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Choose ‘N Charge offers a revolutionary way to manage your finances by allowing you to buy now and pay later with flexible monthly payment options. This service is designed to keep your cash and credit cards safe while you enjoy the convenience of manageable payments, sometimes as low as $20 per month. In this comprehensive guide, we will explore the benefits, features, and participating stores of Choose ‘N Charge, providing you with all the information you need to make the most of this convenient payment method.
In This Post:
Benefits of Choose ‘N Charge
Choosing ‘N Charge provides several significant advantages for shoppers:
- Flexible Payments: Spread the cost of your purchases over manageable monthly payments.
- Budget-Friendly: Enjoy low monthly payments, starting from just $20.
- Secure: Keep your cash and credit cards safe by using Choose ‘N Charge accounts.
- Wide Selection of Stores: Access a variety of online catalog stores for all your shopping needs.
How to Order and Pay with Choose ‘N Charge
Step-by-Step Guide
- Select a Store: Choose from the participating online catalog stores listed below.
- Shop for Items: Browse the catalog and add desired items to your cart.
- Checkout Process: Begin the checkout process by providing your personal and shipping information.
- Create Choose ‘N Charge Account: Select the option to create a Choose ‘N Charge account and accept the Terms & Conditions.
- Submit Your Order: Complete your order. Note that all credit orders are subject to final credit approval.
Participating Online Catalog Stores
Here is a list of online catalog stores that participate with Choose ‘N Charge, along with a brief description of what they offer:
| Store Name | Products Offered | Special Features |
|---|---|---|
| Country Door | Dinnerware, home decor, bed & bath, furniture, gifts | |
| Ginny's | Cookware, appliances, dinnerware, furniture, bed and bath, home décor, gifts | Request a free catalog to browse offline |
| GrandPointe | Budget home decor, kitchen, bed and bath items | |
| Midnight Velvet | Women's fashions, shoes, outerwear, accessories, furniture, home décor, gifts | |
| Monroe & Main | Misses and women's plus sizes, accessories including hats, purses, shoes, boots, jewelry | |
| Montgomery Ward | Bed & Bath, Kitchen & Dining, Furniture, Home Decor, Housewares & Tools, Electronics, Health & Beauty, Jewelry, Clothing | |
| Seventh Avenue | Unique and eclectic furniture, home accents, housewares, electronics | |
| Swiss Colony | Cheeses, meats, European-style pastries, home products | |
| Tender Filet | Fine meats, savory sides, delicious desserts | |
| The Wisconsin Cheeseman | Quality food gifts | |
| Ashro | Sophisticated apparel, shoes, hats, accessories for black women |
Additional Resources
Buy Furniture Now, Pay Later with Stores that Offer Payment Plans
Explore various stores that offer buy now, pay later options for furniture purchases. Enjoy the flexibility of payment plans tailored to fit your budget.
Fingerhut: What Is It and How Does It Work?
Fingerhut is another popular buy now, pay later service. Learn how it works and how you can benefit from its flexible payment options.
Request Free Catalogs by Mail
Many stores offer free catalogs by mail, allowing you to browse their products offline. Request your free catalogs today to discover a wide range of items from the comfort of your home.
Best Sites Like Fingerhut
Looking for alternatives to Fingerhut? Explore our list of the best sites that offer similar buy now, pay later options.
Buy Now Pay Later Sites with No Credit Check
Discover sites that offer buy now, pay later services with no credit check required. Enjoy the convenience of flexible payments without affecting your credit score.
Buy Furniture Now, Pay Later with Stores that offer Payment Plans
Conclusion
Choose ‘N Charge is a flexible and convenient payment method that allows you to buy now and pay later with ease. With a wide selection of participating stores and the benefit of low monthly payments, it is an excellent option for managing your finances while enjoying your shopping experience. Explore the stores listed above and take advantage of the benefits that Choose ‘N Charge has to offer.
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Lisa, I don’t personally DM anyone via Twitter.
You must be receiving my RSS feed via Feedblitz:
http://www.feedblitz.com/f/?Sub=24373
If you choose “Twitter”, it will send you a DM every time I add a new post (I agree that it gets annoying). You will need to personally unsubscribe from FeedBlitz.com as I can’t remove you. Sorry.
P.S. I tried to follow you on Twitter with @ShoppingKim but you must have blocked me?
I am really upset that you still have not stopped using my Twitter name to send DM’s. I don’t even follow you. You don’t follow me. I don’t know how you keep doing it but please please please stop!!!
lisaandjamesharris@att.net
@etxsaver
Kim:
Yes, you can! Search your subscribers at FeedBlitz for the twitter ID (no “@” sign) and then click the red X on the right – that removes them from the list.
Phil
Thanks Phil! I did try to search for her email address to remove her but couldn’t find it obviously. I didn’t know I could search by Twitter id – learn something new everyday! She must have already unsubbed herself as I’m not seeing her.
Hi Kim.
The thing is I was never following you on Twitter, not saying I wouldn’t. When these DM’s were sent it was sent as me to others and using your info. I have since changed my password and it’s been fine. I’m not saying you were doing it (hacking) by any stretch of the imagination. You certainly don’t seem like anyone who would do that. There are hackers all over the place these days.
I wish you well. I do enjoy looking at your blog. Take care and have a great day.
Lisa
I hesitate to leave a comment, but I have to say that I don’t think buy now/pay later deals are good for anyone but the credit card company. Definitly not a “deal” in the long run!
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Is this they only buy now pay later companies?
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you forgot one site that is choose and charge, its alot like wards and 7th ave, its called home at five. just thought i would let you know
Scott, we finally got Home at Five added to the list – thanks for the recommendation!
all of this came in handy especially with economic hardship on us all ty and keep up the good work
Hi Kim,
Don’t forget Stoneberry and K. Jordan…cheers!
do you know of any children clothing choose n charge sites. trying to get kids clothing for back to school.
You need to be careful when using companies like this. I have just realized that 3 of these companies gave me 2 different account numbers, and they don’t itemize their statements, so now I have to go through this whole process to get everything itemized and sent to me. One of these companies hung up on me today. They have also stopped sending me statements after March 2017. Very strange. I will not be sending them another dollar until I actually know what I owe.