarna promise, they partner with stores all over the world to make it easy to pay how you like online. Free rewards are available when you join the Klarna Vibe program, a totally free rewards club that brings sweet benefits for all your online shopping at various Klarna merchants.
In This Post:
What We Love About Klarna!
- No interest. Ever.
- No impact on your credit.
- No hidden fees.
Can I use Klarna In-Store?
You can use Klarna in store but you will first need to download the app. To get it to work you follow these 3 steps:
- Choose the in-store tab in the mobile app
- Choose your retail store and see the amount of credit you qualify for
- Create a 1-time use virtual Ghost Card, and add it to a google or apple virtual wallet
- Checkout at the retailer using your digital wallet
Where Can I Use Klarna Financing?
These are Shopping Kim’s top 13 Klara stores, gear to live your best life!
1. Adidas
Running Shoes & Gear
2. Bloomingdales
The ever fashionable Bloomingdales clothing and home goods fine department store now takes Klarna!
3. Etsy
Home Décor & Unique Decorations from handmade sellers worldwide
4. Journey Bikes
E-Bikes for Life Adventures
5. Lilysilk
Silk Shirts, Pajamas, Bedding and More!
6. Lululemon
Yoga Clothing & Accessories
7. Overstock
Home Décor, Furnishings & Art at discount prices
8. Pandora
Jewelry and charms
9. Rimowa
Suitcases, Luggage & More
10. Journeys Shoes
Shoes from your favorite casual brands include Doc Martens, Vans, Uggs & more
11. Saatva Mattress
Luxury Mattress Without the Markup
12. E Win Racing Gaming Chairs
Gaming chairs designed for comfortable and ergonomic gaming experiences, ideal for avid gamers.
13. Pretty Little Things
Pop your must-have trending fashion pieces into your basket and head to checkout as usual. In order to use Klarna the total value of your basket must be $35 or more.
No sign up or account is required. Select Klarna’s Pay in 4 installments option and double check you’re happy with each installment. You’ll pay 25% of the order straight away and then the remaining 3 payments are taken automatically every 2 weeks. interest free!* All you need to order with Klarna is a US bank account, a US residential address and that you’re 18 or over.
Curious about the unique features of Klarna and how it empowers your purchasing decisions? Dive into our companion article, “Klarna Purchase Power Explained,” for an in-depth exploration of Klarna’s capabilities and how it transforms your approach to online shopping.
Does Walgreens take Klarna?
Unfortunately, No. Walgreens both online and in-store currently only take Paypal Credit for financing options.
You can pay for Walgreens orders with a debit card, Visa, MasterCard, Discover Network or American Express, PayPal, and PayPal Credit. Walgreens stores accept cash, check, gift card, debit card, Visa, MasterCard, Discover Network, American Express, CareCredit or Apple Pay.
Does Amazon take Klarna?
Amazon doesn’t directly work with Klarna. To order from Amazon using Klarna you will need to either use the Klarna app or Abunda a Buy Now Pay Later site that lets you choose your BNPL payment option on Amazon products.
Does Ebay take Klarna?
Ebay doesn’t directly take Klarna. You will need to first open the Klarna app and choose Ebay as your shopping site destination. From there you can add to cart and purchase with Klarna.
Does Apple Take Klarna?
No, Apple does not take Klarna for Buy Now Pay Later but now you can use Apple Pay Later or search this list of stores that take Apple Pay.
Does Target Take Klarna?
No, Target does not offer Klarna. Find out what BNPL services Target does offer here.
Here is our alphabetical round-up of quality online stores that accept Klarna as a payment method for you to buy now and pay in 4.
Looking for stores that take Afterpay? Read our guide to Afterpay stores here.
