Skip to Content

Buy Fitness Equipment Now, Pay Later

Buy Fitness Equipment Now, Pay Later

Disclosure: This post may contain affiliate links, meaning we get a commission if you decide to make a purchase through our links, at no cost to you. Please read our disclosure for more info.

Ready to build your own home gym and need help figuring out how to buy the equipment? Look no further, this guide will help you plan your home gym monthly payments options!

Buy Fitness Equipment Now, Pay Later

We’ve rounded up the best fitness equipment brands and online stores that offer Buy Now Pay Later financing options that allow you to buy fitness equipment now and make payments over time with deferred billing options.

Shop the best in elliptical machines, exercise bikes, treadmills, weights, home mirrors, streaming classes, stretching equipment and fitness trackers all with monthly financing or rent-to-own payment plans.

Instead of paying for a gym membership, build your own home gym in the comfort of your own home with your own personal fitness equipment that you can easily store in a spare bedroom, basement or garage and convert into your own personal gym. Paying for your equipment has never been easier with many new flexible payment options available to you.

Financing Options: Stationary Bikes, Treadmills and Rowing Machines

Bowflex: Empowering Your Fitness Journey

Bowflex stands as a beacon of quality in the fitness equipment realm. From spin bikes to treadmills and home gyms, Bowflex offers a diverse range of top-tier equipment. The Bowflex financing program, featuring 18 months of no-interest financing with monthly payment flexibility, allows you to kickstart your fitness goals without straining your budget.

Horizon Fitness: Elevate Your Workout Experience

Horizon Fitness takes a holistic approach to fitness, providing award-winning treadmills, ellipticals, indoor cycles, and rowing machines. Their cardio machines are designed for streaming classes, ensuring you're not tied to costly subscriptions. With financing options spanning 6 to 36 months at 0% APR, finding a plan that aligns with your budget is a breeze.

Peloton: Revolutionizing Home Fitness

Peloton, a symbol of premium stationary bikes, understands the significance of manageable payments. Partnering with Affirm, Peloton allows you to invest in your fitness without any upfront fees, hidden costs, or APR, making owning a Peloton an achievable goal for everyone.

Financing Options: Weights, Resistance Bands, Mats, Exercise Balls and Gym Accessories Redefining Home Gyms

More than just a mirror, introduces a sleek all-in-one home gym solution. Offering classes without the need for bulky equipment, allows you to intensify your workouts with additional weights and barbells. Financing options through Affirm span 12, 24, or 48 months, depending on credit approval.

HSN and Fitness Gear Delivered to Your Door

HSN, with its 5 Flex Pay program, and, offering 4+ Easy Pays, bring the convenience of home shopping to fitness equipment. Enjoy free shipping and the flexibility to pay monthly using your credit card.

TRX: Total Body Fitness at Your Fingertips

TRX brings the gym to your home with bundles featuring weights, resistance bands, and more. Regardless of your fitness level or goals, TRX Training® caters to all. Flexible payment options include Affirm Buy Now Pay Later financing, along with standard options like Visa, MasterCard, Discover, Amazon Payments, PayPal, and Apple Pay.

Power Systems: Empowering Your Potential

Since 1986, Power Systems has fueled fitness passion by providing professional-grade products. From dumbbells to stability balls, their range is designed to power your potential. Enjoy flexible payment options at checkout through Amazon Payments and Paypal Credit.

Financing Options for Fitness Trackers

Fit Track: Your Comprehensive Fitness Ecosystem

Fit Track offers a cohesive ecosystem, including a smart scale, watch, and app, providing a holistic view of your health. Finance your fitness goals with 4 easy payments using Afterpay on the Fittrack site.

Financing Options for Fitness Gear from Online Stores

Explore, Choose, and Pay with Ease

Discover a plethora of exercise equipment at online stores like eBay, Walmart, Target, and Overstock. These stores accept PayPal, enabling you to utilize PayPal Credit for convenient monthly payments. Benefit from options like No Payments + No Interest if paid in full in 6 or 9 months, or No Interest if paid in full in 6, 12, or 18 months with minimum monthly payments.


In conclusion, with our guide, you're not just building a home gym; you're investing in your well-being. Embrace the flexibility of financing options, and let your fitness journey thrive without the constraints of upfront costs. Elevate your home gym experience today!

Online Stores that Sell Fitness Gear


Buy A Treadmill Now, Pay Later

Buy Fitness Equipment Now, Pay Later
Buy Fitness Equipment Now, Pay Later

This site uses Akismet to reduce spam. Learn how your comment data is processed.

This site uses Akismet to reduce spam. Learn how your comment data is processed.