If you’re finding yourself robbing Peter to pay Paul so you can afford electronics for gifts, you’re not alone. Luckily merchants know that money is tight so are offering plenty of deferred billing options so you can buy presents now and pay for them later (with your tax return or scheduled bonus). Most of those merchants offer deferred billing on jewelry and toys, but what’s the number one item on everyone’s wish lists? Yep, Electronics! I’m sure you know someone wanting an HDTV, computer, digital camera, or even a drone.
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Buy Electronics Now, Pay Later
Conn’s Home Plus offers a variety of credit and lease options on electronics, appliances, furniture and more. Financing option include a store credit cards, retail installment contracts and lease-to-own programs through Progressive Leasing. They say “yes” when other stores say “no”. Shop Conns.com now!
Wards says “Yes” and frequently provides credit accounts to consumers when other retailers have said “No”! Get quick approval up to $100 credit with payments of only $10 per month. Shop for TVs, computers, cameras, cell phones, drones, headphones and other name brand electronics you know and trust. Remember shopping at a Montgomery Ward store? They are soley online now! Shop Wards.com now!
Sells certified pre-owned smartphones and electronics and accepts Affirm for payment. Affirm is easier and faster than using a credit card. Simply enter your basic details to get approved instantly. Affirm lets you get your order now, then split your purchase into multiple payments to pay back over time to fit your budget. Shop Gazelle.com now!
Choose from 4 or up to 24 monthly payment options on thousands of brands including Apple, Sony, Dyson, Wii and more. Application takes less than a minute! If you already have a Gettington Credit Account, click here to shop!
Abt offers 12 months special financing on electronics and appliances plus free shipping on thousands of products. Shop ABT.com now!
Fingerhut offers Thousands of Name Brand Products with No down payments, no layaway, no surprises. Affordable monthly payments. They claim to say “Yes!” when others say “No” on credit offers. If you already have a Fingerhut Credit Account, click here to shop!
Sign up for Dell Preferred Account which is a revolving line of credit that is available for items purchased for personal and home use. Shop Dell.com now!
Buy Now, Pay Later with HSN Flex Pay, which is better than layaway! Buy electronics now, such as HDTVs, Printers, Wii’s and Computers, get it home and pay it off over time – with no fees or interest. Shop HSN now!
QVC offers Easy Pay where you can spread out your payments over the designated number of payments at no extra charge when you order using any major credit card. Shop QVC.com now!
Sears offers No Interest on Electronics if paid in full in 24 months with your Sears Card. Plus Free Shipping on TVs 37″ and above. Online Only Deal (not available in stores). Shop Sears.com now!
Add at least $250 worth of Samsung products to your cart and select “Pay Over Time” at checkout. Pay no interest if paid in full within 6, 12 or 24 months. Shop Samsung.com now!
You must have a valid debit or credit card or sign up for inhouse credit at the above locations. If you do not have a debit or credit card or just prefer to be billed later, I suggest FuturePay or Blispay. Click the respective links to read more about each option if you are unfamiliar as well as see a list of participating stores.
Click for more Stores That Offer Deferred Billing.