A | B | C| D| E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z
A
| Abercrombie & Fitch | Authentic American Clothing |
| Abunda | Financing for Anything Sold on Amazon |
| Adidas | Running Shoes & Gear |
| Adirondack Guitar | Lefty and Right-Handed Guitars |
| Alise | Made in Italy Handbags |
| Alternative Airlines | Book flights to anywhere in the world, with over 600 airlines. |
| Andrea Bonelli | Handmade Jewelry |
| Alpine Butterfly | All Inclusive Sizing Swimwear |
| Altra | Running Shoes |
| Alyaka | Niche Beauty Products |
| Appaman | Children’s Clothing |
| ASOS | Global Fashion |
| Aurora Jewelers | Collectible Gold Jewelry |
B
| Ben Hogan Golf | Professional golf clubs at 1/2 the price |
| BFB Hair | Clip-in Remy Hair Extensions |
| Bloomingdales | Department Store |
| Boohoo | Women’s & Men’s Fashion Clothing |
| BoxLunch | Unique Gifts & Geeky Merchandise |
| Brown Bag | Clothing |
| Bulk Powders | Protein powders |
| Burton Menswear | Men’s Clothing |
C
- Callaway Apparel – Authentic Golf Performance Apparel
- CarlJHones – Swiss made watches
- Casper – Mattress
- Coach Outlet – designer handbags and luggage at outlet prices
- Circulr – Premium eyewear
- Cubavera – Guayabera Linen Shirts & Beach Wedding Attire
D
- Decluttr – Phones, CDs, DVDs, Games, Books, Tablets & More
- Dooney & Burke – Designer brand of purses, Bags and luggage
E
- Eagle Creek – Luggage & bags for travel
- Eco Terra– Organic Mattresses
- EGO Shoes – Boots & Footwear
- Ekster – Trackable Smart Wallets
- Espin Electric Bikes – Electric Bikes
- Etsy – Home Décor and Unique Decorations
- E Win Racing Gaming Chairs – Gaming chairs designed for comfort
F
- Flitflop – Women’s sandals
- Footlocker – running shoes and fitness apparel
- Fragrance X – designer perfume superstore
G
- Gamestop – Largest Retail Gaming Destination
- Garage Clothing – Latest Fashion Trends
- Good For Nothing Clothing – British Clothing
- Gravity Blankets – Weighted Blankets
H
- H&M – Fast fashion for the entire family
- Hot Topic– Music & Pop Culture Fashion
- Hype – Free Worldwide Shipping
J
- JCPenney – family fashions and home department store
- Journey Bikes – e-bikes & accessories
- Journeys – Casual sneakers and tennis shoes
- JD Sports – Undisputed King of Trainers
- Jewelry Affairs – High Quality Jewelry
- Joie De Viv – Fine Jewelry for the Modern Woman
L
- Latex for Less – 100% Natural Mattresses
- Lenovo – Computers
- Lilysilk – Silk Shirts, Pajamas, Bedding and More!
- Lizzy James – Handmade Artisan Jewelry
- Loom & Leaf – Best-Priced Luxury Memory Foam Mattresses
- Lululemon – Yoga clothing and accessories
- Luma Sleep – Mattress With 100 Night Trial
M
- Macys – Department store
- Magee 1866 – Donegal Tweed Jackets & Coats
- MANGO – Fashion, Footwear & Accessories
- Microsoft.com – Technology Products
- Missguided – Trendy Fashion Clothing and Accessories
- Molecule – Mattress With Lifetime Warranty
- Mustang Survival – Life Vests, Life Jackets, water rescue equipment, accessories and outdoor survival gear
N
- Nasty Gal – Edgy clothing for women
- Nolah Sleep – Bed in a Box
- Nutr – Nut milk making machine – make your own Almond milk and more!
