Disclosure: This post may contain affiliate links, meaning we get a commission if you decide to make a purchase through our links, at no cost to you. Please read our disclosure for more info.

Planning a wedding can be expensive, and one of the most costly items is the bride's dress.

Many brides find themselves having to choose between the dress of their dreams and staying within their budget. However, there is now a way to have your dream dress and afford it too – by financing your wedding dress with different payment options from Layaway to Buy Now Pay Later and credit cards with 0% financing time frames.

More and more bridal boutiques are offering financing options that allow you to buy now and pay later. This means that you can take home the dress of your dreams without breaking the bank. And, if you're worried about being stuck with a high bill down the road, many stores offer interest-free financing for a certain period of time. So whether you're planning a grand affair or an intimate gathering, financing your wedding dress is an option. Just make sure you understand the terms of the financing before you buy anything.

In This Post:

Where to Buy Now Pay Later Wedding Dresses
- David's Bridal
Buy Now Pay Later Wedding Dresses with Affirm
In-Store Layaway
Credit Card with Financing Option
Etsy Wedding Dresses
- Buy Now Pay Later Wedding Dress with Klarna
- Wedding Dress Styles from Etsy
Where to Find the Perfect Wedding Dress

Buy Now Pay Later Weddings

Where to Buy Now Pay Later Wedding Dresses

If you’re in the market for a wedding dress, now is a great time to buy! Stores that offer Buy Now Pay Later financing make it easy and convenient to get the dress of your dreams. Plus, there are so many beautiful styles to choose from this season. So what are you waiting for? Start shopping your dream dress with these financing options. Don't forget about the honeymoon! Find bridal lingerie for the wedding day and honeymoon here!

The last thing you want to hear when you find your dream wedding dress is, “that price is out of your budget”. With buy now, pay later wedding dresses, you can now afford your dream dress. But where can you find these dresses? And how does this payment plan work? Well, here is everything you need to know about buy now, pay later wedding dresses!

David's Bridal

When it comes to buying your dream wedding dress, you shouldn’t have to settle for a more affordable, but undesirable dress. David’s Bridal, one of the biggest players in wedding and bridesmaid dresses, understands this. So, they have given you three different financing options, so you stay within your budget while getting your dream dress! Welcome to their buy now, pay later wedding dresses!

Buy Now Pay Later Wedding Dresses with Affirm

To start, David’s Bridal offers Affirm Buy Now, Pay Later. By using Affirm, you can buy your dress now and pay for it in installments. The best part about Affirm is that you will have no hidden fees and a 0% APR.

All you need to do is select Affirm when you check out. You can use Affirm online and in-person. Then, fill in all of your information and wait to be approved; which should take less than a few minutes. Affirm will allow you to pick your payment schedule, and then you can purchase your item!

In-Store Layaway

If you have not heard already, Layaway is another purchasing agreement that allows you to pay only a small deposit, at first, on the item of your choice. Then it gives you a set amount of time to pay for the item in full. This set amount of time can be anywhere from two weeks to six months.

At David’s Bridal, they give you the option to put one of your dresses on Layaway. However, this option can only be chosen for in-stone shopping and orders above $75. There is also a 10% forfeiture fee for cancellation or nonpayment. If you choose this option, you have up to 60 days to pay for your dress in full.

Credit Card with Financing Option

If you are not interested in using Layaway or Affirm, you can always use David’s Bridal Credit Card. The best part about this card is that it can be used online or in person. On purchases of $210 or more, this card will give you 6-month special financing. There is no annual fee, and you can manage your account easily online.

Etsy Wedding Dresses

Buy Now Pay Later Wedding Dress with Klarna

Make buying wedding dresses from Etsy even easier by using Buy Now, Pay Later with Klarna at select merchants. Similar to Affirm, Klarna allows you to pay for any item by splitting it into 4 separate payments. Klarna ensures that each payment is free of interest and gives you up to 30 days to pay.

If you’re shopping on Etsy for your wedding dress but can’t afford a dress you love, you can use Klarna to help pay for your dress! Unfortunately, you can only use Klarna on Etsy if you are from Australia, Spain, the United States, or the United Kingdom.

That being said, if you have access to Klarna, it is fairly easy to use. Just choose Klarna when you are ready to check out. Your order must be at least over $50. Fill in your information. After, Klarna will allow you to pick a payment schedule that works best for you, and once you decide on one, all you have to do is check out!

Wedding Dress Styles from Etsy

If you need a bit of inspiration on what type of wedding dress you could get, here are some stylish wedding dresses from Etsy.

Individual Size A-Line Silhouette Marina Wedding Dress

Make a fashion statement with this modern, handmade wedding dress. This dress is made with breathtaking tulle, polyester, and mesh with glitter.

JillAndrews Gowns Wedding Slipdress

For a more minimalistic and sophisticated look, consider picking this dress. Made from silk, this dress has a vintage aesthetic and is filled with timeless charm.

Stunning A-line Boho/Bohemian Vintage Wedding Bride Beach dress

Embrace your inner Bohemian with this stunning vintage wedding dress! Handmade to perfection, this dress has stunning details and marvelous fabrics.

Where to Find the Perfect Wedding Dress

Looking for inspiration on dress ideas or where to find that perfect dress?

It’s your wedding day in a few months, and you’re probably getting frantic preparing for it! Among other things, finding that perfect wedding dress is probably at the top of your list, and if you’re like most women, you don’t want an off-the-rack gown. Custom-made dresses, after all, are the best—if not the only—option to make you look your best on your wedding day.

If designer dresses are not out of your budget, you can find a lot of wedding gown designers who can work with you. You don’t need to get big names like Monique Lhuillier, Vera Wang, Carolina Herrera, and Giorgio Armani; there are other designers out there who are very good, but don’t charge astronomical prices. The question is, where can you find them?

Wedding gown designers, like any other professional, don’t live in a vacuum. They have networks they move in, and the trick is to find those networks. Here are some ideas on where to get referrals:

Ask your family and friends

This is actually the best way to find your own designer. Not only will you have an idea of the person’s skills, you can also get firsthand information on what it’s like to work with that particular person.

Ask at bridal boutiques

they likely know someone and can send you referrals. If they have sample works of wedding gown designers, make sure to look over them and choose the one whose portfolio you like the best. Get all the contact information that they have on the designers you like.

Browse bridal magazines and other publications

The gowns featured there will have the designers’ names and probably contact information too.

• Go online. When you have exhausted all your options, you can go online. Most businesses and professionals have blogs and websites nowadays, and you can search for local ones by entering the terms “wedding gown designers (your city)” in Google.

Use your contacts in social networking sites

Remember that your Facebook friends also have hundreds of friends, so be prepared to be inundated with referrals.

From their portfolio, budget, and style, come up with around three to five names and rank them from number one to the last choice. Meet with them as soon as possible; remember that good wedding gown designers are very busy, especially during peak season like the summer months, and making a dress can take a lot of time. The most important thing is to find someone who understands what you want and can help you look your best on the most important day of your life!