Disclosure: This post may contain affiliate links, meaning we get a commission if you decide to make a purchase through our links, at no cost to you. Please read our disclosure for more info.
Klarna is a fintech company founded in Sweden that provides e-commerce financial services. Their services include payments for online buys, direct payments, and post-purchase payments. The company's primary job is to serve the e-commerce sector by processing online payments. In addition, Klarna manages shop claims and customer payments.
Klarna stands out for its credit offering to customers at checkout, making it a popular global “Buy Now Pay Later” service provider. The company offers flexible payments, transparent credit decisions, and customer rewards.
However, several other sites like Klarna offer similar services, and we shall explore five of them.
In This Post:
- 5 Sites Like Klarna: The Best Alternatives
- 1. Sezzle
- Online Stores That Accept Sezzle To Buy Now, Pay Later
- Is Sezzle Safe? What To Know About Using Sezzle (2022)
- 2. Affirm
- Online Stores That Accept Affirm To Buy Now, Pay Later
- 3. Afterpay
- 4 Reasons AfterPay Is A Game-Changer
- Popular Online Stores That Accept Afterpay in the U.S., Australia & NZ
- 4. Splitit
- Online Stores That Accept Splitit To Buy Now, Pay Later
- Splitit – Buy Now Pay Later, How Does it Work?
- 5. Zip (Formerly Quadpay)
- 5 Reasons You'll Love Zip (Formerly QuadPay)
- Conclusion
5 Sites Like Klarna: The Best Alternatives
1. Sezzle
Sezzle is a fintech company that operates in the United States and Canada. The company offers a payment platform that enables flexible, interest-free payments at a few particular online stores. You can make payments in up to four installments over six weeks. In addition, you can reschedule your payments for free once and pay up to $10 as late payment fees.
Also, the fintech giant has an impressive 7.8 million users and over 40,000 partner merchants. The company offers excellent customer support and a platform that is easy to use.
Shop our list of stores that accept Sezzle here!
2. Affirm
Founded in 2012, Affirm is a fintech company from San Fransisco. The company provides installment loans for shoppers to use in financing online buys. The option to pay over time removes the price barrier for many shoppers, enabling them to do more convenient shopping.
Affirm also allows you to integrate the software into an online store or platform. The company provides payment scheduling and tracking so that you can ensure payment completion.
Shop list of stores that offer Affirm Buy Now Pay Later here!
3. Afterpay
After Pay is an Australian fintech company notable for its “Buy Now Pay Later” services for online shoppers. The company began operations in 2014 and services Australia, the United Kingdom, the United States, Canada, and New Zealand. You are permitted to purchase from the business and spread out the payments over the ensuing six weeks.
Also, Afterpay’s API is simple to work with and allows you to enjoy its features on multiple online sites.
Shop global stores that offer Afterpay here!
4. Splitit
Splitit is an American fintech company that began operations in New York in 2012. The company provides a platform for credit card users to manage flexible payments for online purchases from retailers. You can select the number of installments, and there are no fees or credit checks with this company.
Shop stores that accept Splitit here!
5. Zip (Formerly Quadpay)
Zip is an Australian fintech company that began operations in 2013 in Sydney, Australia. After buying an American “Buy Now Pay Later” company in 2020, Zip Co increased its footprint worldwide. Zip Co does not need an API to integrate with its thousands of partners but offers excellent flexible payment services.
Shop stores that accept Zip Buy Now Pay Later financing here!
Conclusion
With more people shopping online, sites like Klarna provide convenient solutions for flexible payments to ease the shopping experience. However, several other sites exist and provide equally excellent flexible payment solutions.