7 Easy Buy Now Pay Later Stores

buy now pay later stores

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Here is a list of my top eight online buy now pay later stores that offer deferred billing or progressive leasing so you can buy what you need now and pay for it later over time with monthly payment plans. If you prefer the convenience of a shop now payment plan, these options are perfect for you!

1. Bradford Exchange

The Bradford Exchange makes it easy to buy things and pay monthly for collectibles and jewelry. Installments are charged monthly, directly to the payment method you authorized at checkout, and the installments are interest free! Shop BradfordExchange now!

2. Conn’s Home Plus 

Conn’s offers a variety of credit and lease options on appliances, furniture, electronics and more. Financing option include a store credit cards, retail installment contracts and lease-to-own programs through Progressive Leasing. They say “yes” when other stores say “no”. Shop Conns.com now!

Buy Furniture Now, Pay Later with Stores that offer Payment Plans

3. Home Shopping Network

Buy Now, Pay Later with HSN Flex Pay, which is better than layaway! Buy electronics now, such as HDTVs, Printers, Wii’s and Computers, get it home and pay it off over time – with no fees or interest through manageable installment payments. Shop HSN now!

4. QVC.com

QVC offers Easy Pay where you can spread out your payments over the designated number of payments at no extra charge when you order using any major credit card, making it an excellent choice for buy now pay later online shopping. Experience the convenience of monthly payments with Easy Pay. Shop QVC.com now!

5. Ginny’s

There is something for everyone at Ginny’s! 100% Satisfaction Guaranteed with payments as low as $10 per month. You can easily buy now pay later online and enjoy your purchases without any financial strain.

6. Montgomery Ward

Montgomery Ward says “Yes” and frequently provides credit accounts to consumers when other retailers have said “No”! Get quick approval up to $100 credit with payments of only $10 per month. They offer a giant selection of brand name items including Sony, Mattel, KitchenAid, New Balance, Conair, Samsung, Fisher-Price, Hoover and more. Take advantage of their payment options and enjoy the convenience of 4 payments shopping without any hassle or late fees.

7. 7th Avenue Catalog

7th Avenue Catalog is a one-stop-shop for high-quality clothing and accessories. They offer modern, contemporary pieces that make it easy to stay on trend without breaking the bank. 7th Avenue offers shoppers the opportunity to buy now and pay later with their convenient payment plans which feature no interest and flexible installment amounts. The 7th Avenue Catalog also offers free returns, making it easy for customers to purchase confidently. Whether you’re updating your wardrobe or needing to try something new, 7th Avenue has you covered with its vast selection.

Looking for more Buy Now Pay Later catalog options? Check out our list of 10 best BNPL Catalogs here or our list of 100’s of free catalogs. 

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You must have a valid credit or debit card or sign up for inhouse credit at the above locations.  If you do not have a credit or debit card or you just prefer to be billed later, I suggest using Klarna, Affirm or FuturePay. Click the respective links to read more about each option as well as see a list of participating stores that offer the convenience of a shop now payment plan without requiring an initial payment.

8 Buy Now, Pay Later Stores

More Buy Now, Pay Later Offers.  

8 Easy Buy Now Pay Later Stores

29 thoughts on “7 Easy Buy Now Pay Later Stores”

  1. I don’t understand this site looks like it’s ritz and it’s all over the place. Sorry I did not get to check out website thanks for reading! Have to fix please thnx
    Everett, wa
    Christina cook

  2. Nice list… I would recommend retaildeal.biz. This store offers up to $2,500 instant spending limit on more than 15000 products. Other highlights include:

    Low Weekly Payment
    No Down Payment
    Bad Credit OK
    90 Days Same As Cash

      1. Yes real deal.biz is legit.. Its through best buy !! You can get a 2,400 credit line. Super easy. No credit needed. Just need a routing number and debit card number to transfer your credit line directly to your credit card.

  3. THIS IS BULL CAUSE ONE SAYS NO MATTER BAD CREDIT U GET CREDIT GAURANTEE!!! WASTED MY TIME IM PISSED….FALSE ADVERTISE……..

  4. Finger hut has damaged clothing! They don’t like when you return items and they charge you for items they don’t replace! Ultimately, they screw your credit up!!

  5. I have a 300.00 credit with fingerhut. I tried today to place an order. I called, my credit went from 300 to 235.00. Never ordered from there before. Now they want a 30.00 down payment.. Wtf

  6. evine,com is legit… i use them…no credit chwck…start small though. i agree i just get annoyed when people dont know the true facta from fiesthand use.

  7. I have applied with a couple of ones form this list and it was no instant approval and it was credit checks Fingerhut approved me with a deposit and low limits but I got a second chance

    1. Mind your own business. Let’s all gang up on this holier than though person who thinks they are better than any of us. Why are you on this site to begin with??? You don’t belong with us.

  8. Hi! I have used Bradford Exchange before, I just had to make 4 payments over 4 months, however received the product right away. Never had a problem with them. Also used Fingerhut, but found items pretty expensive.

  9. Jessica Dempster

    I have used afterpay. 800 credit limit. Increases as you pay on time. Applied at zebit, 500 credit limit. Not used yet.

  10. Sherry Van Winkle

    Some of these sites are not easy to navigate . And it seems some of the items are priced higher than other stores but some of the same products , it’s crazy

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