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Zibby is a new lease-to-own payment option that offers alternative financing for people with low or no FICO scores.
Rent to own furniture, appliances, electronics and other essentials with no credit required. Get pre-approved for up to $3,5000 credit in 30 seconds. Each month, you can choose to make your payment, buyout your items for the same cash price or return them.
Here is the list of online stores that accept Zibby for payment to rent to own (our recommend Zibby stores are bolded):
- Ashley Homestore – Only certain brick and mortar Ashley furniture stores use Zibby financing (sorry, not available online)
- Ghost Bed – You must click here for Zibby to show up as a payment option for GhostBed AFTER you add a mattress to your cart through our first link (otherwise your payment choices are Affirm, Bitcoin or Amazon Pay).
- Helix Sleep – Find the best mattress for you even if you have low or no FICO scores.
- Lenovo – Computers: laptops, desktops, tablets
- P.C. Richard & Son – Appliances, TV, Laptops and more
- Wayfair – Wayfair sells a zillion things home for all styles and budgets and accepts Zibby on most items. They also accept Affirm on some items.
- Wink Beds – Luxury Hybrid Bed
- Allen & Petersen
- Anthem Wheels
- Bananas
- Big Sandy Superstore
- Element Mattress
- Image Import Racing
- Lacks Furniture
- Marine Depot
- Outcast Garage
- Zoe's Furniture
Are we missing any Zibby stores? Leave a comment, and we will update the list as we learn of more stores that accept Zibby for payment. If you are a merchant that would like to be added or recommended, please contact us.
If you do not qualify for a Zibby account, we suggest checking out Afterpay, Bread, FuturePay and/or Klarna. Or check out our list of all online merchants that offer payment plans.
Curaçao
Not Sears Outlet! They have Tempoe leaseing instead
sears doesnt accept zibby
Ashley’s doesn’t take zibby
Ghost Bed would not take Zibby, just Affirm and Nest bedding has been not directing you to Zibby. Zibby has not got back with me? May have to go with Nector bed, they will take 6 debit payments and priced good just not my first choice.
Big Sandy Superstore takes Zibby
I strongly encourage people to avoid FX Computer. I used to Zibby to purchase a computer from them in May. It is now the middle of July. I have not received the PC. They quit responding to emails and they never answer the phone.
Zibby had tried to reach them on my behalf as well and they have had no success either.
AVOID FX COMPUTER AT ALL COST.
Image Import Racing – Automotive
Thanks Rob! I added ImageImportRacing.com to the list.
i talked to zibby about their online stores and they gave me this list of extra stores:
Outcast Garage
Park Avenue Photo
Indigo Sleep
YesStore.Club
Treadwright Tires
Frost NYC (Online)
Speed Zone
Eight Sleep
Import Image Racing
Prime Style
Marine Depot
Element Mattress
Kutson
Allurez
Finally Home Furnishings – Ft. Worth
Finally Home Furnishings
FX CustomPC
Hi Karen! Thanks for this list! Do you have to be logged into Zibby to see Zibby as an option for these stores at checkout?
Eight sleep does NOT give me the Zibby option and I am dying to own this mattress. How do I get a Zibby option?
Hi Alyssa, I have a message into Eight asking them about Zibby. Have you considered Nest Bedding? According to my brothers, Nest beats Eight by far.
Wayfair uses zibby.
how did you do it with wayfarer
They no longer work with Zibby.
I can’t seem to use it on Wayfair they only have affirm.
Wayfair had assured me last month that they still accept Zibby although some items may be excluded. I just emailed them again asking why several us (me included) cannot see the Zibby option at checkout. I’ll update when I hear back.
Abes of Maine uses Zibby
Wayfair and Ashley furniture no longer accept Zibby as of November 2018.
I just purchased on Wayfair using Zibby last week. One item didn’t qualify but it was pillow cases lol.
Please share how were you were able to do this? I don’t get a zibby option at checkout, only affirm. Thanks!!
As of April 2019, Wayfair seems to have gotten rid of Affirm and they now have Zibby. I wonder why they don’t seem to stick with anyone long term. I was planning to use Affirm, but the option wasn’t there. Zibby was, so I had to look them up to see what they were all about.
As of today, Wednesday, 5/22/2019, when trying to purchase from Wayfair, there is no zibby option at checkout, only affirm. When I called Wayfair, the rep said she isn’t familiar with zibby and didn’t know what to do except advise me to call zibby. When I called zibby, they told me to keep refreshing the checkout page until zibby appears. So far no luck. I will try calling again, but in the meantime, if anyone knows or did something different to get that zibby option, please share!!
Thanks!!
Hi, I’m late with this message, but I had the same issue with wayfair not excepting zippy, I called was told I could not use a cellphone to order it had to be a laptop, or desktop. Hope this helps.
hi, store shop Ashley accept Zibby?
What about big lot do they accept zippy
Lenovo does not accept Zibby