Online Stores That Accept Acima Credit To Buy Now, Pay Later

No Credit Needed Buy what you need, when you need it. We'll give you the time to pay.

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Last updated on August 4, 2021

Acima  lease-to-own  program allow you to get key items like furniture, mattresses, appliances, tires, electronics, jewelry, and more—all without credit*. Search for a store and apply online, or go straight to a location where they can help you out as well. No credit is needed with Acima Credit.

Buy what you need when you need it up to $5000, and they'll give you 12 months to pay it off with flexible payment options (weekly, bi-weekly, twice monthly or monthly). They even offer a 25% off early payoff discount. 

  • No Credit Scores
  • Instant Approvals
  • Easy Payment Options

Here is the list of online stores that accept Acima Credit for payment to buy now and pay later:

Jewelry & Fashion Stores

Frost NYC – Hip Hop Gold Jewelry

With a lease to own program from ACIMA, you can lease your gold and fine diamond jewelry from Frost NYC and then pay for them over time, even if you have bad or no credit at all. To start you  only pay a $70 deposit at checkout. Payment terms include an 90-early purchase option, if approved. 

Furniture & Appliance Stores

Better Home Store 

Home Furnishings & Appliances 

Affordable Home Furniture

All Home furniture from Sofas to Tables 

Alyssa' Home Furnishings

Florida based “campus” of home furnishings, home decor, gifts, antiques, clothing, green egg smoker grill and more. NEW rustic, industrial, and farmhouse style furniture and home decor! 

CB Furniture 

Home furnishings store based in Texas. Ask in-store about ACIMA credit options.

Kids Furniture Warehouse

Florida based chain of furniture stores for bunk beds, loft beds, kids bedroom sets and baby/toddler funiture. 

Gilles Brothers 

Lawnmowers and home garden equipment. 

Mattress Savvy 

Mattresses, and bedroom furniture sets. 

Car Accessories & Stereo Stores 

Audio Max 

Buy new car stereos, speakers, amps and more at Audio Max. Up to $2,000 approval in seconds with Acima. $50 initial deposit payment. Credit reporting to Experian. 

Down 4 Sound

Home and car stereo equipment. Down4sound offers the latest and greatest financing options to our customers. We offer Snap Finance and Anima, no credit checks! 

Perfection Wheels 

Perfection Wheels, we strive to give our customers the flexibility necessary to make there needs a reality.  We offer credit through the Acima Credit for your next purchase of wheels, tires and other auto accessories. 



Tire Town 

Tire Town has four locations serving Leavenworth, KS, Shawnee, KS, Olathe, KS, Kansas City, KS, Independence, MO, and surrounding areas. Ask in store about Acima credit options. 

Simple Tire 

Tires for any type of vehicle, Simple Tire offers  55 million tires from over 300+ brands, 15 tire types including specialty, commercial, and farm tires.

Wheel & Tire Connection 



Acima Credit

Acima Credit was formerly known as Simple Finance and is known as a lease-to-purchase specialist. If you do not qualify for Acima Credit, we suggest checking out Affirm, Klarna, Bread and/or Zibby. Or apply for a personal loan to spend on anything you want at anywhere you choose. 

Are we missing any Acima Credit stores? Leave a comment, and we will update the list as we learn of more stores that accept Acima Finance for payment. If you are a merchant that would like to be added to our list of stores for free, please contact us.

Online Stores That Accept Acima Credit To Buy Now, Pay Later

47 thoughts on “Online Stores That Accept Acima Credit To Buy Now, Pay Later”

    1. you can go to acimacredit.com. click on Find-a-store and look up jewelry stores that provide acima credit financing.

        1. Yes you have to call wayfair
          1 (877) 929-3247 tell them you want to use Acima for financing a purchase they will send you a email with the link to purchase your items through them using acima

  1. Donna Harrison

    I’m looking for a laptop or chromebook for school. Are there any stores that you can tell me that accept acima that sell computers?

  2. I am a return customer of two years with Acima. My lease has been paid off I am now looking for a shop that will do air-conditioning for my car. My ZIP Code is 92545, 92544, 92543 and 92220. Thank you for any help on this matter.

    Lisa Cayton

  3. Hard times audio Albany ga accept acima credit they do custom cars , music rims you name it performance engine builds I order forgiato rims using acima credit threw hard times audio

  4. I selected items on Wayfair and they stated I could purchase those items with Acima. I Called Wayfair and they stated they werent affiliated with Acima???? Whats up with that ?

  5. Capreese Hall-Bobbitt

    I’m looking for a TV appliance store in the 62221 zip code in Illinois….are there any stores in that area that accepts Anima credit? It’s in the Belleville, Shiloh, or O’Fallon area

  6. Is Acima accepted at Household Furniture or Market Warehouse in El Paso Tx? How about Discount Tire and does Acima have a personal loan plan?

  7. Looking for stores around Johnson city TN ,jonesbourgh,Bristol,Kingsport here’s a few zips in JC and jonesborough 37601,37604,37615,37659,37618,


    I am a retired HVAC instructer. I need wholesale 21/2 ton a/c unit and 80000 btu 16 seer furnace

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