Skip to Content

6 Easy Buy Now Pay Later Stores

6 Easy Buy Now Pay Later Stores

Disclosure: This post may contain affiliate links, meaning we get a commission if you decide to make a purchase through our links, at no cost to you. Please read our disclosure for more info.

Here is a list of my top eight online buy now pay later stores that offer deferred billing so you can buy what you need now and pay for it later over time with monthly payment plans.

1. Bradford Exchange

The Bradford Exchange makes buying collectibles and jewelry convenient and affordable. Installments are charged monthly, directly to the payment method you authorized at checkout, and the installments are interest free! Shop BradfordExchange now!

2. Conn’s Home Plus 

Conn's offers a variety of credit and lease options on appliances, furniture, electronics and more. Financing option include a store credit cards, retail installment contracts and lease-to-own programs through Progressive Leasing. They say “yes” when other stores say “no”. Shop now!

3. Home Shopping Network

Buy Now, Pay Later with HSN Flex Pay, which is better than layaway! Buy electronics now, such as HDTVs, Printers, Wii’s and Computers, get it home and pay it off over time – with no fees or interest.  Shop HSN now!


QVC offers Easy Pay where you can spread out your payments over the designated number of payments at no extra charge when you order using any major credit card. Shop now!

5. Ginny's

There is something for everyone at Ginny's! 100% Satisfaction Guaranteed with payments as low as $10 per month. 

6. Montgomery Ward

Montgomery Ward says “Yes” and frequently provides credit accounts to consumers when other retailers have said “No”! Get quick approval up to $100 credit with payments of only $10 per month. They offer a giant selection of brand name items including Sony, Mattel, KitchenAid, New Balance, Conair, Samsung, Fisher-Price, Hoover and more. 

Viva Loan offers personal loans between $100 and $15,000 as soon as tomorrow. All credit types are welcome. Request your loan in 5 minutes now!

You must have a valid credit or debit card or sign up for inhouse credit at the above locations.  If you do not have a credit or debit card or you just prefer to be billed later, I suggest using Affirm or FuturePay.  Click the respective links to read more about each option as well as see a list of participating stores.

8 Buy Now, Pay Later Stores

More Buy Now, Pay Later Offers.  

8 Easy Buy Now Pay Later Stores

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Sherry Van Winkle

Tuesday 30th of November 2021

Some of these sites are not easy to navigate . And it seems some of the items are priced higher than other stores but some of the same products , it’s crazy


Friday 4th of June 2021

reshinehair provide human hair wigs on installments

Jessica Dempster

Thursday 29th of October 2020

I have used afterpay. 800 credit limit. Increases as you pay on time. Applied at zebit, 500 credit limit. Not used yet.


Thursday 27th of June 2019

Hi! I have used Bradford Exchange before, I just had to make 4 payments over 4 months, however received the product right away. Never had a problem with them. Also used Fingerhut, but found items pretty expensive.

So StLouis

Wednesday 13th of September 2017

Pay your damn bills and you won't have to deal with companies like this.


Tuesday 3rd of December 2019



Saturday 8th of September 2018

Why you care??


Monday 11th of December 2017

Mind your own business. Let's all gang up on this holier than though person who thinks they are better than any of us. Why are you on this site to begin with??? You don't belong with us.

Cari Rodriguez

Saturday 25th of November 2017

Not nice. Sometimes circumstances change. Everyone is in title to a fresh start.

This site uses Akismet to reduce spam. Learn how your comment data is processed.