It always pays to plan ahead. It’s impossible to predict what lies around the corner, so having a safety net is the best way to achieve peace of mind. A healthy savings account will ensure that you’re always comfortable financially, and it will help with any worries or stress. This will come in handy if you’re planning to purchase a property, send your kids to college, or take the trip of a lifetime. However, there may be certain occasions when you really don’t want to dip into your savings. Perhaps you’re faced with a small expense that you need to cover immediately. If this is the case, don’t panic! Instead, choose from one of these five top tips to save or make money.
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1. Sell Your Recycling
Selling your recycling will do great things for both your finances and the environment. They say one man’s trash is another man’s treasure, and in this instance, it really is the case! Look out for recycling plants that will pay you for your unwanted items. You won’t make a lot, but you have to start somewhere. If you’re trying to scrape together some money quickly, you shouldn’t rule anything out. You could also hold a yard sale for some of your bigger items. Alternatively, you could list them on an online second-hand site.
2. Complete Online Surveys
If you have a few minutes to spare, you should consider completing online surveys. This is a great way to make money in the comfort of your own home. Why not try to complete a survey every time that you take a break? You could even set yourself a target each day. Look online to find a site that offers competitive prices. This is definitely a simple, yet effective, way to improve the state of your personal finances.
3. Install Solar Panels
A more permanent solution to your financial problems can be found in installing solar panels. This investment will significantly lower your outgoing costs each month. It will also provide you with the opportunity to make money. If you make more energy than you use, you can actually sell it back to the government.
4. Sell Diabetic Strips
If you suffer from diabetes and receive test strips for free to monitor your glucose, then you could also get cash for your diabetic test strips if they’re unused and in date. Nowadays, many companies are buying these test strips so they can resell them to uninsured and underinsured people at a discounted price. Not only do you end up with extra cash, you’re also helping others with a similar condition to yours, but who can’t afford to treat it properly.
5. Complete Odd Jobs
Do you have a particular skill? Maybe you’re great at DIY or know how to deep clean a house? Whatever your skill-set is, it’s important that you make the most of it. You could go online, or turn to your local newspaper, to advertise your skills. If you don’t have very much free time, you need to be careful about the amount of work that you take on, though you could still walk someone’s dog in the evening or mow someone’s lawn every other weekend. This a simple way to make some more money.