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Katapult (formerly Zibby) is a lease-to-own payment option that offers alternative financing for people with low or no FICO scores. Get Pre-Approved with Katapult to buy home goods from top retailers including Wayfair, PC Richards, Motorola, Lenovo and others!
NO CREDIT REQUIRED | NO LATE FEES | UP TO $3,500 LIMIT
Simply apply on the Katapult website and see if you are pre-approved for lease to own payment plans.
Rent to own furniture, appliances, electronics and other essentials with no credit required. Get pre-approved for up to $3,5000 credit in 30 seconds. Each month, you can choose to make your payment, buy-out your items for the same cash price or return them.
Here is the list of online stores by category that accept Katapult (formerly Zibby) for payment to rent to own.
Mattresses and Beds
Katapult works with the leading mattress and bed merchants and allows them the ability to offer a no credit needed and no credit required, lease to own mattress payment program. No late fees, ever. Find the best mattress for you even if you have low or no FICO score credit history.
| Awara Mattress | |
| Ghost Bed | You must click here for Zibby to show up as a payment option for GhostBed. AFTER you add a mattress to your cart through our first link. (otherwise your payment choices are Affirm, Bitcoin or Amazon Pay). |
| Helix Sleep | |
| Nolah Sleep | |
| Purple Mattress | |
| Wink Beds |
Electronics, Appliances & Automotive
Katapult has partnered with top electronics retailers to offer a no credit needed solution for buying new electronics. No credit required, lease to own payment program available today.
| PC Richards | P.C. Richard & Son Are the Largest Chain of Private, Family-Owned Appliance, Television, Electronics, and Mattress Stores in the US. Shop Appliances, Computers, Tablets, & More. |
| Lenovo | Computers: Laptops, Desktops, Tablets |
| Wayfair | Wayfair Sells a Zillion Things Home for All Styles and Budgets and Accepts Katapult on Most Items. They Also Accept Affirm on Some Items. |
| Anthem Wheels | |
| Bananas | |
| Big Sandy Superstore | |
| Ashley Homestore | Only Certain Brick and Mortar Ashley Furniture Stores Use Katapult Financing (Sorry, Not Available Online) |
| Image Import Racing | |
| Lacks Furniture | |
| Marine Depot | |
| Outcast Garage | |
| Zoe’s Furniture |
Are we missing any Katapult stores? Leave a comment, and we will update the list as we learn of more stores that accept this lease to own option. If you are a merchant that would like to be added or recommended, please contact us.
If you do not qualify for a Katapult account, we suggest checking out Afterpay, Bread, Apple Pay Stores. FuturePay and/or Klarna. Or check out our list of all online merchants that offer payment plans including this list of Afterpay stores.
If you’re curious about other buy now, pay later options, explore our companion article, “Online Stores That Accept Affirm To Buy Now, Pay Later,” for additional insights into Affirm and its convenient payment solutions.
Curaçao
Not Sears Outlet! They have Tempoe leaseing instead
sears doesnt accept zibby
Ashley’s doesn’t take zibby
Ghost Bed would not take Zibby, just Affirm and Nest bedding has been not directing you to Zibby. Zibby has not got back with me? May have to go with Nector bed, they will take 6 debit payments and priced good just not my first choice.
Big Sandy Superstore takes Zibby
I strongly encourage people to avoid FX Computer. I used to Zibby to purchase a computer from them in May. It is now the middle of July. I have not received the PC. They quit responding to emails and they never answer the phone.
Zibby had tried to reach them on my behalf as well and they have had no success either.
AVOID FX COMPUTER AT ALL COST.
Image Import Racing – Automotive
Thanks Rob! I added ImageImportRacing.com to the list.
i talked to zibby about their online stores and they gave me this list of extra stores:
Outcast Garage
Park Avenue Photo
Indigo Sleep
YesStore.Club
Treadwright Tires
Frost NYC (Online)
Speed Zone
Eight Sleep
Import Image Racing
Prime Style
Marine Depot
Element Mattress
Kutson
Allurez
Finally Home Furnishings – Ft. Worth
Finally Home Furnishings
FX CustomPC
Hi Karen! Thanks for this list! Do you have to be logged into Zibby to see Zibby as an option for these stores at checkout?
Eight sleep does NOT give me the Zibby option and I am dying to own this mattress. How do I get a Zibby option?
Hi Alyssa, I have a message into Eight asking them about Zibby. Have you considered Nest Bedding? According to my brothers, Nest beats Eight by far.
Wayfair uses zibby.
how did you do it with wayfarer
They no longer work with Zibby.
I can’t seem to use it on Wayfair they only have affirm.
Wayfair had assured me last month that they still accept Zibby although some items may be excluded. I just emailed them again asking why several us (me included) cannot see the Zibby option at checkout. I’ll update when I hear back.
Abes of Maine uses Zibby
Wayfair and Ashley furniture no longer accept Zibby as of November 2018.
I just purchased on Wayfair using Zibby last week. One item didn’t qualify but it was pillow cases lol.
Please share how were you were able to do this? I don’t get a zibby option at checkout, only affirm. Thanks!!
As of April 2019, Wayfair seems to have gotten rid of Affirm and they now have Zibby. I wonder why they don’t seem to stick with anyone long term. I was planning to use Affirm, but the option wasn’t there. Zibby was, so I had to look them up to see what they were all about.
As of today, Wednesday, 5/22/2019, when trying to purchase from Wayfair, there is no zibby option at checkout, only affirm. When I called Wayfair, the rep said she isn’t familiar with zibby and didn’t know what to do except advise me to call zibby. When I called zibby, they told me to keep refreshing the checkout page until zibby appears. So far no luck. I will try calling again, but in the meantime, if anyone knows or did something different to get that zibby option, please share!!
Thanks!!
Hi, I’m late with this message, but I had the same issue with wayfair not excepting zippy, I called was told I could not use a cellphone to order it had to be a laptop, or desktop. Hope this helps.
hi, store shop Ashley accept Zibby?
What about big lot do they accept zippy
Lenovo does not accept Zibby