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Last updated on August 4, 2021
Acima lease-to-own program allow you to get key items like furniture, mattresses, appliances, tires, electronics, jewelry, and more—all without credit*. Search for a store and apply online, or go straight to a location where they can help you out as well. No credit is needed with Acima Credit.
Buy what you need when you need it up to $5000, and they'll give you 12 months to pay it off with flexible payment options (weekly, bi-weekly, twice monthly or monthly). They even offer a 25% off early payoff discount.
- No Credit Scores
- Instant Approvals
- Easy Payment Options
Here is the list of online stores that accept Acima Credit for payment to buy now and pay later:
In This Post:
- Jewelry & Fashion Stores
- Furniture & Appliance Stores
- Mattress Savvy
- Car Accessories & Stereo Stores
Jewelry & Fashion Stores
Frost NYC – Hip Hop Gold Jewelry
With a lease to own program from ACIMA, you can lease your gold and fine diamond jewelry from Frost NYC and then pay for them over time, even if you have bad or no credit at all. To start you only pay a $70 deposit at checkout. Payment terms include an 90-early purchase option, if approved.
Furniture & Appliance Stores
Home Furnishings & Appliances
All Home furniture from Sofas to Tables
Florida based “campus” of home furnishings, home decor, gifts, antiques, clothing, green egg smoker grill and more. NEW rustic, industrial, and farmhouse style furniture and home decor!
Home furnishings store based in Texas. Ask in-store about ACIMA credit options.
Florida based chain of furniture stores for bunk beds, loft beds, kids bedroom sets and baby/toddler funiture.
Lawnmowers and home garden equipment.
Mattresses, and bedroom furniture sets.
Car Accessories & Stereo Stores
Buy new car stereos, speakers, amps and more at Audio Max. Up to $2,000 approval in seconds with Acima. $50 initial deposit payment. Credit reporting to Experian.
Home and car stereo equipment. Down4sound offers the latest and greatest financing options to our customers. We offer Snap Finance and Anima, no credit checks!
Perfection Wheels, we strive to give our customers the flexibility necessary to make there needs a reality. We offer credit through the Acima Credit for your next purchase of wheels, tires and other auto accessories.
Tire Town has four locations serving Leavenworth, KS, Shawnee, KS, Olathe, KS, Kansas City, KS, Independence, MO, and surrounding areas. Ask in store about Acima credit options.
Tires for any type of vehicle, Simple Tire offers 55 million tires from over 300+ brands, 15 tire types including specialty, commercial, and farm tires.
Acima Credit was formerly known as Simple Finance and is known as a lease-to-purchase specialist. If you do not qualify for Acima Credit, we suggest checking out Affirm, Klarna, Bread and/or Zibby. Or apply for a personal loan to spend on anything you want at anywhere you choose.
Are we missing any Acima Credit stores? Leave a comment, and we will update the list as we learn of more stores that accept Acima Finance for payment. If you are a merchant that would like to be added to our list of stores for free, please contact us.