Buy A Vacuum Cleaner Now, Pay Later

Buy A Vacuum Cleaner Now, Pay Later

Need a new vacuum cleaner, but short on cash? You can still vacuum and clean your carpets with online stores that allow you make payments with deferred billing options. Below is a list of online stores that sell vacuum cleaners and have payment plans. The best part is most require no credit check, so if your credit is less than stellar, you can still buy a vacuum cleaner now and pay later.


The following online stores accept Affirm for payment. Get an Oreck Ultimate Handheld for as low as $14/month, an iRobot Roomba for as low as $24/month and/or a Dyson Ball Multifloor Vacuum Cleaner as low as $26/month.

Affirm financing

Hoover introduced the very first electric sweep back in 1908, so they’ve been around for over 100 years! Shop now!

iRobot sells Rooma robotic vacuum cleaners and Braava mopping robots that do the vacuuming with a push of a button! Shop now! offers a 30 risk-free trial. I absolutely love my Oreck vacuum cleaner, so I definitely recommend them. Shop vacuum cleaners at now!

Wayfair sells Shark vacuum cleaners, Bissell vacuum cleaners, Dyson vacuum cleaners and Hoover upright vacuum cleaners, robotic vacuums, carpet deep cleaners, cordless vacuum cleaners, steam cleaners, canister vacuums, stick vacuums and handheld vacuum cleaners. Wayfair only offers their own credit card with special discounts (i.e. $40 off $250 purchase). Shop vacuum cleaners at now!


Amazon offers a free $50 gift card for applying and getting approved for their Amazon Rewards Visa Card that you can instantly apply towards a vacuum cleaner plus earn 3% back on your Amazon purchase. Shop vacuum cleaners at now!


Gettington – Choose to pay back in 4 payments or up to 24 monthly payments on thousands of brands including Bissell vacuums, Hoover vacuums, Shark vacuums, Dirt Devil vacuums, Rug Doctor vacuums, Dyson vacuums and more. Application takes less than a minute! If you already have a Gettington credit account, click here to shop!

Vacuums at Fingerhut

Fingerhut – Basically offers the same name brand products as Gettington with no down payment and no layaway with affordable monthly payments. They to say “Yes!” when others say “No” if you have less than great credit. If you already have a Fingerhut Credit Account, click here to shop!

Montgomery Ward

Wards says “Yes” and frequently provides credit accounts to consumers when other retailers have said “No”! Get quick approval up to $100 credit with payments of only $10 per month. Shop for vacuum cleaners, shop vacs, water vacs and other name brand products you know and trust. Shop now!

PayPal Credit

The following online stores all sell vacuum cleaners and accept PayPal Credit for payment. Simply choose PayPal when you checkout, then choose PayPal Credit to buy a vacuum cleaner today and make payments for your purchase over time (PayPal Credit offers an interest free grace period).

Do you have a favorite brand of vacuum cleaners?

Buy A Vacuum Cleaner Now, Pay LaterBuy A Vacuum Cleaner Now, Pay Later

About the Author

Kim has been helping people save time and money online since 1998. Follow Kim's Personal Accounts on Google and Twitter. And see all of Kim's sites at

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