Buy Mattresses Now, Pay Later

Did you know that you should replace your mattress every 5 to 7 years? The National Sleep Foundation says a good mattress should last 9 to 10 years, but a study found that people sleep better and have less back pain when they switch every 5 years. I guess it’s time to get a new mattress! But they are expensive. Here’s a list of over a dozen stores that allow you to buy mattresses now and pay for them over time with deferred billing options. Most online mattress stores offer free shipping and free in-home trial offers with free return shipping, too!

  1. Amore Beds – Uses Bread financing where you can choose 3, 6 or 12 month financing. Shop now!
  2. Ashley Homestore – Special financing is available with no money down for up to 48 months. Shop now!
  3. Bear Mattress – Take advantage of 0% financing with payments as low as $42 a month. They also offer a 100 Night Risk-Free Trial. Shop now!
  4. Brooklyn Bedding – 120 Night Trial, 10 year warranty; Free Shipping & returns; Payments start at $66/month. Shop BrooklynBedding now!
  5. Doze Beds – 75 night trial; Free Shipping and pickup; 10 year warranty; Financing provided by Blispay. Shop now!
  6. Eight Sleep – Sells Smart Mattresses! They offer 100 free trial period and accept Affirm for payment. Shop now!
  7. Eve Mattress – Spread your payments over 6 months with 0% interest starting after 25 days. Simply choose the 0% APR financing option at checkout. Payments ~ $75/month. Shop now!
  8. Fingerhut – If you have bad credit, they say “Yes” when others say “No”. Payments ~ $14.99/month. If you already have a Fingerhut Credit Account, click here to shop!
  9. Gettington – Offers 3 Ways to Pay: Now (Pay in Full), Fast (4 Monthly Payments) or Easy (24 Monthly Payments). And they carry much more than mattresses for less!  Application takes less than a minute! If you already have a Gettington credit account, click here to shop!
  10. Ghost Bed by Nature’s Sleep – Get 0% interest for 12 months through Klarna or Zibby plus 101 night sleep trial. Shop now!
  11. HSN – FlexPay (the cost of your purchase is divided into 5 monthly payments on your debit or credit card) and Free Shipping is available on Simmons Beautyrest plush, firm, pillow top and more mattress sets. Shop now!
  12. Layla Sleep – Offers 4 months free trial period, free shipping and returns, lifetime warranty (see our Layla review) and accepts Affirm. Shop now!
  13. Luxi Sleep – Offers 1000 night free trial offer (yes, one thousand) and accepts Affirm. Show now!
  14. – No credit needed for their 90 day payment option on discount mattresses. Click “Financing” at bottom of page for more info. Shop now!
  15. Montgomery Ward – Payments as low as $20 per month on Sensorpedic, Simmons, Sleep Comfort, Hawthorn, Allure, Lusso and more. Shop now!
  16. Nature’s Sleep – Offers memory foam mattresses and accepts Affirm for payment. Shop now!
  17. Nectar Sleep Kim’s Pick! $100 off through our link plus 365 Night Home Trial! If you are not 100% satisfied, they will pick up the mattress for free after a full year! See our review. They offer a 6-month no-interest financing plan with no credit checks and approval is instant! Shop now!
  18. Nest Bedding – Enjoy 0% interest financing for 3, 6 or 12 months on organic mattresses. Shop now!
  19. Nolah Sleep – 120-night trial. Free Shipping & Returns. Pay $75/month for 12 months with Klarna. Shop now!
  20. Plush Beds – $50 off through our link! Try any mattress for 100 nights. Sleep better or your money back. They accept Affirm and/or PayPal Credit. Shop now!
  21. Purple – Sells comfy mattresses and pillows and also accepts Affirm. Shop now!
  22. QVC – Buy a new mattress now and pay monthly at no extra charge when using any major credit card. Shop now!
  23. Sleepy’s – They will beat anyone’s price by 20% of it’s free! Plus they offer 0% financing for up to 72 months. Shop now!
  24. Wink Beds – Make easy monthly payments over 6 months with 0% APR financing trough Bread. Shop now!
  25. Zinus – Top ratings with 10 year warranty and accept Affirm. Shop now!

Can’t find the mattress you’re looking for? Check Into Cash offers quick loans up to $1000 deposited into your bank account to spend anywhere. Apply for free in minutes!

Now, do you need bedding for your new mattress? Buy bedding now, pay later.

Buy Mattresses Now, Pay Later
Buy Mattresses Now, Pay Later
Buy Mattresses Now, Pay Later