- Nuvanna – Mattresses Starting At $550 + Free Shipping + 100 Night Trial
O
- Original Penguin – Lifestyle Brand
- Overstock.com – Everything For Less (Available for Guest Checkout Users)
P
- Perry Ellis – Apparel for the Modern Man
- PlushBeds – Luxury Mattresses
- Public Desire – Women’s Footwear
- Puffy– Mattresses
R
- Rebecca Minkoff – Luxury Handbags, Accessories, Footwear and Apparel
- Reebok – Official Reebok Store
- Rimowa – Suitcases and luggage
- River Island – Women’s trendy fashion and shoes
S
- Saatva Mattress – Non-Toxic & Eco-Friendly Memory Foam Mattresses
- Schuh – Fashion Footwear
- Sephora – Cosmetics, Beauty Products, Fragrances & Tools
- SHEIN – Affordable Trendy Clothing
- Simmi – Women’s Footwear Destination
- Skinny Dip – British Lifestyle Accessories
- Sneakers N Stuff – Sneakers & Streetwear (Klarna option is only available in Germany, Sweden, Finland or Denmark)
- Spine Align – Mattresses for better sleep starting with the spine
- Sweet Zzz – Affordable Mattress With Lifetime Warranty
T
- TaylorMade Golf – Golf Drivers & Equipment
- The Chimp Store – Streetwear, Menswear & Footwear
- The Fragrance Shop – Cheap Perfume, Aftershave & Eau de Parfum
- Timberland – Shoes, Sneakers & Boots
- TOMS – Comfortable Shoes That Give Back
- Toolstop – Professional Power Tools & Hand Tools
- Top Man – Men’s Fashions
U
- Until Gone – Daily Deals
- Urban Outfitters – Cool decor and clothing for home
V
- Vans – Shoes for skateboarding
W
- Windsor Fine Jewelers – Jewelry & Watches
Get Exclusive Deals and Discounts
Find more Buy Now Pay Later options for cell phones, electronics and other popular items in our BNPL guides.
Kim is a long time blogger and shopping expert! She loves finding the bests deals and was an early adopter of Buy Now Pay Later. She is dedicated to teaching others how to safely use BNPL apps and services to purchase everything from clothing to shoes and home furnishings.
8301 16 1/2 mile rd.
Apt.6
Burton Menswear does not seem to ship to the US, I filled my cart only to find out at checkout. But thank you for the list.
Schuh doesn’t ship to us either, thats 2 for 2
Overstock does not accept klarna anymore.
Hi Dawn! According to the Overstock website, Klarna is a payment option, but it’s currently only available to Guest Checkout users. So my guess is that if you have an Overstock account, you’ll have to log out and check out as a guest. Please let us know if that works for you!
I tryed doing this and still no klarna payment at option at guest check out
I had no luck trying to check out of Overstock as a “guest, even after two chats with Overstock and two phone calls with Klarna. A Klarna rep thought that my total might be too low but after spending $20.00 more at Lenovo.com (for two very similar items) I had no problem using Klarna credit. Whether by policy or by error Overstock is not providing Klarna as a payment option!!!
I’ve ordered twice November 2017. I believe it only pops up on orders $150 and up.
Hi Dawn,
I just used Klarna on Overstock 12-20-2017 $360
Luxurywatchesnyc.com has signed up with Klarna. Hopefully this week they will be all setup. I spoke with the salesman there and was informed of this info.
Thanks Vincent! I added Luxury Watches NYC to the list.
Hello you can now officially buy luxury watches with Klarna. Luxurywatchesnyc.com my salesman name is jay. Nice people.
does any one know anywhere that sells electricals like computer components that accept klarna in the uk?
https://www.fxcustompc.com offers custom manufactured gaming computers and they accept Klarna payments.
Thanks Cory! I’ve added them to the list.
You can buy at Microsoft.com with Klarna now, I just got a Surface Laptop. I’m from the US.
Thanks Carlos! I’ve added Microsoft to the list.
Microsoft doesn’t except klarna is there any computer stores for games that except klarna in the UK
Jd sports
Anywhere besides overstock that sales Christmas Trees & Decor? Also looking for Home Decor?
That accept Klarna
Hi Mandie! Have you checked out Wish.com? Thanks for visiting!
