Buy Now, Pay Later with Choose ‘N Charge – Payments only $20/mo.


Buy Now and Pay Later with Choose & Charge – a flexible way to pay! Keep your cash and save your credit cards – Choose&Charge allows you enjoy monthly payments as low as $20/month.

I have compiled a list of online catalog stores that participate with Choose ‘n Charge along with what they have to offer…

Country Door – Dinnerware, home decor, bed & bath, furniture & gifts.

Ginny’s – Cookware, appliances, dinnerware, furniture, bed and bath, home décor and gifts. Request a free catalog to browse offline!

Home at Five –  Great gift ideas including cookware, furniture, bedding, bath, toys and more.

Midnight Velvet – Women’s fashions, shoes, outerwear, accessories, furniture, home décor and gifts.

Monroe & Main – Misses and women’s plus sizes styles that are perfect for workdays, weekends and evening. Plus accessories including hats, purses, shoes, boots, and jewelry to complete a total look.

Montgomery Ward – Name brand gifts including Bed & Bath, Kitchen & Dining, Furniture, Home Decor, Housewares & Tools, Electronics, Healthy & Beauty, Jewelry and Clothing.

Race Team Gear – Officially licensed NASCAR merchandise.

Seventh Avenue – Unique and eclectic furniture, home accents, housewares and electronics.

Swiss Colony – Unique line of delicious cheeses, savory meats, and tempting European-style pastries, along with some of the hottest new products for the home.

Tender Filet – Fine meats, savory sides and delicious desserts.

Ashro – Sophisticated apparel, shoes, hats and accessories for black women.
  • Click on any store catalog link to start shopping
  • Choose the things you want and begin “Checkout”.
  • Tell them who you are and where you want things shipped.
  • Select “Create a Choose ‘n Charge® Account” and accept the Terms & Conditions. (Or use an existing account if you already have one.)
  • Submit your order…and you’re done! (Please note all credit orders will be subject to final credit approval.

More Buy Now, Pay Later Stores.

About Kim Rowley

Kim has been helping people save time and money online since 1998 by sharing online shopping deals at Shopping Bookmarks. Follow Kim's Personal Accounts on Google and Twitter. And see all of Kim's sites at


  1. I am really upset that you still have not stopped using my Twitter name to send DM’s. I don’t even follow you. You don’t follow me. I don’t know how you keep doing it but please please please stop!!!

  2. Lisa, I don’t personally DM anyone via Twitter.

    You must be receiving my RSS feed via Feedblitz:
    If you choose “Twitter”, it will send you a DM every time I add a new post (I agree that it gets annoying). You will need to personally unsubscribe from as I can’t remove you. Sorry.

    P.S. I tried to follow you on Twitter with @ShoppingKim but you must have blocked me?

  3. Kim:

    Yes, you can! Search your subscribers at FeedBlitz for the twitter ID (no “@” sign) and then click the red X on the right – that removes them from the list.


  4. Thanks Phil! I did try to search for her email address to remove her but couldn’t find it obviously. I didn’t know I could search by Twitter id – learn something new everyday! She must have already unsubbed herself as I’m not seeing her.

  5. Hi Kim.
    The thing is I was never following you on Twitter, not saying I wouldn’t. When these DM’s were sent it was sent as me to others and using your info. I have since changed my password and it’s been fine. I’m not saying you were doing it (hacking) by any stretch of the imagination. You certainly don’t seem like anyone who would do that. There are hackers all over the place these days.

    I wish you well. I do enjoy looking at your blog. Take care and have a great day.

  6. I hesitate to leave a comment, but I have to say that I don’t think buy now/pay later deals are good for anyone but the credit card company. Definitly not a “deal” in the long run!

  7. CAndace Devers says:

    Is this they only buy now pay later companies?

  8. you forgot one site that is choose and charge, its alot like wards and 7th ave, its called home at five. just thought i would let you know

  9. Scott, we finally got Home at Five added to the list – thanks for the recommendation!

  10. all of this came in handy especially with economic hardship on us all ty and keep up the good work

  11. Tandy Simpson says:

    Hi Kim,

    Don’t forget Stoneberry and K. Jordan…cheers!

  12. do you know of any children clothing choose n charge sites. trying to get kids clothing for back to school.


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