Disclosure: This post may contain affiliate links, meaning we get a commission if you decide to make a purchase through our links, at no cost to you. Please read our disclosure for more info.
If you're finding yourself robbing Peter to pay Paul so you can afford electronics for gifts, you're not alone. Luckily merchants know that money is tight so are offering plenty of deferred billing options so you can buy electronics now and pay for them later (with your tax return or scheduled bonus).
A lot of merchants offer deferred billing on jewelry and toys, but what's the number one item on everyone's wish lists plus is a necessity in today's society? Yep, Electronics! I'm sure you know someone (or yourself) who wants an HDTV, computer, digital camera, or even a drone.
In This Post:
Buy Electronics Now, Pay Later
ElectroFinance
Get instantly approved for up to $5,000 in brand name electronics from Best Buy with no credit needed. All you pay is an initial payment of just $50. Most products are available the same day and can be picked up from BestBuy with $0 due at pickup. Shop ElectroFinance.com now!
Conn's
Conn's Home Plus offers a variety of credit and lease options on electronics, appliances, furniture and more. Financing option include a store credit cards, retail installment contracts and lease-to-own programs through Progressive Leasing. They say “yes” when other stores say “no”. Shop Conns.com now!
Montgomery Ward
Wards says “Yes” and frequently provides credit accounts to consumers when other retailers have said “No”! Get quick approval up to $100 credit with payments of only $10 per month. Shop for TVs, computers, cameras, cell phones, drones, headphones and other name brand electronics you know and trust. Remember shopping at a Montgomery Ward store? They are soley online now! Shop Wards.com now!
Gazelle
Sells certified pre-owned smartphones and electronics and accepts Affirm for payment. Affirm is easier and faster than using a credit card. Simply enter your basic details to get approved instantly. Affirm lets you get your order now, then split your purchase into multiple payments to pay back over time to fit your budget. Shop Gazelle.com now!
ABT
Abt offers 12 months special financing on electronics and appliances plus free shipping on thousands of products. Shop ABT.com now!
Dell.com
Sign up for Dell Preferred Account which is a revolving line of credit that is available for items purchased for personal and home use. Shop Dell.com now!
Home Shopping Network
Buy Now, Pay Later with HSN Flex Pay, which is better than layaway! Buy electronics now, such as HDTVs, Printers, Wii's and Computers, get it home and pay it off over time – with no fees or interest. Shop HSN now!
QVC.com
QVC offers Easy Pay where you can spread out your payments over the designated number of payments at no extra charge when you order using any major credit card. Shop QVC.com now!
Sears
Sears offers No Interest on Electronics if paid in full in 24 months with your Sears Card. Plus Free Shipping on TVs 37″ and above. Online Only Deal (not available in stores). Shop Sears.com now!
Samsung
Add at least $250 worth of Samsung products to your cart and select “Pay Over Time” at checkout. Pay no interest if paid in full within 6, 12 or 24 months. Shop Samsung.com now!
Get a personal loan up to $25,000 for any reason, whether it be for a new TV, home theater, computer or iPhone. Get a personal loan!
You must have a valid debit or credit card or sign up for inhouse credit at the above locations. If you do not have a debit or credit card or just prefer to be billed later, I suggest FuturePay or Blispay. Click the respective links to read more about each option if you are unfamiliar as well as see a list of participating stores.
Click for more Stores That Offer Deferred Billing.
Looking for camera bundles
interesting post. From your NAME TWIN!!
🙂
Great Info thanks!
I luv this idea but we try so hard to not buy unless we have the $Money$. It makes it easier on us to know that we are saving for something we want & when we purchase it its ours 🙂 But thank you so much for sharing this useful information.
Credit cards are evil! I don’t own one and have no plans to get one.
I feel like this person above this box.CC are evil and it is a trick to put you in debt. Like the person above wont ever own one.
Thanks for the list of places with deferred billing – but I still have to be able to pay for it later
Great info but like many of the other posts, if I can’t pay for it at the time of purchase, I do without. I’m on a very tight budget but just don’t believe in pay later or credit cards…they don’t work for me, although may work great for others.