Buy Clothes Now, Pay Later

Buy Clothes Now, Pay Later

Clothing can get expensive! Whether you need a new suit for an interview or the kids need new clothes for school, we’ve compiled a list of online stores that have deferred billing options that allow you to buy clothes now and pay for them later by making payments. Go ahead and get that new pair of shoes, too!

Designer Clothes

  • The RealReal – Buy gently used and pre-owned luxury consignment clothes from top designers including Diane Von Furstenberg, Burberry, Tory Burch, Gucci, Hermes and more. Use Affirm for payment, which is easier and faster than using a credit card. Shop TheRealReal.com now!
  • Vestiaire Collective – Sells pre-owned designer clothes and handbags that are 100% authenticity guaranteed. Affirm allows you to wear now, pay later by splitting your purchase into easy monthly installments. Shop VestiaireCollective.com now!
  • Tradesy – This site is similar to TheRealReal and VestiaireCollective as they also offer luxury consignment and also accept Affirm for payment. Shop Tradesy.com now!

The following online stores all sell designer clothes and accept PayPal Credit for payment. Simply choose PayPal when you checkout, then choose PayPal Credit to buy a designer clothes today and make payments for your purchase over time (PayPal Credit offers an interest free grace period).

Need a designer outfit for just one occassion? Maybe you would be better off renting clothes online.

Plus Size Clothes

  • Ashley Stewart is offering 20% off your first purchase of full figure fashion clothing when you apply for the Ashley Stewart credit card.
  • Avenue is all about rewards on their fun, on trend plus size clothing for women sizes 14 and up! Get 40% off one item when your Avenue Love Yourself credit card is approved plus a get free $10 Preferred Gold Reward Certificate with your new card.
  • Fashion To Figure carries trendy plus size clothes, dresses, jeans, shoes, accessories and accepts Affirm for payment.
  • Monroe & Main offers all clothing styles in pluses and misses, payments as low as $20 per month with Monroe & Main Credit (part of Choose ‘N Charge) and includes “You Gotta Love It” Guarantee.
  • Simply Be has plus size fashion clothes in sizes 8 – 28 and offers up to 35% off your first order when you apply and use the Be Card.
  • SWAK Designs sells trendy, affordable plus size fashions in sizes 14 – 36 (1X to 6X) and also accepts Affirm for payment.
  • Woman Within – Get a bonus $10 reward when you open and use a Woman Within credit card plus buy now, don’t pay for 90 days with code WWDEFERWEB18 (expires 12/31/18).

The following online stores all sell plus size clothes all all accept PayPal Credit for payment.

Click here for more stores that sell plus sized clothing and allow payment plans to buy now, pay later.

Everyday Clothes

  • Appleseed’s sells classic and comfortable clothing for women and allows you to make payments and reap the rewards and benefits of the Blair credit card.
  • Fingerhut offers thousands of name brand products, including clothes, with no down payment and no layaway with affordable monthly payments. They to say “Yes!” when others say “No” if you have less than great credit. If you already have a Fingerhut Credit Account, click here to shop!
  • Home Shopping Network offer FlexPay where you make low monthly debit or credit card payments with no fees. At checkout, choose the FlexPay option, and the cost of your purchase is divided into as many as five equal monthly payments.
  • Midnight Velvet sells women’s fashions, shoes, outerwear, accessories, furniture, home décor and gifts all with low monthly payments starting at $20 a month and no annual fees.
  • Amazon offers a free $50 gift card for applying and getting approved for their Amazon Rewards Visa Card that you can instantly apply towards car parts plus earn 3% back on your Amazon purchase. Shop Amazon.com now!
  • Old Navy has the choice of charging on their own Navyist card that works at Old Navy, Gap, Banana Republic and Athleta, and they also have the option of getting an Old Navy Visa Card that works everywhere Visa is accepted.

The following online stores like Forever 21 all sell everyday clothing and accept PayPal Credit for payment.

Men’s Clothes

  • Blair.com sells men’s clothing including casual shirts, sweaters, pants, jeans, dresswear, shorts, swimwear, activewear, outerwear, underwear and footwear and has their own credit card.
  • Gettington sells men’s clothes and shoes and allows you to choose to pay back in 4 payments or up to 24 monthly payments on thousands of brands. Application takes less than a minute. If you already have a Gettington credit account, click here to shop!
  • Boscov’s is America’s largest family owned department store that sells men’s clothes, including dress shirts, polos, suits, jeans, pants, etc. and offers their own credit card that rewards you for being a cardholder.
  • Fingerhut offers thousands of name brand products, including men’s clothing, with no down payment and no layaway with affordable monthly payments. If you already have a Fingerhut Credit Account, click here to shop!

The following online stores all sell men’s clothes and accept PayPal Credit for payment.

If you’re looking for websites similar to KingSize Direct for affordable big and tall clothes, we’ve got you covered there, too.

Kid’s Clothes

  • Gymboree offers exclusive discounts, great rewards and bonuses with their Gymboree Visa Card. Get a free $10 bonus coupon with enrollment and 25% off your first Gymboree purchase.
  • The Children’s Place offers a My Place Rewards Credit Card with benefits that include 30% off your first credit card purchase, 25% off your kid’s birthday, free standard shipping every day and more.
  • Gettington sells girls and boys clothes and shoes and allows you to choose to pay back in 4 payments or up to 24 monthly payments on thousands of brands. Application takes less than a minute. If you already have a Gettington credit account, click here to shop!
  • Boscov’s is America’s largest family owned department store that sells kid’s clothes, including baby, toddler, boys and girls clothes, and offers their own credit card that rewards you for being a cardholder.
  • Kmart has layaway program where you make a down payment (new members is $1 down), make payments every two weeks, then pick up your items once your last payment is made.
  • Fingerhut offers thousands of name brand products, including kid’s clothes, with no down payment and no layaway with affordable monthly payments. If you already have a Fingerhut Credit Account, click here to shop!

The following online stores all sell kid’s clothing and accept PayPal Credit for payment.

Can’t find the clothes that you’re looking for? Check Into Cash offers payday loans up to $1000 deposited directly into your bank account to spend anywhere. Apply for free in minutes!

Have clothes in your closet that don’t fit? Sell your used clothes for cash!

Buy Clothes Now, Pay Later

About the Author

Kim has been helping people save time and money online since 1998. Follow Kim's Personal Accounts on Google and Twitter. And see all of Kim's sites at KIMarketing.com.

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