Buy Toys Now, Pay Later with Stores offering Deferring Billing

Buy Toys Now, Pay later
With the recession still looming over us, many (me included) have cut back on buying Christmas gifts for loved ones. But how do you tell little children that Santa Claus can’t leave them any toys under the tree this year?! No one has the heart to do that. Luckily merchants know that money is especially tight around the holidays so are offering deferred billing options so we can buy toys now and pay for them later!


Choose from 4 or up to 24 monthly payment options on thousands of brands for tots, tweens and everyone in between at Gettington. If you already have a Gettington Credit Account, click here to shop!


Fingerhut carries all of the Hottest Top-Rated Toys including Fisher-Price, Hasbro, Leap Frog, Barbie, Cars, Dora, Happy Nappers and thousands more with No down payments, no layaway, no surprises. Affordable monthly payments. They claim to say “Yes!” when others say “No” on credit offers. If you already have a Fingerhut Credit Account, click here to shop!

Home Shopping Network

Buy Now, Pay Later with HSN Flex Pay which is only available on electronics, but what kid doesn’t want a computer, camera or mp3 player? With no fees or interest, it’s better than layaway. Shop HSN now!

Horizon Outlet

Get an instant $500 credit limit with no credit check and no employment check to shop at The Horizon Outlet. Have bad credit? Or no credit? No problem! Activate your Horizon Outlet account now.

Montgomery Ward

Montgomery Ward allows you to buy now, pay later with Choose ‘n Charge. Get Brand Name Gifts with payments starting as low as $20 a month! I remember shopping at Montgomery Ward stores years ago, but they are  strictly online now! Shop now!

Bradford Exchange

The Bradford Exchange Online offers installment payment plans on collectible dolls, trains, toys and more; an affordable way to shop because they spread the total cost of an item over several months. Shop BradfordExchange now!


Amazon offers a free $50 gift card for applying and getting approved for their Amazon Rewards Visa Card that you can instantly apply towards a new set of golf clubs plus earn 3% back on your Amazon purchase. Shop now!

Can’t find the toys that you’re looking for? Check Into Cash offers short-term loans from $100 to $1000 deposited into your bank account to spend anywhere. Apply for free in minutes!

You usually have a valid credit or debit card, or sign up for in-house credit at the above merchants.  If you do not have a credit or debit card or you just prefer to be billed later, I suggest using AffirmBillMeLater (now called PayPal Credit), eBillme and/or Fast Line options.  Click the respective links to read about each option plus see a list of participating stores.

Buy Toys Now, Pay Later with Stores offering Deferring Billing


  1. fonda December 19, 2012 Reply
  2. Della September 13, 2016 Reply

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