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Ready to build your own home gym and need help figuring out how to buy the equipment? Look no further, this guide will help you plan your home gym monthly payments options!
In This Post:
- Buy Fitness Equipment Now, Pay Later
- Financing Options: Stationary Bikes, Treadmills and Rowing Machines
- Financing Options: Weights, Resistance Bands, Mats, Exercise Balls and Gym Accessories
- Financing Options: Fitness Trackers
- Financing Options: Online Stores that Sell Fitness Gear
- Online Stores that Sell Fitness Gear
Buy Fitness Equipment Now, Pay Later
We’ve rounded up the best fitness equipment brands and online stores that offer Buy Now Pay Later financing options that allow you to buy fitness equipment now and make payments over time with deferred billing options.
Shop the best in elliptical machines, exercise bikes, treadmills, weights, home mirrors, streaming classes, stretching equipment and fitness trackers all with monthly financing or rent-to-own payment plans.
Instead of paying for a gym membership, build your own home gym in the comfort of your own home with your own personal fitness equipment that you can easily store in a spare bedroom, basement or garage and convert into your own personal gym. Paying for your equipment has never been easier with many new flexible payment options available to you.
Financing Options: Stationary Bikes, Treadmills and Rowing Machines
Bowflex
Offers a large range of quality equipment including spin bikes, treadmills, home gyms and more. Bowflex financing options give you the freedom to start meeting your fitness goals today and pay over time to fit into your budget.
The Bowflex financing program offers 18 months no interest financing, monthly payments applicable. Credit check is required. You can apply for easy financing at checkout.
Horizon Fitness
Offers a full range of award winning fitness machines including treadmills, ellipticals, indoor cycles and rowing machines. With Horizon, you can connect to whatever content moves you, without getting locked into a pricey subscription. That’s because their cardio machines are expertly engineered for streaming classes.
Reach your fitness goals with convenient financing options on the Horizon Fitness website. There’s a financing option for you and your lifestyle. Find a monthly payment that works with your budget with a 6, 12, 18, 24, or 36 month 0% APR* plan. Secure financing options are offered though the Horizon Financing program, in partnership with Citizens. Applying is quick and easy, simply select “Checkout with financing” in checkout.
A Peloton stationary bike is a substantial investment and not something everyone wants to pay for upfront. Peloton takes into account the demand for monthly payments, which is why they partner with Affirm to make payments straightforward and manageable. You can invest in your Peloton with no money down, no hidden fees, and zero APR financing.
Financing Options: Weights, Resistance Bands, Mats, Exercise Balls and Gym Accessories
Mirror.co
More than a mirror, this new model of home gym is an amazing all-in-one solution! Take classes right in your own home across workout types without the bulky, unattractive workout gear traditional systems use. Add on Mirror weights and barbells for a more intense workouts. Financing options available through Affirm with easy monthly payments over 12, 24, or 48 months, based on credit approval.
HSN
(Home Shopping Network) sells ProForm and Gold's Gym fitness equipment all with free shipping and payment options with 5 Flex Pay.
QVC.com
Allows you to buy fitness equipment, fitness trackers, accessories, workout recovery gear, vitamins and supplements and more with their 4+ Easy Pays program.
Enjoy QVC fitness equipment with Easy Pay, you can own now & pay monthly when using a credit card.
TRX
Let’s you bring the gym home with their fitness equipment bundles including weights, resistance bands, and more. Whether beginning a fitness journey or pushing toward your summit, TRX Training® helps you move better, feel better, and live better. ALL LEVELS, ALL GOALS means it's literally for ALL OF YOU: Beginners, Pro Athletes, Runners, Yogis, Cyclists, Cross-Trainers, Service members, Combat Athletes, and more!
Flexible payment options available with Affirm Buy Now Pay Later financing or standard payment options include Visa, MasterCard, Discover, Amazon Payments, PayPal, and Apple Pay.
Power Systems
Since 1986, Power Systems passion for fitness has been fueled by our customers. We are proud to support the fitness industry by providing the professional-grade products that drive active lifestyles. Here you will find some of our best selling products that are the essential training tools to power your potential – fitness, best sellers, training, gym, versa loop, versa tube, dumbbell, mat, stability ball, foam roller and medicine balls.
Flexible payment options are available at checkout through Amazon Payments and Paypal Credit.
Financing Options: Fitness Trackers
Fit Track
Is a cohesive ecosystem of tools to measure your fitness and weight loss progress. Products include a smart scale, watch and app to give you a full picture of your health and access to 17 metrics unique to you.
Finance your fitness goals with 4 easy payments using Afterpay on the Fittrack site.
Financing Options: Online Stores that Sell Fitness Gear
The following online stores all sell exercise equipment AND accept PayPal, so you can choose PayPal Credit (formerly Bill me Later) at checkout to make monthly payments. No Payments + No Interest if paid in full in 6 or 9 months. No Interest if paid in full in 6, 12 or 18 months with minimum monthly payments.
| Ebay |
| Walmart |
| Target |
| Overstock |
Online Stores that Sell Fitness Gear
| Bowflex | No Interest For 18 Months Financing | |
| Horizon Fitness | 6, 12, 18, 24, or 36 month 0% APR* | |
| Peloton | Affirm | |
| HSN | 5 Flex Pay | |
| QVC.com | 4+ Easy Pays | |
| TRX | Affirm | |
| Power Systems | Amazon Payments and Paypal Credit | |
| Fit Track | Afterpay |
Kim is a long time blogger and shopping expert! She loves finding the bests deals and was an early adopter of Buy Now Pay Later. She is dedicated to teaching others how to safely use BNPL apps and services to purchase everything from clothing to shoes and home furnishings.
