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Set the mood for the year ahead with new ways to light your home.
Looking to brighten up your home? From table and desk lamps to pendants and chandeliers, lightning can have a dramatic impact on how your home looks and functions. In fact, most designers recommend having a variety of lighting solutions in each space that you can create different moods with the flip of a switch.
But like any home project, lighting can quickly add up. That’s why you might consider using buy now, pay later services to purchase your next floor lamp or pair of sconces. With buy now, pay later, you can break up the cost of the item over multiple installments so that you don’t have to pay for it all at once.
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How Buy Now, Pay Later Works
Most buy now, pay later services don’t involve hard credit checks, which means they won’t affect your credit score. You can typically get approved at checkout after a soft credit check. Typically, you’ll have a payment due at the time of purchase, with subsequent payments due at regular intervals until you’ve completed your purchase. That way, you can stay within your budget without having to wait until you’ve saved up to enjoy your purchase.
Lumens
With more than 30,000 products available, Lumens is sure to have dozens of lighting solutions that are a perfect fit for your style. Lumens accepts Zip, formerly Quadpay, a buy now, pay later service that divides the cost of your light fixture into four equal, interest-free installments due over the course of 6 weeks.
Here, one of our top picks for on-trend lighting from Lumens:
- Grand Lotus Chandelier: Make a statement with this stunning chandelier, which comes in three different finishes: satin black gold leaf — our favorite — as well as contemporary silver leaf and antique gold leaf.
Wayfair
Wayfair is always a great option for home purchases at any budget. And you can make them even more affordable by using one of Wayfair’s financing options, such as Affirm, a buy now, pay later service which lets you pay for your purchase over three, six, or 12 months; Acima, a lease-to-own service which requires an active checking account with at least $1,000 income per month as well as three months of income history; or Katapult, another lease-to-own service with no credit required.
Here, one of our top picks for on-trend lighting from Wayfair:
- Emerick 1-Single Light Dome Pendant: This modern pendant is large enough to hang on its own above your dining room table but small enough that you could hang two over an extra-large island to double the impact.
Lamps Plus
You’ll find more than lamps at this online retailer, which also sells ceiling fans, bathroom lighting, outdoor lights, and more. And thanks to Lamps Plus’ partnership with Sezzle, you can now pay for your purchase — be it a lamp or chandelier — using the popular buy now, pay later service. Sezzle lets you break up your purchase into four, interest-free payments due every two weeks.
Here, one of our top picks for on-trend lighting from Lamps Plus:
- Alese Neutral Earth Polka Dot Jug Table Lamp: Whether your look is Boho or coastal, this casual but classic lamp is sure to go. It’s white-on-wood polka dots are delightfully imperfect, giving it a hand-painted look.