3 Un-needed Luxuries to Reduce Monthly Expenses

I Cut My Own Hair Today

Money. Yes. Who doesn’t need it? In times of economic turmoil, everyone finds ways on how to earn discounts, find great deals, reduce expenditures and generally save money. But saving money in itself is a very tall order, and, more often than not, you will need to spend some money to survive. This article will teach you how to spend money wisely and ultimately survive the ordeal you are going through.

A lifestyle change is definitely expected then. Knowing this often may often lead to stressful times, and some entertainment like watching movies and reading magazines may soothe you. These may be given up because of your situation. Don’t. Take our word for it, as you may find free sources and other stuff of that matter if you look at the right places.

To truly shave off some unnecessary bills, first you have to cancel your subscriptions. These may be print subscriptions like magazines or newspapers and movie rental subscriptions. All these can be found at your local library, but the problem is, you haven’t bothered visiting. You can also unsubscribe to cable or satellite television to save some money. Free TV channels like ABC, NBC and FOX can still offer you the information you need. You can also stream your favorite shows on several sites on the web. It’s just a matter of “Googling” them or visiting Vimeo.

Next, try canceling your mobile phone service. You might say “I can’t do that!” or “I can’t live without my phone!” but, trust us, it will save you a lot of money. What you can do to compensate is to acquire a mobile phone with pre-paid capabilities. It might sound inconvenient, but you’ll soon get used to buying credits only when you need them. Maximize texting and call only when in emergencies. Tell the people that they can contact you via e-mail or voice over Internet protocol (VoIP) services like Yahoo! Messenger or Skype to call you for free. Unless you run your own business, you might want to cancel your landline phone service as well.

Finally, it is recommended to find alternatives to your luxuries. For example, instead of paying for a dyeing treatment or haircut in the salon, you could ask someone you’re comfortable with to do that for you (or, if you’re really dexterous, do it yourself). Spend your “friends’ night” at home with a few drinks and parlor games instead of going out for a costly concert.

Use a bike instead of a car (you can even help the environment), take a bus instead of a taxi, or take a picnic with the family at the park instead of going to sports events or whatever that would suck your wallet dry. Remember that this isn’t going to work for you if you won’t be optimistic and try to have fun in the process.

So, take a deep breath and cancel those subscriptions to relive yourself of unnecessary debt.

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