Also.. I couldn’t find a klarna payment option at wish.Com ethier
Elite archery also uses Klarna!
Overstock must only allow klarna for certain items. I see no klarna option as guest check out for tv purchase.
Does anyone know of any diesel performance auto parts companies that accept klarna
WISH DOES not accept Klarna. Here is the response from Klarna :
“After a little more investigating, I discovered that Klarna is not an available payment option with Wish at this time. We are still working together and will have updated options for you in the next few months. You are welcome to check back with us for more information and updates!”
I think it is Very hard to figure out who uses Klarna and who does not. Even Klarna lists Wish on their website but by their own admission, they don’t???? Also the ONLY thing Microsoft will use Klarna for is Surface. Also Seems Luxury Watch NYC is no longer in business.
Thanks Kim for your site and hopefully we can figure out the “thousands” of businesses that Use Klarna??
Natural Wigs Store
Is also partnered with Klarna. They help women, men and children with hair loss.
Check them out!
http://www.thenaturalwigsstore.com
“Many stores that used to accept Affirm are now accepting Klarna for payment instead.”
Is this true? It seems like far more stores offer Affirm than klarna…it’s hard to find klarna anywhere and I don’t see them on half of the websites listed above.
Lenovo only work for me. It was simple to use
Today I ask Klarna if they have a store directory they told me no but they have over 65k stores where you can use them at.WHERE?
Just ordered a set of Taylor Made golf irons on the TM website. Payment plan using Klarna was offered. Yes, the interest rate is up there, but TM allows me to use the clubs(while making the monthly payment) and after two years I’m offered to continue the payments until paid off. Or, after two years I can pick new clubs at that time and continue the original payments for two years, so on, and so on. It’s very much like a new car lease program! Works for me. It also allows me to rebuild my credit, so I don’t mind the high interest rate so much.
Please see if I can use Klarna at Amazon, Wayfair, Plough and Hearth, Ross Simmons, Lands End. I use these all the time and could really enjoy using Klarna at those sites! Thank you.
You can find out yourself. Put something in your cart, and go to check out and see if the option pops up.
I just bought something from Sohogirl.com and Klarna is an option.
Please see if Klarna can be used at Williams-Sanoma and Pottery Barn and Perigold
Melissalouisechildrensboutique.co.uk is now accepting pay later with klarna
This isn;’t true for AQ/AQ. They will not ship your order until the payment has been received. This is not the service they describe on their site but it is the honest reality
any stores that sell restaurant equipment (small convection oven) that accepts Klarna?
rebellious fashion also uses klarna as a payment option
https://couchbed.com/ couches that fold out to a mattress, they accept Klarna. When going under shop and clicking on an item, scroll down the page some and it will show info about Klarna. I managed to purchase a queen size, minimum payments are around 46 USD for me. I use my couchbed as my everyday bed directly on the floor. Firm comfortable sleep and it is nice in couch form too to use for sitting on although I might eventually make a frame myself for it to raise it up off the ground for couch mode.
Ticketmaster
I don’t see the Klarna option at Overstock. I used it at Ticketmaster last month
Ticketmaster uses them now
TH Marine accepts Klarna
I was informed by a merchant to try going into Chrome to use and the option should pop up. Just a thought. Not sure if it works for Klarna, but did use it for Afterpay.
https://justboltons.com/
Ordered F150 automotive parts from here. Klarna accepted.
Toms accepts Klarna as a payment.
Toms 🙂 my order for two pairs was just over $100 with 4 installments of $27.24
Hello. Thank you so much for this list! I just wanted to let you know that there’s one more company that uses klarna…Pixi by Petra the skincare and makeup company. All their stuff is amazing. Have a Happy and healthy holiday season!
Why can’t I use klarna at Nordstroms?
They said they accept klarna but it is not an option at checkout
I do not use the klarna app on my phone only on my computer
No issues with any other store
Do we have a list that accepts the “Try Before You Buy?” I can’t find this specific list anywhere.